Features & Benefits

Presenting a product loaded with features to make banking more convenient for you, at ZERO minimum balance!

Simplified Processes


• Hassle free account opening process
ATM Card

• Customers under this category have an option to go in for an ATM card, by paying Rs. 25/-
• Easy Access to account
  
  • Access IndusInd Bank ATMs across India for cash withdrawals, cash/ cheque deposits, VISA Credit Card bill payment, balance enquiry, mobile top-up and other miscellaneous requests, all for free
    
  • Access cash for withdrawal at over 80,000 ATMs in India, through our network partners – VISA & NFS
• 5 Free Domestic Other Bank ATM transactions in a month (Cash withdrawal, Balance Enquiry, PIN change OR Mini Statement)

Banking as per your convenience


• Direct Withdrawal facility – weekly once
• 365 Days Banking at select branches
• Toll Free contact centre access to our Service Staff

Internet Banking


• Free Internet banking registration
• Free funds transfer through NEFT or RTGS

Cheque Book


• One cheque book issued per annum

Statements & Nomination


• Half yearly statements, monthly statement through email
• Free Nomination Facility

Eligibility

The following can open an Indus Easy Account

• Resident Individuals above 18 years of age.
Balance Requirement

• Zero minimum balance, with just Re.1/- to open the account.
• Indus Easy Account is opened under Simplified KYC process. At any point of time if the total balance or the total yearly credit in the account exceeds Rs. 50,000/- and Rs. 100,000/- respectively, the account holder will be required to provide additional documents for KYC completion, else the bank will be entitled to close the account.
Non – Maintenance charges

• No charges on non-maintenance of minimum Average Quarterly Balance

Documentation

The following documents will be needed to open the Indus Easy account

• An Account Opening Form Duly Filled
• One Passport Size Colour Photograph
• Simplified procedure of KYC norms (Either one of the following)

Introduction from an existing account holder. The introducer’s account with the bank should be atleast six months old and should show satisfactory transactions. Photograph of the customer who proposes to open the account, as well as his address need to be certified by the introducer.

OR Any other documentary proof as to the identity and address of the customer to the satisfaction of the bank.