Secure Online Shopping

    Welcome to IndusInd Bank e-Secure Service

    IndusInd Bank e-Secure is a new protocol from IndusInd Bank in association with Visa and MasterCard® that lets you shop online securely with your existing IndusInd Bank Credit Card, which may be used only on merchant websites that subscribe to services of "Verified By Visa™" (VbV) or "MasterCard® SecureCode™" respectively.
    IndusInd Bank e-Secure confirms your identity through a simple check process when you make online purchases. IndusInd Bank e-Secure Service provides you with a password to protect your online transactions just like you use your PIN at the ATM.
     
    IndusInd Bank Credit Cards

    Registration for Verified by Visa and MasterCard SecureCode is a mandatory requirement to make online purchases using your IndusInd Bank Credit Cards on Verified by Visa / MasterCard SecureCode enabled merchant websites. IndusInd Bank e-Secure enables you to authenticate yourself at the time of purchase by using your IndusInd e-Secure Password and protects your IndusInd Bank Credit Card against misuse. Please note that if you try using your IndusInd Bank Credit Card at a merchant website that does not subscribe to Verified By Visa or MasterCard SecureCode, then the transaction will get processed as a normal online payment.

Verified by Visa

    Register for Verified by VISA Code click here

     What is Verified by Visa™?

    Verified by Visa is a new way to add safety when you buy online. Adding a password to your existing IndusInd Bank Visa credit card ("Visa card") issued by IndusInd Bank, Verified by Visa ensures that only you can use your IndusInd Bank Visa card online. It’s easy to activate the Verified by Visa service on your existing IndusInd Bank Visa card, and it’s free.

    How does Verified by Visa work?

    Verified by Visa provides you with the ability to attach a password to your existing IndusInd Bank Visa card to protect your online transactions, just like your PIN at an ATM. Here’s how it works:

    1. Select the goods or services you want from a Verified by Visa online store and proceed to the payment page.
    2. Enter the payment details requested including your IndusInd Bank Visa card number.
    3. The online store connects with IndusInd Bank e-Secure service site to check whether your card is secured with Verified by Visa.
    4. A Verified by Visa pop-up window will appear on your computer screen showing the merchant name, amount, date, your Visa card number and the IndusInd Bank welcome message.
    5. You then check that the details mentioned on the page are correct, and enter your password. IndusInd Bank will then confirm your identity to the merchant.
    6. Your payment will be authorized, the transaction will be completed as usual and your order will be placed.

    How does Verified by Visa protect me?
    Since your IndusInd Bank Visa card is protected by your personal password, only you can use your IndusInd Bank Visa card to make purchases online.

    How do I register my IndusInd Bank Visa card for the facility?

    You need to register for the service through the IndusInd Bank website www.indusindbank.com or you can do so while shopping,
    If you hold a IndusInd Bank Visa credit card, you can register for the facility by using your card expiry date, CVV and date of birth.

    Can I register with my existing IndusInd Bank Visa card?
    Yes, you can register with Verified by Visa using your existing IndusInd Bank Visa card. You don’t need to apply for a new card.

    What do I do when I'm issued a new card?
    If your new card is a renewal card (same number as the old one) you don't have to do anything to stay registered.
    If, however, your card number changes, you will need to re-register in the program with your new card number & details.

    Can I register with more than one IndusInd Bank Visa card?
    Yes, you can register with any of your IndusInd Bank Visa cards.

    Can I register my non-Visa payment cards with Verified by Visa?
    Currently, Verified by Visa is only offered to protect Visa cards. For other cards, please check with the relevant service provider.

    Do I need any special equipment or software?

    All you need is an Internet connection and Internet Explorer 5.0 and above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.

    After I register, how long does it take for Verified by Visa to start working?
    Verified by Visa is available as soon as your registration is confirmed successful by IndusInd Bank.

    What are the terms and conditions for using this service?
    The terms and conditions are provided for you to read and accept before you begin to register your IndusInd Bank Visa card.

    What if I need help to register my IndusInd Bank Visa card?
    If you need help registering your IndusInd Bank card, you can contact the IndusInd Bank Customer Service at 1860 500 5004 / +91- 22- 44066666 or email us at cards.care@indusind.com (Please mention your credit card number in all your correspondence with us)

    Where can I shop with Verified by Visa?
    Look for the Verified by Visa mark on participating online stores or check the list of current participants on your local Visa website and on www.visa-asia.com/verified

    How will the online store know that I have signed up with Verified by Visa?
    Participating online stores will automatically recognize your IndusInd Bank Visa card number if it is registered.

