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Disclaimer : Please note that IndusInd Bank is no longer sourcing these Credit Cards

Product Overview

A premium lifestyle deserves the special treatment. We are proud to present the IndusInd Bank Signature Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes.

Please click here to view Safety Tips on your Credit Card.

Gold Add-On Cards

Now, you can apply for up to 5 add-on IndusInd Bank Gold Credit Card for your dependents* on your primary IndusInd Bank Gold Credit Card. The add-on cards will have the same credit limit as on your primary Credit Card. Add-on cardholders will receive all the benefits of an IndusInd Bank Gold Credit Card except complimentary insurance unless specified.
All the transactions made using the add-on IndusInd Bank Gold Credit Cards will reflect in the monthly statement for the primary IndusInd Bank Gold Credit Card. The add-on cardholders will not receive separate monthly statement.
*Dependents will include your spouse, parents, parents-in-law, brother, sister or your children above 18 years.

Gold Assurance

Total Protect:
You don't need to worry about fraudulent usage of your card anymore. 'Total Protect' is a first- of- its- kind program which covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well.

'Total Protect' covers you for the following:-

  • Unauthorised transactions in case of loss theft of card: An insurance cover is provided up to 48 hours prior to you reporting the loss of your card.
  • Counterfeit Fraud: The IndusInd Bank IndusInd Gold Credit Card offers you insurance to protect yourself against incidents of counterfeit fraud.

Conditions apply.

Click here for terms and conditions of the applicable insurance policy.

Rewards

Gold Rewards

Shop Plan

The Gold Shop Plan manages your finances better and helps you save. Each time you spend on the listed spend categories with your IndusInd Bank Gold Credit Card you earn savings points*, that you can later redeem for against dues on your Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Shopping in departmental stores 4 savings points
Purchase of consumer durables or electronic items 2 savings points
Restaurant bills 1.5 savings points
Books 1.5 savings points
All Other Spends on your card 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Shop Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Shopping in departmental stores 4 savings points Rs. 40,000 1,600
Purchase of consumer durables or electronic items 2 savings points Rs. 35,000 700
Restaurant bills 1.5 savings points Rs. 24,000 360
Books 1.5 savings points Rs. 4,000 60
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,795

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses

Home Plan

The Gold Home Plan gives you the best discounts and schemes for your dream home. Each time you spend on the listed spend-categories with your IndusInd Bank Gold Credit Card, you earn savings points* that you can later against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Grocery shopping 4 savings points
Cellphone bills 2.5 savings points
Electricity bills 2.5 savings points
Insurance premium 1.5 savings points
Medical Spends 1.5 savings points
All Other Spends 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Home Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Grocery 4 savings points Rs. 36,000 1,440
Cellphone bills 2.5 savings points Rs. 18,000 450
Electricity bills 2.5 savings points Rs. 12,000 300
Insurance premium 1.5 savings points Rs. 10,000 150
Medical Spends 1.5 savings points Rs. 5,000 75
All other spends 0.5 savings points Rs. 18,000 90
Your total savings points# 2,505

* Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Travel Plan

The Gold Travel Plan is the ideal plan for your frequent travelling needs. Get the best deals and enjoy host of benefits each time you travel for business or pleasure. Each time you spend using your IndusInd Bank Gold Credit Card from the select category, you earn savings points that you can later redeem against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Hotel expenses 4 savings points
Airline Tickets 2.5 savings points
Car rental expenses 1.5 savings points
Rail tickets 1.5 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Travel Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Hotel expenses 4 savings points Rs. 35,000 1,400
Airline Tickets 2.5 savings points Rs. 45,000 1,125
Car rental expenses 1.5 savings points Rs. 8,000 120
Railway tickets 1.5 savings points Rs. 4,000 60
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,780

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Party Plan

With our Gold Party Plan you can indulge in all the partying and socialising that your lifestyle demands. It gives the best deals for all the foodies and party animals. Each time you spend on the listed spend categories with your IndusInd Bank Gold Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Restaurant bills 4 savings points
Shopping in departmental stores 2 savings points
Payments in Bars & Pubs 2 savings points
Movie Tickets 1.5 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Party Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Restaurant bills 4 savings points Rs. 36,000 1,440
Shopping in departmental stores 2 savings points Rs. 40,000 800
Payments in Bars & Pubs 2 savings points Rs. 20,000 400
Movie Tickets 1.5 savings points Rs. 5,000 75
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,790

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Redemption of Rewards

Redemption of Rewards

We understand your need for choice and have tailored our redemption options to provide you with the following:

TheMoreStore Click here for terms & conditions
Airline Miles on partner airlines Click here for terms & conditions
Cash Credit Click here for terms & conditions

Offers

IndusInd Bank Offers

Bon Vivant

Bon Vivant

Experience a delicious life Step into the world of aromas, flavors, and enticing cuisines.

