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Overview

GOI Savings Bonds are instruments that are issued by the RBI and currently have one option. These are among the safest instruments available for investment, and you can be assured of getting back the full amount of your investment.

8% rate of interest per annum, which is taxable. The maturity period of the 8% (taxable) bond is six years. The minimum investment is INR 1,000. One can apply in multiples of INR 1,000 thereafter. There is no prescribed upper limit to invest in this instrument.

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  • SAVINGS RATES

  • Daily balance upto 1 lac 4.5 %
  • Daily balance above 1 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 9.1 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 8.75 %
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