Travel Insurance Policy
Religare brings you an extensive travel insurance plan that curbs out the worries of uninvited troubles on your dream family holiday. Avail remarkable benefits like automatic policy extension and upgradation to business class during medical emergencies and much more at no sub-limits and fair premium charges on a per-day basis!
Explore - AsiaTravel insurance plan has unique benefits like-
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Compensates for up-gradation to business class for return air travel, in case of hospitalization for over five consecutive days, due to injury sustained whilst on a trip.
We cover both In-Patient and Out Patient (OPD) treatment while on your trip abroad.
Even Pre-Existing Diseases are covered if they happen in life threatening emergency medical conditions.
There are no sub limits for age 60 and less in any of our plans. For age 61 & above, Explore platinum has no sub limits.
In case of Hospitalization we even pay an extra specified amount per day of stay at the hospital to meet numerous allied expenses such as attendant's meals, transportation and communication incurred etc.
Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.
Covers transportation expenses for one immediate family member to travel to the insured's current location.
We cover expenses for your checked-in baggage that you lost while in custody of the Common Carrier. We also cover expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours. Even expenses for the issue of a new or duplicate passport are given by us.
We Cover expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.. We even cover expenses sustained by the insured, arising out of cancellation or interruption of the trip.
24/7 help line numbers, Multi trip plan options for reduced costs, treatment in home country cover, no upper age limit, personal accident cover.
|Plan Detail||Explore Asia||Explore Africa||Explore Europe||Explore Canada+||Explore Gold||Explore Platinum|
|Geographical Scope||Asia||Africa||Europe||Worldwide Exclusing US||Worldwide / Worldwide excluding US and Canada|
|Sum Insured (in '000)||US $ 25, 50 & 100||US $ 25, 50 & 100||€ 30 & 100||US $ 50 & 100||$ 50, 100, 300 & 500|
|In-patient Care||US $ 100/€ 75||Up to SI||Up to SI||Up to SI||Up to SI||Up to SI||Up to SI|
|Life tdreatening Condition for PED||US $ 100/€ 75||10% of SI||10% of SI||10% of SI||10% of SI||10% of SI||10% of SI|
|Additional SI for Accidental Hospitalization||US $ 100/€ 75||Yes, up to 100% SI||Yes, up to 100% SI||Yes, up to 100% SI||Yes, up to 100% SI||Yes, up to 100% SI||Yes, up to 100% SI|
|Out-patient Care||US $ 100/€ 75||20% of SI||20% of SI||€ 30,000||US $ 50,000||US $ 50,000||US $ 50,000|
|Daily Allowance||2 days||US $ 25 per day, max 5 days||US $ 25 per day, max 5 days||€ 25 per day, max 5 days||US $ 25 per day, max 5 days||US $ 25 per day, max 5 days||US $ 25 per day, max 5 days|
|Compassionate Visit||-||-||-||-||-||-||US $ 5,000|
|Return of Minor Child||-||-||-||-||-||-||US $ 2,000|
|Up-gradation to Business Class||-||US $ 1,000||US $ 1,000||€ 750||US $ 1,000||US $ 1,000||US $ 1,000|
|Dental Expenses||US $ 100/€ 75||US $ 300||US $ 300||US $ 300||US $ 300||US $ 300||US $ 300|
|Personal Accident||-||US $ 15,000||US $ 15,000||€ 10,000||US $ 15,000||US $ 15,000||US $ 15,000|
|Common Carrier Accidental Deatd||-||-||-||-||-||-||US $ 5,000|
|Medical Evacuation||-||US $ 10,000||US $ 10,000||€ 7,500||US $ 10,000||US $ 10,000||US $ 10,000|
|Repatriation of Mortal Remains||-||US $ 10,000||US $ 10,000||€ 7,500||US $ 10,000||US $ 10,000||US $ 10,000|
|Trip Cancellation & Interruption||-||US $ 1,000||US $ 1,000||€ 750||US $ 1,000||US $ 1,000||US $ 1,000|
|Trip Delay||12 hours||US $ 500||US $ 500||€ 300||US $ 500||US $ 500||US $ 500|
|Loss of Checked-in Baggage||-||US $ 100||US $ 100||€ 100||US $ 100||US $ 100||US $ 100|
|Delay of Checked-in Baggage||12 hours||US $ 100||US $ 100||€ 100||US $ 100||US $ 100||US $ 100|
|Loss of Passport||-||US $ 300||US $ 300||€ 250||US $ 300||US $ 300||US $ 300|
|Personal Liability||US $ 100/€ 75||US $ 100,000||US $ 100,000||€ 75,000||US $ 100,000||US $ 100,000||US $ 100,000|
|Multi Trip (Policy will be on annual basis)||No||No||No||No||Yes||Yes|
|Trip Duration (days)|
|Maximum (Single Trip)||365||365||365||365||365||365|
|Maximum (Multi Trip)||-||-||-||-||45 or 60 days||45 or 60 days|
|Entry Age - Single Trip|
|Minimum||1 day||1 day||1 day||1 day||1 day||1 day|
|Maximum||No Age Bar||No Age Bar||No Age Bar||No Age Bar||No Age Bar||No Age Bar|
|Entry Age - Multi Trip||-||-||-||-||Yes||Yes|
|Minimum||-||-||-||-||1 day||1 day|
|Maximum||-||-||-||-||70 years||70 years|
|Sub-limits applicable (For age 61 years and above) As per Appendix||Yes||Yes||No||Yes||Yes||No|
What is not covered? -
No matter which part of the world you are, we're just a call away!
