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Overview

Prestige means the level of respect at which one is regarded by others. Some privileges are reserved for a chosen few, presenting our Indus Prestige Business Account offer for discerning customers like you.

As an Indus Prestige Business Account holder you will have the services of a dedicated Relationship Manager* who will take care of your transaction needs. The offer comes to you with a host of other premium services and exclusive benefits.

A specialized product for the Manufacturers, C & F agents and Bulk Trader segment

Features & Benefits

  • Unlimited free fund transfer option either through cheque or online using NEFT /RTGS
  • Free cheque transactions across all our locations
  • Free PAP cheque book
  • Free payment and collections through NEFT/RTGS
  • Flexible Cash deposit option on monthly basis
  • Free DD even on correspondent bank location to help you with better location reach*
  • In a Prestige account you need to maintain an AMB (average monthly balance) of Rs. 5,00,000/
  • All channels of banking available
  • Dedicated Relationship Manager*
  • Take advantage of our doorstep banking

* At select locations

Charges

Schedule of Charges for Current Accounts w.e.f 1st April 2015

AMB & CHEQUE BOOK CHARGES
Average Monthly Balance Requirement Rs. 500,000/-
Important Information (Please Note) AMB requirement for accounts opened till 31st March 2015 will continue to be 50% for category B, C, IMFS and Rural Branches.
For Accounts opened after 1st April 2015 50% waiver of AMB will cease for category B, C, IMFS and Rural Branches.
Charges for Non-Maintainance of AMB Rs. 3000 per month if AMB is >= 50% but
<100% & Rs. 4000 per month if AMB is<50%
Cheque Book Issuances
(Payable At Par: 50 leaves Book)
10 cheque books
Free per month
Charges of Cheque Book on additional usage 1 Rs. 2 per leaf
COLLECTIONS
Local Cheque Deposit Free
Cheques deposited at any location of Indusind Bank for clearing in the same location
Free
Outstation Cheque Deposit on Indusind Location (inclusive of all charges and service tax)2 Free
Outstation Cheque Deposit on Non-Indusind Location (inclusive of all charges and service tax)
Instrument Value Charges (Inclusive of all Charges)
Cheques collection Up to and including 5,000 Rs. 25/-
Above 5,000 and up to and including 10,000 Rs. 50/-
Above 10,000 and up to and including 1,00,000 Rs. 100/-
Above 1,00,000 Rs. 200/-
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 Free
For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer
PAYMENTS
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 Free
Anywhere Payment: Cheques paid at non-home location of Indusind Bank Free
DD/PO (At Branch Locations)
Free Limit Rs. 250 lacs per month
Charges on Additional usage Rs. 1/1,000 Min Rs. 25 Max Rs. 10,000
DD/PO (Correspondent Bank Location)
Free Limit Rs.  50 lakh per month
Charges on Additional usage Rs. 2/1,000 Min Rs. 100 Max Rs. 15,000
DD/PO (Non-Correspondent Bank) Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000
NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER)5 Free
RTGS (REAL TIME GROSS SETTLEMENT)6 Free
For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer
CASH TRANSACTIONS
Cash Deposit
Free Cash Deposit at Home Location per month3 10 times of the previous Month AMB maximum of Rs. 1 cr per month
Additional Charges on incremental deposits Rs. 3/1,000 (Minimum Rs. 50/- per transaction)
Free Cash Deposit at Non-Home Location per month3 Rs. 5,00,000
Additional Charges on incremental deposits Rs. 4/1,000 (Minimum Rs. 50/- Per transaction)
Cash Withdrawal
Cash Withdrawal (Home Location) Free
Cash Withdrawal (Non-Home Location)4 Free
Cash Withdrawal (ATM's) IndusInd Network Free
Cash Withdrawal Other ATMs Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction
Cash Withdrawal Outside India Rs. 125/- Per Transaction
Cash Withdrawal Limit by Debit Card Gold Chip Debit card Rs. 50,000/- and Platinum Chip Debit Card Rs. 1,00,000/-
OTHER FEATURES & CHARGES
Stop Payment (Single Cheque) Rs. 100
Stop Payment (Series Cheque) Rs. 150
Cheque Return (Inward) For Financial Reasons Upto 2 instruments per month- Rs. 350 per
instrument.
On 3rd & 4th instrument - Rs. 500 per
instrument.
5th Instrument onwards- Rs. 750 per
instrument.
Cheque Return (Outward) IndusInd Location Rs. 50 per cheque
Cheque Return (Outward) Other Locations Rs. 100 per cheque + Out of pocket Expenses
Internal Transfer Return Charges NIL
ECS Returns Rs. 200
Debit Card
Business Gold CHIP Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) NA
Platinum Business CHIP Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) FREE
Balance Inquiry at Other ATMs within India Free
Balance Inquiry Outside India Rs. 20/- per transaction
POS Limit on Debit Card Gold Chip/Normal Debit card Rs. 1,00,000/- and Platinum Chip Debit Card Rs. 2,00,000/-
Email Statement (Daily) Free
Adhoc Statement printed Rs. 10 per page
Inoperative account charges (Per Quarter)^ Rs. 100
Dormant Account Activation Free
Account Closure Charges
Before Six Months Rs. 200
After Six Months NIL
DOORSTEP BANKING+
Cash Delivery / Pickup (Per call)
Till 2 lacs Free once a day
2 - 5 lacs Rs. 250
5 - 10 lacs Rs. 400
10 - 20 lacs Rs. 800
> 20 lacs Contact Branch
Cash Delivery / Pickup (Beat delivery) per month
Till 1 lacs Free once a day
1 - 2 lacs Rs. 3,000
2 - 5 lacs Rs. 5,500
5 - 10 lacs Rs. 9,000
10 - 20 lacs Rs. 16,000
> 20 lacs Contact branch
Cheque Pickup (On call)+ Free once a day
Cheque Pickup (Beat) per month+ Free
Schedule of Standard Charges
IMPORTANT: If Average Monthly Balance is maintained less than 60% of the product selected, free limits will not be applicable and below mentioned Standard charges will apply.
1 Standard Charges per cheque leaf is Rs. 2/-
2 Standard Charges for funds transfer trasaction is Rs. 15/- per cheque
3 Standard Charges for Cash deposit at Home location: Rs. 3/1000 minimum Rs. 50/-, Non-Home Location:Rs. 4/1000 minimum Rs. 50/-.
4 Standard Charges for cash withdrawal at Non-Home Location is Rs. 2.5/1000 minimum Rs. 50
5 Standard Charges for NEFT: Upto Rs. 1 lac Charges of Rs. 2.5/- per transaction –From Rs. 1 lac to 2 lac Charges of Rs. 15/- per transaction- Rs. 2 lakh and above Rs. 25 per transaction
6 Standard Charges for RTGS: From Rs. 2 lac to 5 lac Charges of Rs. 25/- per transaction – Rs. 5 lakh and above Rs. 50 per transaction
+Available in Select Locations only
PAP- Payable At Par
The additional Standard Charges on Transactions due to AMB non-maintenance will not apply to Exim Current Accounts, however on breach of monhtly free limits of transactions, charges as specified will be applicable
* AMB not applicable for Indus Exim Basic and Indus Exim Advantage, only Quarterly Throughput Applicable
^ No Customer Induced Transaction for 1 Year
Taxes as applicable on charges
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  • SAVINGS RATES

  • Daily balance upto 1 lac 4.5 %
  • Daily balance above 1 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 9 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 8.75 %

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