    What should I do if I am shopping online and I don’t get asked for my Verified by Visa password?

    You can simply enter your payment details as normal and complete your transaction. It may mean that the merchant is not yet enrolled in the Verified by Visa service. It is recommended that you transact online with trusted retailers only.

    What if I forget my password?

    If you forget your password, you may reset your password (create a new password) after entering your credit card number, and answering the security question that was set by you during registration on the IndusInd Bank website.

    What do I do if I think someone has my password?
    Contact IndusInd Bank customer service by phone or by email or you may visit the IndusInd Bank website to change your password immediately.

    Can I get the benefit of Verified by Visa security at online stores that are not participating in the service?
    No. However a number of online stores have the service available to them. In the meantime, if an online store you trust is not yet participating, follow safe shopping tips to complete your purchases online,

    What happens if I shop at a Verified by Visa merchant website while I'm not registered for this feature?
    You will be prompted for online registration for Verified by Visa during shopping.

    If you hold a IndusInd Bank Credit card, you would need to authenticate yourself with your Card Expiry date, ATM PIN, and then create your personal IndusInd Bank e-Secure password. Thereafter, you can continue shopping on the merchant website. If you decide not to register immediately and cancel the registration then your transaction will not get authorized and you would not be able to complete the transaction on such websites.

    If you hold a IndusInd Bank credit card, you would need to authenticate yourself with your card expiry date, CVV, date of birth and then create your personal IndusInd Bank e-Secure password. Thereafter, you can continue shopping on the merchant website. If you decide not to register immediately and cancel the registration then you will be allowed to proceed with online transaction (Up-to 3 transactions) on your IndusInd Bank credit card post which it is mandatory for you to register.


SecureCode

    Register for MasterCard Secure Code click here

    What is SecureCode™?
    MasterCard® SecureCode™ is a simple and secure way to pay online. Adding a password to your existing IndusInd Bank MasterCard® credit card ("IndusInd Bank card") issued by IndusInd Bank("IndusInd Bank"), SecureCode™ enhances your existing MasterCard® account by protecting you against unauthorized use of your IndusInd Bank card to make purchases over the internet. It’s easy to activate for your existing IndusInd Bank MasterCard® card, and it’s free.

    How does SecureCode™work?

    SecureCode™ provides you with the ability to attach a password to your existing card to protect your online transactions, just like your PIN at an ATM. Here's how it works:

    1. Select the goods or services you want from a SecureCode™ online store and proceed to the payment page.

    2. Enter the payment details requested including your IndusInd Bank card number.

    3. The online store connects with IndusInd Bank e-Secure Service site to check whether your card is secured with SecureCode™.

    4. A SecureCode™ pop-up window will appear on your computer screen showing the merchant name, amount, date, your IndusInd Bank card number and the IndusInd Bank welcome message.

    5. You then check that the details mentioned on the page are correct, and enter your password. IndusInd Bank will then confirm your identity to the merchant.

    6. Your payment will be authorized, the transaction will be completed as usual and your order will be placed.


    How does SecureCode™ protect me?

    Since your IndusInd Bank card is protected by your personal password, only you can use your IndusInd Bank card to make purchases online.

    How do I register my IndusInd Bank card for the facility?
    You need to register for the service through the IndusInd Bank website www.IndusIndbank.co.in or you can do so while shopping. You can register for the facility by using your card expiry date, CVV and date of birth for authenticating yourself. On successful authentication you will receive an authorization code on your mobile number and email address registered with us. Using this code you can set your IndusInd Bank e-Secure password and complete the registration process. In case you have not registered your mobile number or email address with us, please do so by contacting our Phone Banking number 1860 500 5004 / +91- 22- 44066666


    Can I register with my existing IndusInd Bank card?
    Yes, you can register with MasterCard® SecureCode™ using your existing IndusInd Bank card. You don't need to apply for a new card.

    What do I do when I’m issued a new card?
    If your new IndusInd Bank card is a renewal card (same number as the old one) you don’t have to do anything to stay registered.
    If, however, your IndusInd Bank card number changes, you will need to re-register in the program with your new card number & details.

    Can I register with more than one IndusInd Bank card?
    Yes, you can register with any of your IndusInd Bank cards.

