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4 Ways to Improve Your Chances of Getting a Personal Loan

Posted on Tuesday, November 21st, 2017 | By

getting a personal loan with IndusInd Bank

A personal loan is an unsecured loan taken by a person to meet urgent financial requirements. It is a popular financial solution wherein you need to meet a one-time and urgent expense that might be out of your current budget or to overcome a temporary shortfall in funds. Personal loans are a convenient way to…

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5 Important Personal Loan Factors You Should Consider

Posted on Tuesday, November 21st, 2017 | By

Important Factors of Personal Loans

Personal loans are unsecured loans, which do not require you to deposit any security in order to avail funds. They are considered as one of the safest and most effective financial solutions when you are faced with a cash crunch situation. Personal loans come with an easy application process, making them one of the most…

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How to Choose a Personal Loan

Posted on Friday, November 17th, 2017 | By

How to apply personal loan

No matter your age, you probably have a bucket list of things that you would like to accomplish. More often than not, the only thing that might prevent you from crossing the items off your list is lack of funds. Whether it’s going on an international holiday, redesigning your dream home, or even providing for…

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Travel Smart Choose card over Cash!

Posted on Friday, November 3rd, 2017 | By

Vacationing abroad and travelling to exotic international destinations is fast becoming a regular and frequent activity in India. Be it the young working professional or the urbane moneyed urbane traveler, more and more Indians are discovering the benefits of economic progress: with money in the bank and a passport which opens up a world of…

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More Trips Abroad with a Multi-Currency Forex Travel Card!

Posted on Monday, July 10th, 2017 | By IndusInd Bank

Trips abroad multi currency forex travel card

Thanks to technology and globalisation, travelling to distant lands for work as well as leisure is fairly easy in today’s times. With about 65 million passport holders in the country, India is pretty active on the international travel scene. According to a survey, an average of INR 2,55,100 was spent during travels by Indians in…

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Things to Keep in Mind Before Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

Things to Keep in Mind Before Taking a Personal Loan

Personal loans are the fastest and the most convenient form of credit today. Fast approval coupled with speedy disbursal and no collateral make it the credit instrument of choice during emergencies. People also have been using these loans for home renovation, financing weddings, education and sometimes even vacations. However, before taking a personal loan, there…

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6 Mistakes to Avoid When Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

A personal loan is usually an easy answer to your immediate financial needs. It is easily approved and banks generally have a hassle-free process for personal loan application. Having said that, you should be cautious while applying for a personal loan because a single mistake can lead financial troubles and also degrade your credit rating….

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5 Essential Tips to Consider Before Taking a Personal Loan

Posted on Friday, April 28th, 2017 | By IndusInd Bank

Life is uncertain and you rarely know when you might need some extra money to help cover your expenses. That is where a personal loan comes into the picture. Taking a personal loan during such times can help you tide over financially. However, there are a few things to consider before you opt for that…

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How to Apply Online for Personal Loans?

Posted on Friday, April 28th, 2017 | By IndusInd Bank

How to Apply Online for Personal Loans?

At IndusInd Bank, we believe that no dream is too extravagant. With minimal documentation, smooth processing and speedy approvals, we have made personal loan procurements seamless and easy. So, whether it’s a house that you have been intending to buy or your children’s impending education or wedding that you have been planning for, IndusInd Bank…

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What is the CIBIL Score Required for Personal Loans?

Posted on Friday, April 28th, 2017 | By IndusInd Bank

One can’t predict when a sudden need for funds might arise. It is, therefore, advisable to keep your credit record spotless. A bad credit/CIBIL score, arising from late payment or non-payment of credit card bills, can severely hamper your attempt to procure a personal loan. However, having a good CIBIL score will considerably improve your…

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5 Tips on How to Pay Off Your Personal Loan Faster

Posted on Thursday, April 27th, 2017 | By IndusInd Bank

Taking a personal loan comes with the obligation of repaying the amount in fixed monthly instalments over a decided period of time. If you fail to repay on time, however, you are liable to pay penalties for late payment, which nullifies the benefits of availing a personal loan in the first place. In addition to…

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Why You Should Start Saving for Retirement in Your 30s

Posted on Wednesday, April 5th, 2017 | By IndusInd Bank

Saving for Retirement in Your 30s

Very few people think about saving for retirement in their 20s. This can be due to pre-existing student loans which they have to pay off, or they are simply not earning enough. However, by your 30s, saving should not be an afterthought, but a priority. Aside from life insurance, you need a little more security…

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Saving Money in Your 20s – It’s Easier Than You Think

Posted on Wednesday, April 5th, 2017 | By IndusInd Bank

Saving Money in Your 20s – It’s Easier Than You Think

Your twenties are a tumultuous time. You are out of college, you probably have your first job, and you are finally coming to terms with the fact that you need to manage your money. While you are going to be tempted to spend excessively, it is going to cost you in the long run. Saving…

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Know which credit card works the best for you

Posted on Tuesday, March 28th, 2017 | By IndusInd Bank

Know which credit card works

If you think that applying for a credit card is a complicated and time-consuming affair, we are here to prove you wrong. With IndusInd Bank, you can now apply for and receive the credit card of your choice from the comfort of your home, or even on the go. What’s more, IndusInd Bank’s hassle-free online application…

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Get a Hassle Free Two Wheeler Loan

Posted on Friday, March 17th, 2017 | By IndusInd Bank

Have you been thinking of buying a two-wheeler? At IndusInd Bank, it is a simple process to get a loan for a two-wheeler of any brand, with attractive interest rates and easy repayment options as additional benefits. Keeping these things in mind, get a fast and easy loan in no time: An easy online application…

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A Guide to Understanding NRI Taxation in India

Posted on Tuesday, October 4th, 2016 | By IndusInd Bank

NRI Taxation in India

The Income Tax Department of India defines an NRI, or a Non-Resident Indian, as an individual of Indian origin but living outside the Indian subcontinent. The Section 6 of the Indian Income Tax Act defines the NRI status of an individual more precisely. According to this section, an individual is considered an NRI if, ?…

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CIBIL Score: Why is important?

Posted on Monday, October 3rd, 2016 | By IndusInd Bank

CIBIL Score: Why is important?

CIBIL, Credit Information Bureau India Limited, is an important part of the financial system in India as it provides critical credit information about every individual and rates them based on their creditworthiness. The system has its own way of analysis which results in a credit rating for every individual called the CIBIL score. The CIBIL…

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Advantages of Pre and Part- Payments of Personal Loan

Posted on Wednesday, September 7th, 2016 | By IndusInd Bank

Before diverting the extra cash or savings towards pre-payment or part-payment of your personal loan, you shall always consider its impact. Whether the decision of not serving the entire loan tenure would be beneficial or not shall always be your primary concern. Pre-paying your loan can be beneficial but such benefit depends on the sum…

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When To Finance Your Business With A Personal Loan

Posted on Wednesday, September 7th, 2016 | By IndusInd Bank

When To Finance Your Business With A Personal Loan

Thousands of new and innovative ideas are being constructed into business ventures every year. India’s business sector is gaining momentum having more than 4,000 startups to its credit during the year 2015. With the call for business development comes the need for finance. There are many business loan products available in the market today for…

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Is Converting Credit Card Debts Into Personal Loan Beneficial?

Posted on Tuesday, August 30th, 2016 | By IndusInd Bank

Availing a personal loan to pay your credit card debt has become a common tool to get rid of the debt spiral. Today, credits are easily available. There is absolutely no system to caution you about your credit management capacities. And access to multiple credit cards, coupled with the above, lands you in a debt…

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