Indus Maxima Savings Account

    Welcome to the world of Indus Maxima- our premium Savings Account offering for select customers like you. Banking is all about convenience, comfort and multitude of services. Indus Maxima offers just that - a host of premium services and exclusive banking solutions that cater to all your financial needs. With the Indus Maxima savings account, you also get your very own IndusInd Maximum Platinum Debit Card. This account comes with many exclusive privileges, discounts and offers to match your lifestyle.

Features & Benefits

    We welcome you to explore the world of Maximum benefits, convenience and rewards with Indus Maxima.

    List of Exclusives-

    • Maximum Platinum VISA Debit Card
    • 2 Free Add-on Accounts
    • Host of free services & benefits
    • Anywhere Banking
    • Relationship Banking

    Maximum Platinum Debit Card-

    Get the very premium Maximum Platinum Debit Card with your Indus Maxima account. The feature rich card offers you maximum benefits as listed below-

    1. Higher Daily Limits- Daily Purchase Limit- Rs.3,00,000/- & ATM Withdrawal- Rs.2,00,000/-
    2. Host of complimentary Insurance Covers
    3. Waiver on Fuel Surcharge - Fuel surcharge waived upto Rs. 250/- per month
    4. Get 5X reward points - the higher you spend, higher the points you earn. Earn upto 5 times reward points, under our loyalty Programme Indus Money!
      • Power of Choice: You decide whether your rewards will be in form of automatic monthly cash-back or reward points accumulation
      • Exclusive reward points redemption catalogue
      • Exciting usage & discount offers
    5. Safe & Secure online shopping- Register for Verified by Visa (VbV) and use your card for online shopping & e-Payments.
    6. Minimal Pricing
      While the Platinum Debit Card comes to you with a host of benefits and offers, we have priced the same nominally. The price that you pay for the card will be of no match to the benefits that you can get from the card, making it Maximum Platinum!
      Annual Platinum Card Fee-
      On Primary Account
      On Add-On Accounts (upto 2)  Free for Life
      Terms and Conditions Apply

    Group Account Benefit- 2 Add-on Accounts FREE

    Indus Maxima offers you the option to open upto 2 add-on accounts FREE for your family members. You also get grouped account benefit, whereby the average balance can be maintained across the 3 accounts together.
    Enjoy all the premium benefits on each of the 3 accounts while the balance can be maintained through any or all of the account/s. What’s more the Premium Platinum Card comes FREE on your add-on accounts.

    Host of Free Services & Facilities

    • 365 Day Banking at select branches
    • Free Internet and Mobile Banking service
    • Free Doorstep Banking at select locations – Cash/ Cheque Pickup and Cash/ Demand Draft Delivery
    • Unlimited Payable at Par (PAP) Cheque Books
    • Unlimited Other Bank ATM Withdrawals in India & 1 international ATM withdrawal free per month
    • Unlimited Pay Orders & Own Bank Demand Drafts Free
    • 1 correspondent bank draft up to Rs. 50,000 free per day
    • Free funds transfer through NEFT or RTGS
    • Free Monthly Statements (Physical and/or e-Statements) & SMS Alerts
    • Platinum Debit Card Free on Add-on account/s

    Anywhere Banking

    • Access your account through any of our branches across India, be it for cash withdrawals/deposits, enquiries or transactions without worrying about extra charges on transactions at non-base branch.
    • Internet banking and Mobile banking allow you to transact on your account without ever leaving the comfort of your home. Download statements, Transfer funds, Place an FD, Request for a Demand Draft, all at the click of a button!
    • Get cash picked up / delivered and/ or Cheques picked up from your home by signing up for Doorstep Banking.

    Relationship Banking- Maximum Convenience

    Indus Maxima account will truly bring you convenience of banking with our premium Relationship Banking services. Basis the balance maintained in your account/s, a dedicated Relationship Manager (RM) shall be assigned to you. Your Relationship Manager will assist you on all your banking and investment needs. IndusInd Bank offers the following financial services-

    • Lockers
    • Demat Account
    • e-Trading Account
    • Insurance & Investment Options


    • Resident Individuals (Sole or Joint Account)
    • Minor
    • Hindu Undivided Families
    • Trusts, Associations, Societies and Charitable trusts.
    • Foreign national residing in India for a period greater than 180 days, can open a Savings account by providing the following
      • Valid Passport
      • Valid Visa
      • Documentary Proof of residency in India

    Balance Requirement

    Average Quarterly Balance: Rs. 25,000/-

    Note –  Indus Maxima account allows you grouping benefits, whereby the average balance required can be maintained across 3 accounts together

    Balance Non-Maintenance Charges*

    If balance less than Rs.25,000/- but more than Rs.18,750/-
    If balance less than Rs.18,750/- but more than Rs.12,500/-
    If balance less than Rs.12,500/-

     *On Quarterly Basis

    Note – AQB Non - Maintenance charge, if applicable shall be recovered from the primary account (based on choice indicated by the customer at the time off account opening)


    • An Account Opening Form Duly Filled
    • One Passport Size Colour Photograph
    • Initial deposit amount of Rs.25,000/- or more. For Add on accounts initial deposit of Rs 1,000 or more.
    • PAN card or Form 60 / 61 where PAN card not available
    • Any one document from each of the following groups:
      Identity Proof
      Passport or Driving License or Voter’s ID or Photo Debit / Credit Card
      Address Proof
      Passport or Driving License or Voter’s ID or Utility Bill (not older than 3 months)
    The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.


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