Indus Classic Savings Account

    A Savings Account that puts you at ease

    Presenting, IndusInd Bank Classic Savings Account. A special account that gives the best reach and access to your funds while giving you the flexibility to manage your funds between your Savings Account and Fixed Deposit without having to worry about minimum balance requirements. Benefit from the convenience of value-added services that are standard with your Indus Classic Savings Account and enhance the pleasure of your banking experience.

Features & Benefits

    IndusInd Bank presents a Savings Bank account with a host of facilities to make banking more convenient:

    Debit Card

    • IndusInd Bank presents a suite of premium to utility Debit Cards, that come loaded with features to make banking effortless for you. Choose from any of the following:
      • International Classic VISA Debit Card or
      • International Gold VISA Debit Card
      • Maximum Platinum VISA Debit Card
    • Use your card to earn reward points even on your daily transactions. Go shopping, pay utility bills, invest through SIPs or even withdraw cash and choose to get rewarded or auto cash back into your account through Indus Money.
    • Easy Access to your Account
      • Access IndusInd Bank ATMs across India for cash withdrawals, cash/ cheque deposits, VISA Credit Card bill payment, balance enquiry, mobile top-up and other miscellaneous requests, all for free
      • Access cash for withdrawal at over 80,000 ATMs in India, through our network partners – VISA & NFS
      • Access your funds at over 1 million VISA ATMs worldwide and 26 million VISA merchant outlets
    • Safe & Secure online shopping- Register for Verified by Visa (VbV) and use your card for online shopping & e-Payments
    • 5 Free Domestic Other Bank ATM transactions in a month (Cash withdrawal, Balance Enquiry, PIN change OR Mini Statement)
    • Limits on card flexible
    • Mobile Top -up at ATMs

    Banking at your convenience

    • Access & transact on your account from any of our branches across India completely FREE, be it for deposits, withdrawals or any other transactions
    • 365 Days Banking at select branches
    • Toll Free contact centre access to our Service Staff

    Internet Banking

    • Free Internet banking service
    • Free Bill Payment and Online Railway Ticket booking facility
    • Free Funds transfer through NEFT and RTGS

    Cheque Book

    • Free personalised Payable-At-Par Cheque Book

    Statements & Nomination

    • Free Quarterly Statements OR Monthly e-Statements / Pass Book facility
    • Nomination Facility available

    No need to carry cash anymore

    • Online Bill Payment, Railway Ticket Booking, e-Shopping
    • Mobile Top-ups at  ATMs
    • Credit Card Bill Payment (VISA Cards) over ATM and Internet
    • Cash-less shopping with VISA Debit Card
    • Free funds transfer - Use RTGS or NEFT to transfer funds anywhere in India completely FREE


    The following can open an Indus Classic account -
    • Resident Individuals (Sole or Joint Account)
    • Minor
    • Hindu Undivided Families
    • Trusts, Associations, Societies and Charitable trusts.
    • Foreign national residing in India for a period greater than 180 days, can open a Savings account by providing the following
      • Valid Passport
      • Valid Visa
      • Documentary Proof of residency in India

    Balance Requirement

    Now, depending on your need, you can choose between keeping surplus funds for easy access in your Savings Account OR maximizing returns by investing them in Fixed Deposits at attractive rates - without having to worry about Minimum Balance Requirements.

    AMB of Rs.10, 000/- in category A branches or Fixed Deposit/s of Rs. 50,000/-
    AMB of Rs.10, 000/- in category B branches or Fixed Deposit/s of Rs. 35,000/-
    AMB of Rs. 2, 500/- in category C branches or Fixed Deposit/s of Rs. 25,000/-
    AMB of Rs 1,500/- in category C1 Branches or Fixed Deposit of Rs. 25,000/-
    AMB – Average Monthly Balance

    Balance Non-Maintenance Charge

    For CAT A and B Branches :-
    If AMB in the account is between Rs.5,000 to Rs.10,000/-, Rs 250/- per month would be levied
    If AMB is less than Rs.5,000/-, Rs 350/- per month would be levied

    For CAT C Branches :-
    If AMB in the account is between Rs.2,500 to Rs.1,250/-, Rs 250/- per month
    If AMB is less than Rs.1,250/-, Rs 350/- per month

    For CAT C1 Branches : -
    If AMB in the account is between Rs.1,500 to Rs.750/-, Rs 250/- per month
    If AMB is less than Rs.750/-, Rs 350/- per month


    The following documents will be needed to open the Indus Classic account –

    • Duly Filled Account Opening Form
    • One Passport Size Colour Photograph 
    • Initial deposit amount of Rs.5,000/- or more, if account opened in A&B Category Branch or Rs.2,500/- or more, if account opened in C Category Branch
    • PAN card or Form 60/61 where PAN Card is not available
    • Any one document from each of the following groups:
      Identity Proof
      Passport or Driving License or Voter’s ID or Photo Debit / Credit Card
      Address Proof
      Passport or Driving License or Voter’s ID or Utility Bill (not older than 3 months)
    The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.


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