IndusInd International Gold VISA Debit Card

  1. Only Individual Savings account holders would be able to take the benefit of this offer.
  2. IndusInd Bank reserves the rights to withdraw / modify the offer at any time without any notice thereof.
  3. The Bank reserves the right at any time, without prior notice to add, delete, alter, modify, change or vary all or any of these Terms and Conditions
  4. Any dispute, arising out of or in connection with the redemption shall be subject to the exclusive jurisdiction of the Courts in Mumbai only irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction and such disputes shall be governed under the provisions of Arbitration & Conciliation Act, 1996 and its amendments from time to time.
  5. All other regular IndusInd Bank Debit Card conditions apply.
  6. Effective 1st October 2012, transactions made on merchant categories - Mutual Funds, insurance and payment to government will not earn Indus Money points.

Indus Money Reward Points Payout

  1. The credit for transactions in a particular month will be given after 1 month. Example - For transactions done in the month of January, the credit will be posted in the account by February end.
  2. For SI/ECS, pay-out per transaction will be capped at 40 reward points (Spend of Rs.10,000/-).
  3. There is no money-back for fuel transactions on debit card purchase since fuel surcharge is absorbed by the Bank for Gold Cards.
  4. The points credited in your account will expire after 1 yr from accrual.
  5. Each point can be redeemed at a value of Re 1/- or against our gift catalogue.
  6. The minimum amount of reward points required to be eligible for redemption is 300 points
  7. Requests once made at the contact center for redemption of points cannot be withdrawn/ revoked by Cardholder/s, for whatever reason