Tantalize your senses as IndusInd Bank Credit Cards takes you through the eclectic flavors of your city.

Experience the sumptuous offers as you embark on this delightful journey with us.

Click on the city to view the offers:

   

Offer Valid till 31st December 2014

Click here for detailed terms and conditions.

Wellness and More
Here's your chance to relax, renew and rejuvenate at some of the leading spa's across India

We understand the demands your lifestyle makes on you. The travelling around the world, round-the-clock meetings and squeezing quality time for your family and friends leaves you with very little time for yourself. This is where IndusInd Bank steps in.

Simply use your IndusInd Bank Credit Card at any of the spas on offer and get attractive discounts.

Click here to view the list of participating SPAs with Offer Details, Validity Dates, Terms and Conditions

Click here for more information and terms & conditions

Click here to know more about offers

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  • SAVINGS RATES

  • Daily balance upto 1 lac 4.5 %
  • Daily balance above 1 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 9.1 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 8.75 %
Insure your health online
Insure your health online

We believe in complete 'Care' for you & your family

My Account My Number
My Account My Number

Now get a Bank Account Number of your choice with a complete personalized debit card

Virtual ATM tour

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Terms and Conditions: Rewards Program

  • For every INR 100 spent on the card, IndusInd Bank shall award Reward Points (‘Reward Points”) basis the Gold Savings Plan selected
  • The value of the Reward Points for the purpose of redemption is as under
    • 100 Reward Points = 100 miles on partner airlines
    • 1 Reward Points = Re. 0.5 of cash value
  • IndusInd Bank reserves the right to change the rate of conversion of Reward Points to airline miles or cash credit at any time without prior notice. However, this change will be restricted to incremental points and there will be no impact on already converted Reward Points.
  • IndusInd Bank does not underwrite or warrant the services against which the reward points are redeemed including but not limited to any activities concerning air travel services and redemption of airline miles provided by airline partners and shall not have any liability for any loss, damage, defect, deficiency, delay or imperfection in such services or for any loss or damage that may be suffered, or for any personal injury to a IndusInd Bank Credit card holder (“Cardholders”) directly or indirectly by use or non-use of the services provided by the airline or any other service provider. Any disputes regarding delivery, service, quality or performance of products/services under the offer must be addressed in writing by the card holder directly to the airline or the service provider.
  • Terms and Conditions of the respective airlines and service providers will apply.
  • Maximum total Savings Points that a cardholder can earn in a 12 month period is 7,500 Savings Points - the cardholder will not earn any Savings Points for subsequent spends. After completion of 12-months, the cardholder can again start earning Savings Points. This 12 month period starts from the date of issue of the card.
  • A cardholder needs to accrue a minimum of 500 Savings Points before he/she can redeem the accumulated Savings Points.
  • All Savings Points earned in the 12-month period would be valid for two more years following the end of the 12-month period. Post this, these points will expire.
  • The card holder can redeem the reward points within 90 days from the date of card cancellation.
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Terms & Conditions:

Do I need to pay when I use the Auto Assist?

You do not need to pay for arrangement, however all expenses including labor charges or any repair charges, need to be paid to the mechanic.

How long does it normally take for the mechanic to come to me in the time of emergency?

The Auto Assist service is on a best efforts basis, and the time would depend on the location of the vehicle. However, normally it would take about 30 to 45 minutes to reach you within city limits and about one to one and half hour to reach you if you are outside city limits.

What number do I call if I want to use the Auto Assist service?

You need to call the Concierge Service on 1860 267 7777 for Auto Assist.

What all cities is the Auto Assist service available?