    Can I register my non-MasterCard payment cards with SecureCode™?
    Currently, SecureCode™ is only offered to protect MasterCard® credit cards. For other cards, please check with the relevant service provider.

    Do I need any special equipment or software?
    You need is an Internet connection and Internet Explorer 5.0 and above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.
    However you need to have your mobile number and email address registered with IndusInd Bank to receive the authorization code which is required to successfully complete the registration process. Please contact our Phone Banking number 1860 500 5004 / +91-22-44066666 for registering your mobile number and email address with us, if not already registered.

    After I register, how long does it take for SecureCode™ to start working?
    The added protection of SecureCode™ is available as soon as your registration is confirmed successful by IndusInd Bank.

    What are the terms and conditions for using this service?
    The terms and conditions are provided for you to read and accept before you begin to register your IndusInd Bank card.

    What if I need help to register my IndusInd Bank MasterCard® Credit Card?
    If you need help registering your IndusInd Bank card, you can contact the IndusInd Bank Customer Service at 1860 500 5004 / +91- 22- 44066666 or email us at cards.care@indusind.com (Please mention your credit card number in all your correspondence with us)

    Where can I shop with SecureCode™?
    Look for the SecureCode™ mark on participating online stores or check the list of current participants on your local MasterCard website.

    How will the online store know that I have signed up with SecureCode™?

    Participating online stores will automatically recognize your IndusInd Bank card number if it is registered.

    What should I do if I am shopping online and I don’t get asked for my SecureCode™ password?
    You can simply enter your payment details as normal and complete your transaction. It may mean that the merchant is not yet enrolled in the SecureCode™ service. It is recommended that you transact online with trusted retailers only.

    What if I forget my password?
    If you forget your password, you may reset your password (create a new password) after entering your credit card number, and answering the security question that was set by you during registration on the IndusInd Bank website.

    What if I forget my password and have not set the security question?
    If you forget your password and have not set the security question,
    If you hold aIndusInd Bank Visa credit card, you will have to re-authenticate yourself by using your credit card expiry date, CVV and your date of birth. On successful authentication you will receive an authorization code on your mobile number and email address registered with us. Using this code you can re-create your password and set your security question. Please contact our Phone Banking number 1860 500 5004 / +91-22-44066666 for registering your mobile number and email address with us, if not already registered.

    What should I do if I think that someone has my password?
    Please contact IndusInd Bank customer service by phone or by email or you may visit the IndusInd Bank website to change your password immediately.

    What if there has been a delay in receiving the Authorization code on my mobile/email address?
    In case there has been a delay in receiving the authorization code on your registered mobile number and email address; you can use the ‘Already Received an Auth Code’ section on the IndusInd Bank e-Secure homepage and input your card number and the authorization code to complete your registration or to re-create your IndusInd Bank e-Secure password.

    In case I have forgotten my password, can I use the same authorization code used earlier for registering, to recreate my password?
    An authorization code if used earlier to register for IndusInd Bank e-Secure cannot be used again to re-create the IndusInd Bank e-Secure password, you will have to click on the forgot password link and re-authenticate yourself to re-create your personal IndusInd Bank e-Secure password

    Can I get the benefit of SecureCode™ security at online stores that are not participating in the service?
    Can I register with my existing IndusInd Bank card?
    Yes, you can register with MasterCard® SecureCode™ using your existing IndusInd Bank card. You don't need to apply for a new card.

    What do I do when I’m issued a new card?
    If your new IndusInd Bank card is a renewal card (same number as the old one) you don’t have to do anything to stay registered.
    If, however, your IndusInd Bank card number changes, you will need to re-register in the program with your new card number & details.

    Can I register with more than one IndusInd Bank card?
    Yes, you can register with any of your IndusInd Bank cards.

    Can I register my non-MasterCard payment cards with SecureCode™?
    Currently, SecureCode™ is only offered to protect MasterCard® credit cards. For other cards, please check with the relevant service provider.

    Do I need any special equipment or software?
    You need is an Internet connection and Internet Explorer 5.0 and above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.
    However you need to have your mobile number and email address registered with IndusInd Bank to receive the authorization code which is required to successfully complete the registration process. Please contact our Phone Banking number 1860 500 5004 / +91-22-44066666 for registering your mobile number and email address with us, if not already registered.

