Benefits

If mutual fund is emerging as the favourite investment vehicle, it is because of the many advantages it enjoys over other forms and avenues of investing. Following are the most important ones among others.




	Portfolio Diversification Mutual fund normally invests in a well diversified portfolio of funds. This enables him to hold a diversified investment portfolio even with a small amount of investment, which would otherwise require a big capital.
	Professional Management Skills Mutual fund managers with an excellent research team can do a better job of monitoring and selecting stocks. Mutual funds can afford to hire full-time, high-level investment analysts and have real-time access to crucial market information. Thus, they are able to execute trades on the largest and most cost-effective scale.
	Economies of Scale A direct investor bears all the costs of investing such as brokerage or custody of securities which may be very high. Mutual fund benefits through economies of scale and pay lesser cost of brokerage because of larger volumes which allows them to reduce costs significantly.
	Liquidity, Convenience and Flexibility Often investors hold shares or bonds that they cannot easily sell. Investments in the mutual fund, on the other hand, are more liquid, convenient and flexible as it offers many investor services, like switching or transfer from one fund to another, sale or redemptions.
	Affordability A mutual fund invests in a portfolio of assets, i.e. bonds, shares, etc. depending upon the investment objective of the scheme. Each unit holder thus gets an exposure to such portfolios with an investment as modest as Rs.500/- which otherwise would be expensive.
	Tax Benefit Specific schemes of mutual funds (Equity Linked Savings Schemes) give investors the benefit of deduction of the amount invested, from their taxable income. Further, the dividend that the investor receives from the scheme, is tax‐free in his hands.

Circulations

• Indus Invest Monthly Newsletter
• Indus Invest Daily Market Update
• Indus Invest Weekly Market Update
• Daily Performance Score Card

Disclosure

As per SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, following are the details of the comparative commission earned by Indusind Bank from various fund-houses, whose products are being distributed:
Disclosure on Commission received By IndusInd Bank for Various Company's SchemeTypes Upfront Commisson Brokerage Trail 1st Year Onwards(annualised) Other Fees (if any) Portfolio Management service 0 to 4.50% 0 to 0.75% Nil Private Equity Fund 0 to 3.60% 0 to 0.75% Nil Structured Product 0 to 3.00% Nil Nil Capital Gain Bonds 0 to 0.01% Nil Nil Debt MF 0 to 1.00% 0 to 1.00%   Equity MF 0 to 4.50% 0 to 1.75%   Liquid MF 0 to 1.00% 0 to 0.80%   MIP MF 0 to 1.85% 0 to 1.60%   # 25% of portfolio managers fees in case of profit sharing option
Note :- The above Rate are effective 1st November or later than that and will be updated on best effort basis and subject to change without any prior consent and at a sole discretion between AMC and the Bank. Indusind Bank may receive reimbursement from AMC for marketing related activities, which cannot be attributed to any scheme or period, as the same is based on any event or marketing activity being carried out along with any one or multiple AMC. For further detail commission structure, please contact our nearest branch or call your relationship manager.