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Overview

For the purchase of new and used three wheelers of all manufacturers.

Eligibility

  • Borrower and co-borrower should have been a resident of that area at least for two years
  • Borrower and co-borrower should be a domicile of the same area
  • Cash generation potential from the vehicle should be at least 1.25 times of the installment payable after meeting all operational expenses
  • Guarantor should be known to the borrower and should not be a relative
  • Knowledge of running vehicles for commercial use

Documentation

Mandatory documents

  • Proof of residence for both Borrower and  Co-borrower is mandatory
  • Ration card or passport copy or Voter's ID or gas connection
  • Photograph of Borrower and Guarantor is mandatory

Optional documents

  • Last 6 months bank statement, if any
  • Contract copies, if any
  • Repayment track, if any
  • Property deed copy, if any
  • RC book photocopies for vehicles owned, if any

For Partnership Firms

  • Partnership deed and authorisation letter for partnership firms
  • Registration certificate

Memorandum and Articles of Association
Board Resolution – Certified True Copy

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  • SAVINGS RATES

  • Daily balance upto 1 lac 4.5 %
  • Daily balance above 1 lac 6 %
  • DEPOSIT RATES

  • 2 years 6 months to below 2 years 9 months 9.25 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 8.75 %
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