Indus Silver

    A perfect suite for your day to day business requirement, supported with an easy access to your accounts provided by IndusInd Bank.

    With a minimum AMB requirement of Rs. 25000/ on Indus Silver, this account help you to manage banking transactions at a minimal cost . The offer helps you to collect funds faster at our 155 locations and 210 branches spread across India 

Features & Benefits

    • Free collection of cheques deposited at IndusInd locations upto Rs 30 lacs per month.
    • Free Funds Transfer from Account to Account within IndusInd Bank
    • Free DD/PO on IndusInd locations upto Rs. 25 lacs per month.
    • Free Correspondent bank DD upto Rs. 5 lacs per month

    Please refer the Schedule of Charges for further details

Schedule of Charges

    Schedule of Charges for Current Accounts w.e.f 01st November 2012

    AMB & CHEQUE BOOK CHARGES
    Average Monthly Balance Requirement
    (Category A and A+ Branches)
    Rs 25,000
    Average Monthly Balance Requirement
    (Category B,C,IMFS and Rural Branches)
    Rs 12,500
    Charges for Non-Maintainance of AMB Rs. 500 per month if AMB is >= 50% but
    <100% & Rs. 650 per month if AMB is
    <50%
    Cheque Book Issuances
    (Payable At Par: 50 leaves Book)
    1 cheque book
    Free per month
    Charges of Cheque Book on additional usage Rs. 2 per leaf
    COLLECTIONS
    Local Cheque Deposit Free
    Cheques deposited at any location of Indusind Bank for clearing in the same location
    (combined limit with Payments Using PAP)
    Free
    Outstation Cheque Deposit on Indusind Location (inclusive of all charges and service tax)
    Instrument Value Charges (Inclusive of all Charges)
    Cheques collection Up to and including 5,000 Rs. 25/-
    Above 5,000 and up to and including 10,000  
    Rs. 50/-
    Above 10,000 and up to and including 1,00,000
    Rs. 100/-
    Above 1,00,000 Rs. 200/-

    Outstation Cheque Deposit on Non-Indusind Location (inclusive of all charges and service tax)
    Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch) Free
    For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer
    PAYMENTS
    Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch) Free
    Payments at Any Location of IndusInd Bank for clearing in same location through PAP cheque (combined limit with collection) Free
    DD/PO (At Branch Locations)
    Free Limit Rs. 25 lacs per month (Per day limit of Rs. 1,00,000)
    Charges on Additional usage Rs. 1/1,000 Min Rs. 25 Max Rs. 10,000
    DD/PO (Correspondent Bank Location)
    Free Limit Rs. 5 lacs per month
    Charges on Additional usage Rs. 2/1,000 Min Rs. 100 Max Rs. 15,000
    DD/PO (Non-Correspondent Bank) Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000
    NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER) Upto Rs. 1 lac Charges of Rs. 5/- per
    transaction –From Rs. 1 lac to 2 lac
    Charges of Rs. 15/- per transaction- Rs. 2
    lakh and above Rs. 25 per transaction
    RTGS (REAL TIME GROSS SETTLEMENT) From Rs. 2 lac to 5 lac Charges of Rs. 25/-
    per transaction – Rs. 5 lakh and above Rs.
    50 per transaction
    ACCOUNT ACCESS
    Net Banking Available
    Phone Banking Available
    Mobile Alerts Available
    Doorstep Banking* Available
    For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer
    CASH TRANSACTIONS
    Cash Deposit at Home Location
    Free Limit per month Rs. 3,00,000
    Additional Charges on incremental deposits Rs. 3/1,000
    Free Cash Deposit at Non-Home Location per month Rs. 1,00,000
    Additional Charges on incremental deposits Rs. 4/1,000
    Cash Withdrawal
    Cash Withdrawal (Home Location) Free
    Cash Withdrawal (Non-Home Location) Free
    Cash Withdrawal (ATM's) IndusInd Network Free
    Cash Withdrawal Other ATMs

    Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction

    Cash Withdrawal Outside India Rs. 125/-
    Cash Withdrawal Limit by ATM Card Regular card Rs. 25000. Gold Card Rs. 50000. (Per Day Basis)
    Cash Withdrawal Limit by Platinum Business Debit Card NA
    OTHER FEATURES & CHARGES
    Stop Payment (Single Cheque) Rs. 100
    Stop Payment (Series Cheque) Rs. 150
    Cheque Return (Inward) For Financial Reasons Upto 2 instruments per month- Rs.350 per
    instrument.
    On 3rd & 4th instrument - Rs.500 per
    instrument
    5th Instrument onwards- Rs.750 per
    instrument
    Cheque Return (Outward) IndusInd Location Rs. 50 per cheque
    Cheque Return (Outward) Other Locations Rs 100 per cheque + Out of pocket Expenses
    Internal Transfer Return Charges NIL
    ECS Returns Rs. 200
    Debit Card
    Classic Debit Card(Issuance, Annual Charges, Replacement & Supplementary Card) Rs 100 p.a.
    Gold Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) Rs. 250 p.a.
    Platinum Business Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) NA
    Balance Inquiry at Other ATMs within India Free
    Balance Inquiry Outside India Rs. 20/- per transaction
    POS Limit on Debit Card Classic card Rs. 50,000. Gold Card Rs. 1,00,000. (Per Day Basis)
    POS Limit on Platinum Business Debit Card (per day basis) NA
    Email Statement (Daily) Free
    Adhoc Statement printed Rs. 10 per page
    Dormancy Charges Rs. 100
    Dormant Account Activation Free
    Account Closure Charges
    Before Six Months Rs. 200
    After Six Months NIL
    DOORSTEP BANKING
    Cash Delivery / Pickup (Per call)
    Till 2 lacs Rs. 150
    2 - 5 lacs Rs. 250
    5 - 10 lacs Rs. 400
    10 - 20 lacs Rs. 800
    20 - 50 lacs Rs. 1,100
    > 50 lacs Contact Branch
    Cash Delivery / Pickup (Beat delivery) per month
    Till 1 lacs Rs. 2,000
    1 - 2 lacs Rs. 3,000
    2 - 5 lacs Rs. 5,500
    5 - 10 lacs Rs. 9,000
    10 - 20 lacs Rs. 16,000
    20 - 50 lacs Rs. 25,000
    > 50 lacs Contact Branch
    Cheque Pickup (On call)* Rs. 50 per instance
    Cheque Pickup (Beat) per month* Rs. 500
    PAP- Payable At Par
    Taxes as applicable on charges
    * Services Available on Request at Select Locations




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