Features & Benefits

• Unlimited free fund transfer option either through cheque or online using NEFT /RTGS
• Free cheque transactions across all our locations.
• Free PAP cheque book
• Free payment and collections through NEFT/RTGS
• Flexible Cash deposit option on monthly basis.
• Free DD even on correspondent bank location to help you with better location reach*
• In a Prestige account you need to maintain an AMB (average monthly balance) of Rs. 5,00,000/
• All channels of banking available
• Dedicated Relationship Manager*
• Take advantage of our doorstep banking

* At select locations

Please refer the Schedule of Charges for further details

Schedule of Charges

Schedule of Charges for Current Accounts w.e.f 01st November 2012


AMB & CHEQUE BOOK CHARGES
Average Monthly Balance Requirement (Category A and A+ Branches)	Rs. 500,000/-
Average Monthly Balance Requirement (Category B,C,IMFS and Rural Branches)	Rs. 250,000/-
Charges for Non-Maintainance of AMB	Rs. 3000 per month if AMB is >= 50% but <100% & Rs. 4000 per month if AMB is<50%
Cheque Book Issuances (Payable At Par: 50 leaves Book)	10 cheque books Free per month
Charges of Cheque Book on additional usage	Rs. 2 per leaf
COLLECTIONS
Local Cheque Deposit	Free
Cheques deposited at any location of Indusind Bank for clearing in the same location (combined limit with Payments Using PAP)	Free
Outstation Cheque Deposit on Indusind Location (inclusive of all charges and service tax)	Free
Outstation Cheque Deposit on Non-Indusind Location (inclusive of all charges and service tax)	Instrument Value Charges (Inclusive of all Charges) Cheques collection Up to and including 5,000 Rs. 25/- Above 5,000 and up to and including 10,000  Rs. 50/- Above 10,000 and up to and including 1,00,000 Rs. 100/- Above 1,00,000 Rs. 200/-
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)	Free
For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer
PAYMENTS
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)	Free
Payments at Any Location of IndusInd Bank for clearing in same location through PAP cheque (combined limit with collection)	Free
DD/PO (At Branch Locations)
Free Limit	250 lacs per month
Charges on Additional usage	Rs. 1/1,000 Min Rs. 25 Max Rs. 10,000
DD/PO (Correspondent Bank Location)
Free Limit	Rs. 50 lacs per month
Charges on Additional usage	Rs. 2/1,000 Min Rs. 100 Max Rs. 15,000
DD/PO (Non-Correspondent Bank)	Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000
NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER)	Free
RTGS (REAL TIME GROSS SETTLEMENT)	Free
For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer
ACCOUNT ACCESS
Net Banking	Available
Phone Banking	Available
Mobile Alerts	Available
Doorstep Banking*	Available
CASH TRANSACTIONS
Cash Deposit at Home Location
Free Limit per month	10 times of the previous Month AMB maximum of Rs. 1 cr per month
Additional Charges on incremental deposits	Rs. 3/1,000
Free Cash Deposit at Non-Home Location per month	Rs. 5,00,000
Additional Charges on incremental deposits	Rs. 4/1,000
Cash Withdrawal
Cash Withdrawal (Home Location)	Free
Cash Withdrawal (Non-Home Location)	Free
Cash Withdrawal (ATM's) IndusInd Network	Free
Cash Withdrawal Other ATMs	Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction
Cash Withdrawal Outside India	Rs. 125/-
Cash Withdrawal Limit by ATM Card	Regular card Rs. 25,000. Gold Card Rs. 50,000. (Per Day Basis)
Cash Withdrawal Limit by Platinum Business Debit Card	Rs. 2,00,000/
OTHER FEATURES & CHARGES
Stop Payment (Single Cheque)	Rs. 100
Stop Payment (Series Cheque)	Rs. 150
Cheque Return (Inward) For Financial Reasons	Upto 2 instruments per month- Rs.350 per instrument. On 3rd & 4th instrument - Rs.500 per instrument. 5th Instrument onwards- Rs.750 per instrument.
Cheque Return (Outward) IndusInd Location	Rs. 50 per cheque
Cheque Return (Outward) Other Locations	Rs 100 per cheque + Out of pocket Expenses
Internal Transfer Return Charges	NIL
ECS Returns	Rs. 200
Debit Card
Classic Debit Card(Issuance, Annual Charges, Replacement & Supplementary Card)	Rs 100 p.a.
Gold Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card)	Rs. 250 p.a.
Platinum Business Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card)	Free
Balance Inquiry at Other ATMs within India	Free
Balance Inquiry Outside India	Rs. 20/- per transaction
POS Limit on Debit Card	Classic card Rs. 50,000. Gold Card Rs. 1,00,000. (Per Day Basis)
POS Limit on Platinum Business Debit Card (per day basis)	Rs. 2,50,000/-
Email Statement (Daily)	Free
Adhoc Statement printed	Rs. 10 per page
Dormancy Charges	Rs. 100
Dormant Account Activation	Free
Account Closure Charges
Before Six Months	Rs. 200
After Six Months	NIL
DOORSTEP BANKING
Cash Delivery / Pickup (Per call)
Till 2 lacs	Free once a day
2 - 5 lacs	Rs. 250
5 - 10 lacs	Rs. 400
10 - 20 lacs	Rs. 800
20 - 50 lacs	Rs. 1,100
> 50 lacs	Contact Branch
Cash Delivery / Pickup (Beat delivery) per month
Till 1 lacs	Free once a day
1 - 2 lacs	Rs. 3,000
2 - 5 lacs	Rs. 5,500
5 - 10 lacs	Rs. 9,000
10 - 20 lacs	Rs. 16,000
20 - 50 lacs	Rs. 25,000
> 50 lacs	Contact Branch
Cheque Pickup (On call)*	Free once a day
Cheque Pickup (Beat) per month*	Free
PAP- Payable At Par
Taxes as applicable on charges
* Services Available on Request at Select Locations