Under Microfinance program we reach out to the Un / Under served areas through Microfinance Institutions. The average loan size at the ultimate customer is usually around INR 8K with the actual loan size varying between INR 5 - 50K. The customers are usually women. The loans are put to variety of uses ranging from agriculture, petty shop, livestock, education, high cost debt redemption, tailoring, ready made garments, consumption etc.

    We set up bulk lines on the MFIs for on lending to retail customers. The wholesaling approach above helps us leverage the financial strength of the bank with the local understanding of the MFI thereby reaching the client in a cost effective manner.

    In terms of products we offer

    (A) Term Loans for onlending to the ultimate clients

    (B) Cash credit to help MFIs meet the liquidity position

    (C) we also do portfolio buy outs to free up the capital for the MFis

    For further details email us at mailto:microfinance@indusind.com

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