IndusInd Bank IndusInd Bank
IndusInd Bank - Loan EMI

Personal and Business Loan Repayment

Pay your loan EMI / Dues in two easy steps!

FAQs

How do I make online payment?

You can make an online payment through in the following simple steps:

  1. Browse the INDUSIND Bank website and click on the "Online Loan Repayment" link.
  2. Type your loan number and validate.
  3. Click on the link for making payment through net banking and authorize the payment
How do I make online payment?

Your payments are processed immediately after you have authorized the transaction from your Net banking. If your payment is successful, you will be informed that your payment has been accepted and a payment transaction number will be displayed with a successful transaction note.If your payment is unsuccessful, you will be informed that your transaction was unsuccessful.

Is there any limit on the size of a payment I can make?

Yes, Payments only up to the amount Payable displayed on the transaction screen can be made.

What if the payment is not credited even after four days?

Please contact our 24-hour Customer Care and register a complaint after providing all the transaction details.

How will I know that the payment is made successfully?

Post every successful transaction; you will get a success message along with a valid transaction ID. However, sometimes the transaction is successful but a transaction number cannot be displayed due to power cuts, connection failures, etc., In such cases you are advised to check your bank account credit balance to know whether the transaction has happened. Y ou should report about it to IndusInd Bank if your loan number is not credited within 4 working days from the date of the actual transaction.

Can I make payments against foreclosures

No. You can make payments only against Overdue EMI.

Do I need to register with INDUSIND Bank for making online payments?

No.

Is there any charge for using online Repayments.

No.

What are the benefits of online Payment

Your overdue payments are made quickly and conveniently. You no longer have to write cheques, visit a branch and wait in a queue for your turn, to make payments.

Who can make Online payment

Only INDUSIND Bank loan customers can make payment make online payment.

When can I check my IndusInd Bank loan statement to know my payment status

After 4 working days.

Can I make a payment towards someone else's overdue

Yes, you can make a payment of an overdue loan on behalf of your family members and friends from your Net Banking Account.

Can I make a payment against bounce charges online

Yes. You can make the payment towards bounce charges online.

What if I make an error while entering my loan number and make a payment to somebody else's loan number?

There are certain checks available to avoid payment against wrong loan numbers. These checks are as follows:

  1. The loan number needs to be entered twice.
  2. Once the loan number is entered, the amount of overdue amount will be displayed and one can validate the same.

Even if you have made a payment to a wrong loan number, you need to call our 24-hour Customer Care and register a complaint immediately.
Kindly note in such a scenario IndusInd Bank will not be liable for any loss arising as a result of such incorrect loan number inputted by clients.

What if I make an error while entering my loan number and make a payment to somebody else's loan number?

There are certain checks available to avoid payment against wrong loan numbers. These checks are as follows:

  1. The loan number needs to be entered twice.
  2. Once the loan number is entered, the amount of overdue amount will be displayed and one can validate the same.

Even if you have made a payment to a wrong loan number, you need to call our 24-hour Customer Care and register a complaint immediately.
Kindly note in such a scenario IndusInd Bank will not be liable for any loss arising as a result of such incorrect loan number inputted by clients.

What if I made an excess payment in two different transactions for the same loan number?

The excess payment will be available in your credit balance and the refund for it can be obtained through any of our Retail Asset branches by making a written application or you may call our 24-hour Customer Care and register a complaint.