Your business needs your attention and a strong and sturdy support of the bank for its transformation from medium to a large industry. You need to be busy with your business while your business transactions are managed by us, using IndusInd’s network of 210 branches spread across 155 locations.
Adding value to your business, we bring forth the best product in the industry in the SME segment.
You need to transfer and collect funds faster across cities to facilitate your business and manage working capital cycle. The solution from IndusInd is a unique product Indus Gold Current Account especially crafted for traders, retailers, small and mid-sized manufacturers, hotels, travel agencies, exporters, importers and logistics firms.
Click here to know more about our USPs.
Schedule of Charges for Current Accounts w.e.f 1st February 2017
Average Monthly Balance Requirement * | Rs. 50,000 |
Important Information (Please Note) | AMB requirement for accounts opened till 31st March 2015 will continue to be 50% for category B, C, IMFS and Rural Branches. |
For Accounts opened after 1st April 2015 50% waiver of AMB will cease for category B, C, IMFS and Rural Branches. | |
Charges for Non-Maintainance of AMB | Rs. 750 per month if AMB is >= 50% but <100% & Rs. 1000 per month if AMB is <50% |
Cheque Book Issuances (Payable At Par: 50 leaves Book) |
2 cheque books Free per month |
Charges of Cheque Book on additional usage1 | Rs. 2 per leaf |
Local Cheque Deposit | Free | ||||||||
Cheques deposited at any location of Indusind Bank for clearing in the same location | Free | ||||||||
Outstation Cheque Deposit on IndusInd Location | Free | ||||||||
Outstation Cheque Deposit on Non IndusInd Location |
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Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 | Free | ||||||||
For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer |
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 | Free |
Anywhere Payment: Cheques paid at non-home location of Indusind Bank | Free |
DD/PO (At Branch Locations) | |
Free Limit | Rs. 50 lacs per month (Per day limit of Rs. 2,00,000) |
Charges on Additional usage | Rs. 1/1000 Min Rs. 25 Max Rs. 10,000 |
DD/PO (Correspondent Bank Location) | |
Free Limit | Rs. 10 lacs per month |
Charges on Additional usage | Rs. 2/1000 Min Rs. 100 Max Rs. 15000 |
DD/PO (Non-Correspondent Bank) | Rs. 3/1000, Min Rs. 100 Max Rs. 15000 |
NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER)5 | Free |
RTGS (REAL TIME GROSS SETTLEMENT)6 | Free |
For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer |
Cash Deposit | |
Free Cash Deposit at Home Location per month3 | Rs. 6,00,000 |
Additional Charges on incremental deposits | Rs. 3/1000 (Minimum Rs. 50/- per transaction) |
Free Cash Deposit at Non-Home Location per month3 | Rs. 100000 |
Additional Charges on incremental deposits | Rs. 4/1000 (Minimum Rs. 50/- Per transaction) |
Cash Withdrawal | |
Cash Withdrawal (Home Location) | Free |
Cash Withdrawal (Non-Home Location)4 | Free |
Cash Withdrawal (ATM's) IndusInd Network | Free |
Cash Withdrawal Other ATMs | Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction |
Cash Withdrawal Outside India | Rs. 125/- Per Transaction |
Cash Withdrawal Limit by Debit Card | Refer Standard Schedule of Charges for Debit Card |
Stop Payment (Single Cheque) | Rs. 100, Nil Charges if requested through Net banking/Mobile banking/IVR |
Stop Payment (Series Cheque) | Rs. 150, Nil Charges if requested through Net banking/Mobile banking/IVR |
Cheque Return (Inward) For Financial Reasons | Upto 2 instruments per month- Rs.350 per instrument. On 3rd & 4th instrument - Rs.500 per instrument 5th Instrument onwards- Rs.750 per instrument |
Cheque Return (Outward) IndusInd Location | Rs. 50 per cheque |
Cheque Return (Outward) Other Locations | Rs. 100 per cheque + Out of pocket Expenses |
Internal Transfer Return Charges | NIL |
NACH / ECS Returns | Rs. 200 |
DEBIT CARD | |
Gold Business CHIP / Titanium Debit Card | Rs. 249/- (Issuance, Replacement, Supplementary Card & Annual Charge) |
Platinum Business CHIP Debit Card | Rs 699/- (Issuance, Supplementary Card & Annual charges) Rs 249/- for Replacement |
Balance Inquiry at Other ATMs within India | Free |
Balance Inquiry Outside India | Rs. 20/- per transaction |
POS Limit on Debit Card | Limit as per Debit Card Taken, Refer Standard schedule of charges for Debit Card |
Email Statement (Daily) | Free |
Adhoc Statement printed | Rs. 10 per page |
Cash Delivery / Pickup (Per call) | |
Till 2 lacs | Rs. 150 |
2 - 5 lacs | Rs. 250 |
5 - 10 lacs | Rs. 400 |
10 - 20 lacs | Rs. 800 |
> 20 lacs | Contact Branch |
Cash Delivery / Pickup (Beat delivery) per month | |
Till 1 lacs | Rs. 2,000 |
1 - 2 lacs | Rs. 3,000 |
2 - 5 lacs | Rs. 5,500 |
5 - 10 lacs | Rs. 9,000 |
10 - 20 lacs | Rs. 16,000 |
> 20 lacs | Contact branch |
Cheque Pickup (On call)+ | Rs. 50 per instance |
Cheque Pickup (Beat) per month+ | Rs. 500 |
IMPORTANT: If Average Monthly Balance is maintained less than 60% of the product selected, free limits will not be applicable and below mentioned Standard charges will apply. |
1 Standard Charges per cheque leaf is Rs. 2/- |
2 Standard Charges for funds transfer trasaction is Rs. 15/- per cheque |
3 Standard Charges for Cash deposit at Home location: Rs. 3/1000 minimum Rs. 50/-, Non-Home Location:Rs. 4/1000 minimum Rs. 50/-. |
4 Standard Charges for cash withdrawal at Non-Home Location is Rs. 2.5/1000 minimum Rs. 50 |
5 Standard Charges for NEFT: Upto Rs. 1 lac Charges of Rs. 2.5/- per transaction –From Rs. 1 lac to 2 lac Charges of Rs. 15/- per transaction- Rs. 2 lakh and above Rs. 25 per transaction |
6 Standard Charges for RTGS: From Rs. 2 lac to 5 lac Charges of Rs. 25/- per transaction – Rs. 5 lakh and above Rs. 50 per transaction |
+Available in Select Locations only |
PAP- Payable At Par |
The additional Standard Charges on Transactions due to AMB non-maintenance will not apply to Exim Current Accounts, however on breach of monhtly free limits of transactions, charges as specified will be applicable |
* AMB not applicable for Indus Exim Basic and Indus Exim Advantage, only Quarterly Throughput Applicable |
GST as applicable on charges |
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