    After I register, how long does it take for SecureCode™ to start working?
    The added protection of SecureCode™ is available as soon as your registration is confirmed successful by IndusInd Bank.

    What are the terms and conditions for using this service?
    The terms and conditions are provided for you to read and accept before you begin to register your IndusInd Bank card.

    What if I need help to register my IndusInd Bank MasterCard® Credit Card?
    If you need help registering your IndusInd Bank card, you can contact the IndusInd Bank Customer Service at 1860 500 5004 / +91-22-44066666 or email us at cards.care@indusind.com (Please mention your credit card number in all your correspondence with us)

    Where can I shop with SecureCode™?
    Look for the SecureCode™ mark on participating online stores or check the list of current participants on your local MasterCard website.

    How will the online store know that I have signed up with SecureCode™?
    Participating online stores will automatically recognize your IndusInd Bank card number if it is registered.

    What should I do if I am shopping online and I don’t get asked for my SecureCode™ password?
    You can simply enter your payment details as normal and complete your transaction. It may mean that the merchant is not yet enrolled in the SecureCode™ service. It is recommended that you transact online with trusted retailers only.

    What if I forget my password?
    If you forget your password, you may reset your password (create a new password) after entering your credit card number, and answering the security question that was set by you during registration on the IndusInd Bank website.

    What if I forget my password and have not set the security question?
    If you forget your password and have not set the security question,
    If you hold aIndusInd Bank Visa credit card, you will have to re-authenticate yourself by using your credit card expiry date, CVV and your date of birth. On successful authentication you will receive an authorization code on your mobile number and email address registered with us. Using this code you can re-create your password and set your security question. Please contact our Phone Banking number 1860 500 5004 / +91-22-44066666 for registering your mobile number and email address with us, if not already registered.

    What should I do if I think that someone has my password?
    Please contact IndusInd Bank customer service by phone or by email or you may visit the IndusInd Bank website to change your password immediately.

    What if there has been a delay in receiving the Authorization code on my mobile/email address?
    In case there has been a delay in receiving the authorization code on your registered mobile number and email address; you can use the ‘Already Received an Auth Code’ section on the IndusInd Bank e-Secure homepage and input your card number and the authorization code to complete your registration or to re-create your IndusInd Bank e-Secure password.

    In case I have forgotten my password, can I use the same authorization code used earlier for registering, to recreate my password?
    An authorization code if used earlier to register for IndusInd Bank e-Secure cannot be used again to re-create the IndusInd Bank e-Secure password, you will have to click on the forgot password link and re-authenticate yourself to re-create your personal IndusInd Bank e-Secure password

    Can I get the benefit of SecureCode™ security at online stores that are not participating in the service?
    No. However a number of online stores have the service available to them. In the meantime, if an online store you trust is not yet participating, follow safe shopping tips to complete your purchases online.

    What happens if I shop at a SecureCode™ merchant website while I’m not registered for this feature?
    You will be prompted for online registration for SecureCode™ during shopping.

    If you hold aIndusInd Bank card, you would need to authenticate yourself with your card expiry date, CVV, Date of Birth. On successful authentication you will receive an authorization code on your mobile number and email address registered with us. Using this code you can create your personal IndusInd Bank e-Secure password. Thereafter, you can continue shopping on the merchant website.

    What happens if I shop at a SecureCode™ merchant website while I’m not registered for this feature?
    You will be prompted for online registration for SecureCode™ during shopping.

    If you hold aIndusInd Bank card, you would need to authenticate yourself with your card expiry date, CVV, Date of Birth. On successful authentication you will receive an authorization code on your mobile number and email address registered with us. Using this code you can create your personal IndusInd Bank e-Secure password. Thereafter, you can continue shopping on the merchant website.

American Express SafeKey

    American Express SafeKeySM
    Register for American Express SafeKeySM click here

    What is American Express SafeKeySM?
    The American Express SafeKeySM is a Payer Authentication service that adds an extra layer of security when a Cardmember shops online. SafeKeySM reduces unauthorized online use before it happens by validating the Cardmember's identity with an additional password or unique value.

