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UIN: 110L112V01

You have worked hard and smart to earn your money. Now make your money work harder and multiply itself. Introducing, Tata AIA Life Insurance Fortune Pro, a Non-Participating Unit Linked Endowment Insurance plan that makes your money grow steadily over time and also provides protection to your loved ones.

This plan offers flexibility of policy duration which allows you to mould it into your different financial needs and adjusts itself to your desired level of growth.

Investment in this plan can help you fulfill your medium to long term goals such as children's education, retirement planning and wealth creation.

With Tata AIA Life Insurance Fortune Pro, let your money work smartly as you do.



  • Pay premiums once or for a limited period and get Insurance protection throughout policy term
  • Regular Loyalty Additions are credited to the policy to boost your investments
  • Flexibility to choose from 6 Fund options for enhanced investment opportunities
  • Option to customize your plan with three additional unit deducting riders
  • Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy
  • Top-up facility to further augment your portfolio
  • Flexibility of Partial Withdrawals after five policy years to meet your financial needs
  • Settlement option is provided on Maturity thus enabling you to receive the maturity amount either in lump sum or in installments over a period of time
  • Tax benefits u/s 80C and 10 (10D) of the Income Tax Act, 1961


Minimum Issue Age (Age last birthday) 0 years (30 days)
Maximum Issue Age (Age last birthday) 59 years
Minimum Maturity Age (Age last birthday) 18  years
Maximum Maturity Age (Age last birthday) 75  years
Policy Term 15 to 40 years
Premium Paying Term Single Pay
Limited Pay – 5 /7 and10years
Regular /Limited Pay – 15 and 20 years
Pay Mode Single, Annual, Semi-Annual, Quarterly, Monthly
Minimum Premium1 Single Pay –.  Rs. 1,00,000
Regular / Limited Pay – Rs. 50,000 per annum
Maximum Premium1 Single Pay –.  Rs. 5,00,000
Regular / Limited Pay – Rs. 5,00,000 per annum
Minimum Basic Sum Assured2 For Single Pay
1.25 times the Single Premium
For Regular / Limited Pay
Higher of (10* AP) OR (0.5*Policy Term * AP ) AP is Annualised Premium selected by the policyholder at the inception of the policy, excluding the service tax or any other extra premium.
Maximum Basic Sum Assured2 For Single Pay – 1.25 times the Single Premium
For Regular / Limited Pay –
Entry Age band Maximum Multiple of AP
0 to 29 30
30 to 35 20
36 to 45 Higher of (Policy Term/ 2 or 15)
46 to 59 Higher of (Policy Term/ 2 or 10)
AP is Annualised Premium selected by the policyholder at the inception of the policy, excluding the service tax.

1Increase or decrease in Premium is not allowed under this plan. If Premium is the starting point, Premium should be chosen to be a multiple of Rs.1000.

2Increase or decrease in Basic Sum Assured by changing the premium multiple is allowed subject to Underwriting and limit set by the company. If Basic Sum Assured is the starting point, Basic Sum Assured should be next higher multiple of Rs.1000.


  • Insurance is the subject matter of the solicitation.
  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • Service tax is applicable as per governing laws and the same shall be borne by the policyholder. Tata AIA Life Insurance Company Limited reserves the right to recover from the Policyholder, any levies and duties (including service tax), as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium
  • Past performance is not indicative of future performance
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines
  • Insurance cover is available under this product
  • Investments are subject to market risks
  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your - Insurance agent or the Intermediary or policy document issued by the insurance company.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
  • The performance of the managed portfolios and funds is not guaranteed and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider(s), please contact Tata AIA Life's insurance advisor/ branch.
  • The Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.

INDUSIND Bank Limited (1749817) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune - 411001. Participation by the Bank’s clients in the insurance products is purely on a voluntary basis. The contract of insurance is between Tata AIA Life and the insured and not between the bank and the insured.

Beware of Spurious Phone calls and Fictitious/Fraudulent offers:
IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.5 %
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