The Auto Assist service is available in Delhi, Mumbai, Kolkata, Chennai and Bangalore

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Terms and conditions:
Lost Card Liability

  • All PIN based transactions (like ATM, Internet and telephone etc) are not covered.
  • Pre-delivery fraud not covered.
  • 2 days (includes reporting day) pre-reporting and 7 days (Includes reporting day) post reporting claims are covered.
  • Claim has to be reported by Card holder within 15 days from the date of loss in case of card to be admissible for claim.
  • Insurance benefit would be available only to Active card users. An active card is defined as the card with one transaction/ activity on any POS terminal in last 6 months from date of loss.

Counterfeit card liability:

  • Claim has to be reported by cardholder within 15 days from the date of issue of statement containing the disputed counterfeit transaction.
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You are just a phone call away from a relaxed tomorrow.
Protect your Credit Card with the Card Protection Program

In order to ensure safety of your credit cards, we bring to you the Card Protection Plan - to safeguard you in the event of , loss , theft or misuse of your IndusInd Bank Credit Cards . As is known, "Better safe than sorry" choose your Card Protection Plan today.

  Classic Premium Platinum
One free call to block all cards
24- hour toll-free number Yes Yes Yes
Worldwide cover Yes Yes Yes
Tele-registration line Yes Yes Yes
Emergency travel & hotel assistance
Hotel assistance (Overseas ) INR 80,000 INR 1,20,000 INR 1,60,000
Hotel assistance (In India) INR 40,000 INR 60,000 INR 80,000
Replacement travel tickets (Overseas) INR 80,000 INR 1,20,000 INR 1,60,000
Replacement travel tickets (In India) INR 40,000 INR 60,000 INR 80,000
Emergency cash assistance (In India) Nil INR 20,000 INR 20,000
Fraud Protection
Pre-notification* INR 50,000 INR 1,00,000 INR 150,000
Maximum limit per card INR 20,000 INR 40,000 INR 60,000
Post-notification INR 15 lakh INR 20 lakh INR 25 lakh
Other benefits
Reminder stickers Yes Yes Yes
Card ordering service Yes Yes Yes
Valuable document registration Yes Yes Yes
CPP key fob and retrieval service Yes Yes Yes
Free PAN card replacement service Yes Yes Yes
Lost mobile phone reporting service (SIM blocking) Yes Yes Yes
Mobile phone identifier (IME)registration service Yes Yes Yes
Foreign language interpreter assistance Nil Nil Yes
Membership fee ( annual )
Single INR 1,145 INR 1,495 INR 1,745
Joint INR 1,745 INR 2,245 INR 2,645

Click here for terms and conditions

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Safety Tips on your Credit Card

DO NOT

  • DO NOT leave your Credit Card unattended.
  • DO NOT disclose your ATM PIN/TPIN/NET BANKING PASSWORDS/OTP/CVV/VBV/MASTER SECURE PASSWORDS to anyone.
  • DO NOT seek help from strangers at the ATM even if offered voluntarily.
  • DO NOT hand over your Credit Card to any individual other than a merchant when making a purchase.
  • DO NOT handover your credit card to anyone claiming to be a representative of a Bank/VISA/Master Card or any organization.

DO

  • DO check the identity proof of the sales executive while applying for a card or loan or handing over your documents.
  • DO Check your application status after applying for any card or loan by calling the respective bank's helpline number
  • DO Pay attention to all alerts sent by the bank especially transaction alerts or address/mobile number change alert etc. Please inform the Bank immediately on any discrepancy.
  • DO Keep your Credit Card in the same place in your wallet/purse so that you notice it immediately if it is missing.
  • DO memorize your Personal Identification Number (PIN) and change it on a regular basis, destroy any physical documents of the PIN mailer.
  • DO Change your net banking passwords frequently.
  • DO Inform the Bank immediately, if there is any change in your mobile number, address etc. provided to the Bank.
  • DO ensure that the merchant processes the transaction on your credit card in your presence.
  • DO Verify that, on completion of the transaction, the Credit Card returned to you by the merchant, is yours.
  • DO check receipt of your monthly Credit Card statements. If you do not receive your Credit Card statement, contact our helpline number to check if the appropriate address is updated.
  • DO Keep the Bank's Helpline/Customer care number handy to enable immediate calling for any assistance/exigency.
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