    How does the American Express SafeKeySM facility work?
    The American Express SafeKeySM provides you with the ability to attach a password to your existing IndusInd Bank American Express Card to protect your online transactions, just like your PIN at an ATM. Here's how it works:

    1. Select the goods or services you want from an American Express SafeKeySM enabled online store and proceed to the payment page.
    2. Enter the payment details requested including your IndusInd Bank American Express Card number.
    3. The online store connects with IndusInd Bank e-Secure service site to check whether your Card is secured with American Express SafeKeySM.
    4. An American Express SafeKeySM pop-up window will appear on your computer screen showing the merchant name, amount, date, your Credit Card number and the IndusInd Bank welcome message.
    5. You are required to check that the details mentioned on the page are correct, and then enter your password. IndusInd Bank will then confirm your identity to the merchant.
    6. Your payment will be authorized, the transaction will be completed as usual and your order will be placed.

    How does American Express SafeKeySM protect me?
    Since your IndusInd Bank American Express Card is protected by your personal password, only you can use your Card to make purchases online.

    How do I register my IndusInd Bank American Express Card for the facility?
    You need to register for the service through the IndusInd Bank website www.IndusInd.com or you can do so while shopping online.
    If you hold an IndusInd Bank American Express Card, you can register for the facility by entering the Card number, Card expiry date, CSC (the 4 digit number printed on the face of the Credit Card) and date of birth.

    Can I register with my existing IndusInd Bank American Express Card?
    Yes, you can register with American Express SafeKeySM using your existing IndusInd Bank American Express Card. You don't need to apply for a new Card.

    What do I do when I'm issued a new Card?
    If you have placed a renewal request, your new Card will have the same Credit Card number as before and you don't have to do anything to stay registered.
    If, however, your card has been lost or stolen and you have placed a replacement request, your new credit card will have a different Card number. In such cases, you will need to re-register in the program with your new Card number & details.

    Can I register with more than one IndusInd Bank American Express Card?
    Yes, you can register with any of your IndusInd Bank American Express Cards.

    Can I register my Cards from other networks with American Express SafeKeySM?
    American Express SafeKeySM is only offered to protect the IndusInd Bank American Express Card(s). For other cards, please check with the relevant service provider.

    Do I need any special equipment or software?
    All you need is an Internet connection and Internet Explorer 5.0 and above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.

    After I register, how long does it take for American Express SafeKeySM to start working?
    American Express SafeKeySM is available as soon as your registration is confirmed successful by IndusInd Bank.

    What are the terms and conditions for using this service?
    The terms and conditions are provided for you to read and accept before you begin to register your IndusInd Bank American Express Card.

    What if I need help to register my IndusInd Bank American Express Card?
    If you need help registering your IndusInd Bank American Express Card, you can contact the IndusInd Bank Customer Service 1860 267 7777 / +91-22-4220 7777 or email us at premium.care@IndusInd.com

    Where can I shop with American Express SafeKeySM?
    Look for the American Express SafeKeySM mark on participating online stores; this will indicate that the merchant is enrolled for SafeKeySM.

    How will the online store know that I have signed up with American Express SafeKeySM?
    Participating online stores will automatically recognize your IndusInd Bank American Express Card number if it is registered.

    What should I do if I am shopping online and I don't get asked for my American Express SafeKeySM password?
    You can simply enter your payment details as normal and complete your transaction. It may mean that the merchant is not yet enrolled in the American Express SafeKeySM service. It is recommended that you transact online with trusted retailers only.

    What if I forget my password?
    If you forget your password, you may reset your password (create a new password) after entering your Credit Card number, and answering the security question that was set by you during registration on the IndusInd Bank website.

    What do I do if I think someone has my password?
    Please visit the IndusInd Bank website at www.IndusInd.com to change your password immediately. Can I get the benefit of American Express SafeKeySM security at online stores that are not participating in the service? No. However a number of online stores have the service available to them. In the meantime, if online stores you trust are not yet participating, follow safe shopping tips to complete your purchases online.

    What happens if I shop at an American Express SafeKeySM merchant website while I'm not registered for this feature?
    You will be prompted for online registration for American Express SafeKeySM during shopping.
    If you hold an IndusInd Bank American Express Card, you would need to authenticate yourself by entering your Card number, Card expiry date, CSC (the 4 digit number printed on the face of the Credit Card), date of birth and then create your personal IndusInd e-Secure password.
    Thereafter, you can continue shopping on the merchant website.

