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Welcome to the world of premium savings account - Indus Maxima. Indus Maxima offers –you with a host of premium services and exclusive banking solutions that cater to all your financial needs. With the Indus Maxima Savings Account, you also get your very own IndusInd Maximum Platinum Debit Card. Revel with the exclusive privileges, discounts and offers to match your lifestyle.

Features & Benefits

We welcome you to explore the world of maximum benefits, convenience and rewards with Indus Maxima.

The List of Exclusives
  • Maximum Platinum VISA Debit Card
  • Two Free Add-on accounts
  • Host of free services and benefits
  • Bank from anywhere in the world
  • Premium Relationship Banking
Maximum Platinum Debit Card

Get the very premium Maximum Platinum Debit Card with your Indus Maxima Account. The feature rich card offers you maximum benefits as listed below-

  • Higher daily limits - Daily purchase limit - INR.2,00,000/- and ATM withdrawal - INR.1,00,000/-
  • Host of complimentary insurance covers
  • Waiver on fuel surcharge - Fuel surcharge waived off up to Rs. 250/- per month
  • Get 5X reward points - the higher you spend, higher the points you earn. Earn up to 5 times the reward points, under our loyalty Programme Indus Money!
    • Power of Choice: You decide whether your rewards will be in form of automatic monthly cash back or reward points accumulation
    • Exclusive reward points redemption catalogue
    • Exciting usage and discount offers
  • Safe and Secure online shopping - register for Verified by Visa (VbV) and use your card for online shopping and e-Payments.
  • Minimal Pricing
    While the Platinum Debit Card comes to you with a host of benefits and offers, we have priced the same nominally. The price that you pay for the card will be of no match to the benefits that you can get from the card, making it Maximum Platinum! Annual Platinum Card Fee-
  • On Primary Account Rs.99/-
    On Add-On Accounts (up to 2) Free for Life

    Terms and Conditions Apply

Group Account Benefit- 2 Add-on Accounts FREE

Indus Maxima offers you the option to open up to add-on accounts FREE for your family members. You also get grouped account benefit, whereby the average balance can be maintained across the 3 accounts together.

Enjoy all the premium benefits on each of the 3 accounts while the balance can be maintained through any or all of the account/s. What's more the Premium Platinum Card comes FREE on your add-on accounts.

Host of free services and facilities
  • 365 day banking at select branches
  • Free internet and mobile banking service
  • Free doorstep banking at select locations – Cash/cheque pickup and cash/ demand draft delivery
  • Unlimited Payable at Par (PAP) cheque books
  • Unlimited other bank ATM withdrawals in India and 1 international ATM withdrawal free per month
  • Unlimited pay orders and own bank demand srafts free
  • 1 correspondent bank draft up to INR 50,000 free per day
  • Free funds transfer through NEFT or RTGS
  • Free Monthly Statements (Physical and/or e-Statements) and SMS alerts
  • Platinum Debit Card Free on Add-on account/s
Anywhere Banking
  • Access your account through any of our branches across India, be it for cash withdrawals/deposits, enquiries or transactions without worrying about extra charges on transactions at non-base branch.
  • Internet banking and Mobile banking allow you to transact on your account without ever leaving the comfort of your home. Download statements, transfer funds, place an FD, request for a demand draft, all at the click of a button!
  • Get cash picked up/delivered and/ or cheques picked up from your home by signing up for doorstep banking.
Relationship Banking- Maximum Convenience

Indus Maxima account will truly bring you convenience of banking with our premium Relationship Banking services. Basis the balance maintained in your account/s, a dedicated Relationship Manager (RM) shall be assigned to you. Your Relationship Manager will assist you on all your banking and investment needs. IndusInd Bank offers the following financial services-

  • Lockers
  • Demat Account
  • e-Trading Account
  • Insurance and Investment Options


  • Resident individuals (sole or joint account)
  • Minor
  • Hindu undivided families
  • Trusts, associations, societies and charitable trusts.
  • Foreign national residing in India for a period greater than 180 days, can open a savings account by providing the following
    • Valid Passport
    • Valid Visa
    • Document proof of residency in India

Balance Requirement

Average Quarterly Balance: INR 25,000/-

Note – Indus Maxima account allows you grouping benefits, whereby the average balance required can be maintained across 3 accounts together

Balance Non-Maintenance Charges*

If balance less than INR 25,000/- but more than INR 18,750/- INR 300/-
If balance less than INR 18,750/- but more than INR 12,500/- INR 600/-
If balance less than INR 12,500/- INR 900/-

*On Quarterly Basis

Note – AQB Non - Maintenance charge, if applicable shall be recovered from the primary account (based on choice indicated by the customer at the time off account opening)

How to Apply

You can open an Indus Maxima Savings Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Savings Account form.


  • An account opening form duly filled
  • One passport size Colour Photograph
  • Initial deposit amount of INR 25,000/- or more. For Add-on accounts initial deposit of INR 1,000 or more
  • PAN card or Form 60/61 where PAN card not available
  • Any one document from each of the following groups:

Identity Proof
Passport or driving license or Voter's ID or Photo Debit/Credit Card

Address Proof
Passport or driving license or Voter's ID or utility bill (not older than 3 months)
The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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