Schedule of Charges for Current Accounts applicable before 01st December 2011
| AMB & CHEQUE BOOK CHARGES | ||
| Average Monthly Balance Requirement | Rs 25,000 | |
| Charges for Non-Maintainance of AMB (Monthly) | Rs. 500 per month | |
| "Cheque Book Issuances (Payable At Par) (50 leafs Book)" |
1 cheque book free per month | |
| Cheque Book Charges | Additional charge Rs. 2 per leaf | |
| COLLECTIONS | ||
| Local Cheque Deposit | Free | |
| Cheques Deposited at Any location of Indusind bank for clearing in same location | Free | |
| Outstation Cheque Deposit on Indusind Location | Rs 1/1,000 Min Rs. 50 Max Rs. 150 | |
| Outstation Cheque Deposit on Non-Indusind Location | Rs 1/1,000 Min Rs. 50 Max Rs. 150 |
|
| Funds Transfer. (Between any Indusind Bank Branches) | Free | |
| For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer | ||
| PAYMENTS | ||
| Funds Transfer (Online/through Branch) | Free | |
| Payments through payable at par cheque | Free | |
| DD/PO (At Branch Locations) | ||
| Free Limit | Rs. 25 lacs per month (Per day limit of Rs. 1,00,000) | |
| Charges on Additional usage | Rs. 1/1,000 Min Rs. 25 Max Rs. 10,000 | |
| DD/PO (Correspondent Bank Location) | ||
| Free Limit | Rs. 5 lacs per month | |
| Charges on Additional usage | Rs. 2/1,000 Min Rs. 100 Max Rs. 15,000 | |
| DD/PO (Non-Correspondent Bank) | Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000 | |
| NEFT | Free | |
| RTGS | Free | |
| For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer | ||
| CASH TRANSACTIONS | ||
| Cash Deposit at Home Location | ||
| Free Limit | Rs. 3,00,000 or 5 times of the previous Month AMB which ever is higher | |
| Additional Charges on incremental deposits |
Rs. 2.5/1,000 | |
| Cash Deposit at Non-Home Location |
Rs. 2.5/1,000 | |
| Cash Withdrawal |
||
| Cash Withdrawal (Home Location) |
Free | |
| Cash Withdrawal (Non-Home Location) |
Rs. 1/1,000 | |
| Cash Withdrawal (ATM's) IndusInd Network |
Free | |
| Cash Withdrawal Other ATMs |
Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction | |
| Cash Withdrawal Outside India |
Rs. 125/- | |
| Cash Withdrawal Limit by ATM Card |
Regular card Rs. 25,000. Gold Card Rs. 50,000. (Per Day Basis) | |
| ACCOUNT ACCESS | ||
| Net Banking | Available | |
| Phone Banking | Available | |
| Mobile Alerts | Available | |
| Doorstep Banking* | Available | |
| OTHER FEATURES & CHARGES | ||
| Stop Payment (Single Cheque) | Rs. 100 | |
| Stop Payment (Series Cheque) | Rs. 150 | |
| Cheque Return (Inward) For Financial Reasons | Rs. 250 per cheque | |
| Cheque Return (Outward) IndusInd Location | Rs. 50 per cheque | |
| Cheque Return (Outward) Other Locations | Rs 100 per cheque+ Out of pocket Expenses | |
| Internal Transfer Return Charges | NIL | |
| ECS Returns | Rs. 200 | |
| Debit Card | ||
| Classic Debit Card (Issuance & Replacement) | Rs 100 p.a. | |
| Gold Debit Card (Issuance & Replacement) | Rs. 250 p.a. | |
| Balance Inquiry at Other ATMs within India | Free | |
| Balance Inquiry Outside India | Rs. 20/- per transaction | |
| POS Limit on Debit Card | Classic card Rs. 50,000. Gold Card Rs. 1,00,000. (Per Day Basis) | |
| Email Statement (Daily) | Free | |
| Adhoc Statement printed | Rs. 10 per page | |
| Dormancy Charges | Rs. 100 | |
| Dormant Account Activation | Free | |
| Account Closure Charges | ||
| Before Six Months | Rs. 200 | |
| After Six Months | NIL | |
| DOORSTEP BANKING | ||
| Cash Delivery / Pickup (Per call) | ||
| Till 2 lacs | Rs. 150 | |
| 2 - 5 lacs | Rs. 250 | |
| 5 - 10 lacs | Rs. 400 | |
| 10 - 20 lacs | Rs. 800 | |
| 20 - 50 lacs | Rs. 1,100 | |
| > 50 lacs | Contact Branch | |
| Cash Delivery / Pickup (Beat delivery) per month | ||
| Till 1 lacs | Rs. 2,000 | |
| 1 - 2 lacs | Rs. 3,000 | |
| 2 - 5 lacs | Rs. 5,500 | |
| 5 - 10 lacs | Rs. 9,000 | |
| 10 - 20 lacs | Rs. 16,000 | |
| 20 - 50 lacs | Rs. 25,000 | |
| > 50 lacs | Contact Branch | |
| Cheque Pickup (On call)* | Rs. 50 per instance | |
| Cheque Pickup (Beat) per month* | Rs. 500 | |