T & C's

    Terms and Conditions for IndusInd e-Secure service

    Please read the following terms of service carefully before using IndusInd Bank e-Secure service. In this Agreement, "Issuer" refers to the financial institution that issued your credit card i.e. IndusInd Bank "we", "us" and "our" refer to Issuer and its suppliers of card processing and web-hosting services; and "you", "your" or "yours" refers to the Cardholder using IndusInd Bank e-Secure service.

    1. The terms and conditions set out herein are in addition to the Issuer’s General Terms and Conditions applicable for Deutsche Bank credit cards.
    2. The following words and phrases shall have the following meanings in these Terms and Conditions:
      • "Card" means international credit card issued by the Issuer in association with Visa International/ MasterCard®.
      • "Cardholder" means any person holding a valid Card issued by the Issuer and who desires to make payments to the Merchant over the Internet using the Card.
      • "ID" means the user identification provided to the Cardholder by the Issuer to enable the Cardholder to make payments through the Internet using his Card.
      • "Merchant" means any person who owns or manages or operates the merchant establishment through a physical establishment and/or a website.
      • "Password" means the passwords, digital signatures or other means of authentication as the Issuer may specify, from time to time using which the Cardholder may make payments through the Internet using the Card in a secured manner.
      • "Registration Data" means the information asked by the Issuer in order to confirm the identity of the Cardholder before proceeding for IndusInd Bank e-Secure password creation.
      These terms and conditions form a contract between the Cardholder and the Issuer for use of IndusInd Bank e-Secure. By using the IndusInd Bank e-Secure Service, the Cardholder shall be deemed to have accepted these Terms and Conditions. The Cardholder shall apply to the Issuer online for use of IndusInd Bank e-Secure service by providing the Registration Data. The Issuer shall be entitled at its sole discretion to accept or reject such applications.

    3. The Cardholder shall be given an ID and a Password after verification of the Registration Data, for the purposes of authentication of the Cardholder.
    4. Once the Issuer validates the Cardholders identity as part of the IndusInd Bank e-Secure registration process, the Cardholder would be permitted to create his own Password for future transactions.
    5. The Issuer shall validate the Card details provided by the Cardholder during the course of a transaction directly and the Merchant will not be privy to the same.
    6. IndusInd Bank e-Secure service shall be provided at the discretion of the Issuer, which reserves the right to add, revise, suspend in whole or in part any of the services provided by IndusInd Bank e-Secure, without any notice and it shall be binding on the Cardholder.
    7. The Cardholder is aware that in case of payment over the Internet using his Card, the Cardholder will not sign the charge-slips at the time of making the payment. Accordingly, the Cardholder accepts that, in the event of any dispute regarding the authenticity or validity of such a payment, for any reason whatsoever, the Cardholder's account shall be liable to be debited with the amount payable if the transaction was properly authorized by the Issuer/Visa International/ MasterCard®. The Issuer shall not be liable, in any manner whatsoever, for the same.
    8. If the Cardholder does not successfully register for IndusInd Bank e-Secure or if Cardholder chooses not to register for IndusInd Bank e-Secure, the Issuer and/or the Merchant may not accept the Card to pay for an e-commerce or other transaction if such Merchant’s website is IndusInd Bank e-Secure enabled.
    9. The Cardholder shall be solely responsible for the payments made through the Internet even in the event of the Cardholder claiming non-possession of the Card. The Cardholder shall further be solely responsible for any payments made using the Card through the Internet for travel and entertainment purposes and cannot claim the invalidity of the same.
    10. Any payment made on the Internet using the Cardholder's Password shall be deemed to be an instruction duly received from the Cardholder. The Cardholder's Password issued to him/her, allows the Cardholder to make payments through Internet and that the Cardholder is the sole and exclusive owner of the Cardholder Password and accepts sole responsibility for use, confidentiality and protection of the Password, as well as for all payments made using such password. The use of the Card by the Cardholder for making payments on the website is at the Cardholder's own risk and is the Cardholder's sole responsibility.
    11. The Cardholder shall indemnify and hold the Issuer, including its officers, employees and agents, against all losses and expenses on full indemnity basis, which the Issuer may incur, sustain, suffer or is likely to suffer in connection with the execution of the Cardholder's instructions and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses as a consequence or by reason of providing the IndusInd Bank e-Secure service.
    12. The Issuer has no obligation to verify the authenticity of any payment made from the Card other than by means of verification of the Cardholder's Password.
    13. All disputes, if any, arising out of or in connection with, or as a result of these Terms and Conditions or otherwise relating hereto, shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only.

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