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An account that gives the best reach and access to your funds while giving you the flexibility to manage your funds between your Savings Account and Fixed Deposit without hassle of minimum balance requirements.

Benefit from the convenience of value-added services with your Indus Classic Savings Account and enhance the pleasure of your banking experience.

Features & Benefits

Debit Card
  • IndusInd Bank presents a suite of premium to utility Debit Cards, that come loaded with features to make banking effortless for you. Choose from any of the following:
    • International Classic VISA Debit Card or
    • International Gold VISA Debit Card
    • Maximum Platinum VISA Debit Card
  • Use your card to earn reward points even on your daily transactions. Shop, pay utility bills, invest through SIPs or even withdraw cash and choose to get rewarded or auto cash back into your account through Indus Money.
  • Easy access to your account
    • Access IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, VISA Credit Card bill payment, balance enquiry, mobile top-up and other miscellaneous requests, all for free
    • Access cash for withdrawal at over 80,000 ATMs in India, through our network partners – VISA and NFS
    • Access your funds at over 1 million VISA ATMs worldwide and 26 million VISA merchant outlets
  • Safe and secure online shopping
  • Register for Verified by Visa (VbV) and use your card for online shopping and e-Payments
  • 5 free domestic other Bank ATM transactions in a month (cash withdrawal, balance enquiry, PIN change OR mini \statement)
  • Limits on card flexible
  • Mobile top -up at ATMs
Banking at your convenience
  • Access and transact on your account from any of our branches across India completely FREE, be it for deposits, withdrawals or any other transactions
  • 365 days banking at select branches
  • Toll free contact centre access to our service staff
Internet Banking
  • Free Internet banking service
  • Free bill payment and online railway ticket booking facility
  • Free funds transfer through NEFT and RTGS
Cheque Book
  • Free personalised Payable-At-Par Cheque Book
Statements and Nomination
  • Free Quarterly Statements OR Monthly e-statements/Pass Book facility
  • Nomination facility available
No need to carry cash anymore
  • Online Bill Payment, Railway Ticket Booking, e-Shopping
  • Mobile Top-ups at ATMs
  • Credit Card Bill Payment (VISA Cards) over ATM and Internet
  • Cash-less shopping with VISA Debit Card
  • Free funds transfer - Use RTGS or NEFT to transfer funds anywhere in India completely FREE


The following can open an Indus Classic account -

  • Resident Individuals (Sole or Joint Account)
  • Minor
  • Hindu Undivided Families
  • Trusts, Associations, Societies and Charitable trusts.
  • Foreign national residing in India for a period greater than 180 days, can open a Savings Account by providing the following
    • Valid Passport
    • Valid Visa
    • Documentary Proof of residency in India

Balance Requirement

Now, depending on your need, you can choose between keeping surplus funds for easy access in your Savings Account OR maximizing returns by investing them in Fixed Deposits at attractive rates - without having to worry about Minimum Balance Requirements.

  • AMB of Rs.10, 000/- in category A branches or Fixed Deposit/s of Rs. 50,000/-
  • AMB of Rs.10, 000/- in category B branches or Fixed Deposit/s of Rs. 35,000/-
  • AMB of Rs. 2, 500/- in category C branches or Fixed Deposit/s of Rs. 25,000/-
  • AMB of Rs 1,500/- in category C1 Branches or Fixed Deposit of Rs. 25,000/-

*AMB – Average Monthly Balance

Balance Non-Maintenance Charge

  • For CAT A and B Branches –
    • If AMB in the account is between INR.5,000 to INR 10,000/-, INR 250/- per month would be levied
    • If AMB is less than INR 5,000/-, INR 350/- per month would be levied
  • For CAT C Branches –
    • If AMB in the account is between INR 2,500 to INR 1,250/-, INR 250/- per month
    • If AMB is less than INR 1,250/-, INR 350/- per month
  • For CAT C1 Branches –
    • If AMB in the account is between INR 1,500 to INR 750/-, INR 250/- per month
    • If AMB is less than INR 750/-, INR 350/- per month

How to Apply

You can open an Indus Classic Savings Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Savings Account form.

The following documents will be needed to open the indus classic account –

  • Duly filled account opening form
  • One passport size colour photograph
  • Initial deposit amount of INR.5,000/- or more, if account opened in A&B Category Branch or INR.2,500/- or more, if account opened in C Category Branch
  • PAN card or Form 60/61 where PAN card is not available
  • Any one document from each of the following groups:

Identity Proof
Passport or driving license or Voter's ID or Photo Debit/Credit Card

Address Proof
Passport or driving license or Voter's ID or Utility Bill (not older than 3 months)

The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %

  • 1 year to 1 year 2 months 8.65 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 8.5 %
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