In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.
International SOS (Assistance Service Provider)
|USA||:||+1 844 209 1106 ( Toll Free)||Canada||:||+1 844 209 1107 ( Toll Free)|
|Rest of the world||:||+91 11 40608688 (Call Back Facility)||Fax||:||+91 11 41898801|
In case of reimbursement of treatment expenses, reach us at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
|India||:||1800 200 4488 (Toll Free & Accessible in India only)||Fax (RHICL)||:||1800 200 6677|
Please click here to see the detailed policy terms & conditions.
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You can opt for multi trip policy if you are a frequent flyer. There are two options to choose from –
Choose your policy duration as per your needs In case of single trip, you can opt for a policy period up to a max. of 365 days or max. trip duration as specified under each plan. Also, if you wish to extend your policy, you can do it for a max. duration of 365 days by logging on to www.religarehealthinsurance.com (extension only available if policy period is less than 365 days)
Return of Minor Child: Covers the return cost of your minor child to your home location, in case you’re hospitalized and travelling alone with your child/children.
Up-gradation To Business Class: Compensates for up-gradation to business class for return air travel, in case of hospitalization for over five consecutive days, due to injury sustained whilst on a trip.
2-way Compassionate Visit: Covers transportation expenses for one immediate family member to travel to the insured’s current location.
Daily Allowance in case of Hospitalization: Pays for (a specified amount per day of stay at the hospital) numerous allied expenses such as attendant’s meals, transportation and communication incurred but not covered under your Policy.
Personal Liability: Covers expenses against legal liability for bodily injury or property damage that occurred accidentally to third parties during your trip.
Loss of Passport: Covers expenses for the issue of a new or duplicate passport.
Loss of Checked-In Baggage: Covers expenses for your checked-in baggage that you lost while in custody of the Common Carrier.
Delay of Checked-In Baggage: Covers expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours.
Trip Delay: Covers expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.
Trip Cancellation & Interruption: We cover financial loss incurred out of cancellation of your trip due to an unforeseen event arising due to specified manmade or natural situations.
Dental Expenses: Covers dental expenses incurred in connection with any injury while on your trip.
Personal Accident: Covers any unfortunate situation arising out of an accident, death or permanent total disability, while you’re traveling abroad. What if the aircraft you’re traveling in is involved in a mid-air mishap? Common Carrier Accidental Death: Lump sum payment of Sum Insured in case of accidental death as a passenger on a common carrier/transport.
Medical Evacuation: Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.
Medical Cover: Covers your hospitalization or treatment if during your travel you are diagnosed with an illness, or any previous illness reoccurs. In case you require further treatment even after your return, expenses for the same will be covered up to a period of 30 days or up to policy end date, whichever is earlier. What’s more! In case of accidental hospitalization, your policy Sum Insured is doubled.
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Trip type Single trip is for single departure and arrival on Indian soil of the travelers. Multi Trip is for multiple to and fro journeys from India, within a year.
Travelling To Please select the Region of your destination you wish to buy Travel Insurance for. The highlights of the same plan will be shown on the side of page.
Maximum trip durationThe days including departure & Arrival time is taken into consideration for Multi trip.
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Any Traveller having PEDPlease select 'Yes' if any person(s) to be insured has any of the following: heart disease, liver disease, kidney disease, cancer, Stroke, Paralysis or others
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