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Important Information

Changes in Savings Account Interest Rate effective 01.05.2015

The interest would be paid on daily balances in Saving Account as follows

  • 4% p.a. for daily balance upto Rs.1 lacc
  • 5% p.a. on balance above Rs.1 lac and upto Rs.10 lacs
  • 6% p.a. on balance above Rs.10 lacs

Service Charges have been revised with effect from 01.05.2015. Please refer to Schedule of Charges section for details

Changes in Schedule of Charges effective 01.09.2014

1. A nominal charge shall be applicable on outward NEFT transaction done from your account at the branch for value greater than the free limit*.

  • Upto 10,000 (NEFT)- Rs 2.5
  • From 10,001 to Rs 1,00,000 (NEFT) - Rs 5
  • From 1,00,001 to Rs 2,00,000 (NEFT) - Rs 15,
  • From Rs 2,00,000 to Rs 5,00,000 (NEFT/RTGS) - Rs 25.
  • Greater than Rs 5,00,000 (NEFT/ RTGS) - Rs 50

*No Charges will be applicable if average balance of previous month is greater than Rs 20,000/-. No Charges applicable for NEFT/ RTGS done through net banking or mobile banking. Applicable only on Classic, Privilege, Indus Comfort & equivalent products.

2. The issuance and renewal fee for Classic Debit Card is being revised to Rs 199/- p.a. for Indus Comfort Regular Account.