Program Privileges

Indus Force offers exclusive banking solutions that cater to all your financial needs. These include:

• Overdraft against salary, with a maximum of two months salary
• Instant credit of outstation cheques up to Rs.20,000/-
• Free personalised cheque leaves (up to 50 per month)
• Free demand drafts up to Rs. 25,000/- per day
• Free RTGS/ NEFT
• Free demand drafts drawn on SBI (Nepal Branch) for Gorkha soldiers
• Free Internet Banking
• Free outstation cheque collection
• Free facility for online payment of utility bills
• Demat and 3-in-1 account (free for first year)
• Life-time unique account number with continuation of all facilities
• Remittances under Nepal Express Remittance Scheme (NERS) and Indo Nepal Remittance Scheme (INRS)
• Mobile alerts on transactions
• Auto-sweep facility on savings account with a threshold of Rs. 15,000/-
• Toll-free Phone Banking numbers available for assistance

Complimentary Privileges

Our International Gold Debit Card comes with an array of complimentary facilities:

• Free International Gold Debit Card
• Free add-on card for spouse or joint-account holder
• Free withdrawals at all ATMs
• Limit of Rs. 1 lakh at point-of-sale centres
• Cash withdrawal up to Rs. 50,000/- per day. Unlimited number of transactions
• Mobile top-ups available at ATMs
• Visa Credit Card Payment facility available
• Purchase protection up to Rs. 50,000/-


Special facilities for Indus Force Account holders that make banking more pleasurable:

• Preferential allotment of lockers
• Concessional charges on lockers
• Concessional rates on gold coins
• Concession of 25 bps on interest rates on loans
• Waiver of 50% of processing charges on Loan Against Property (LAP)


• Zero Lost Card Liability: The Indian Army personnel will be protected against the loss of up to ` 1,00,000/- due to fraudulent use of lost / stolen / missing Debit Card, provided that they communicate the loss of their IndusInd Bank International Debit Card to our Phone Banking numbers. Their liability will be nil from then onwards
• Air Accident Cover: In the unfortunate event of loss of life in an air travel related mishap, free insurance cover, of up to Rs. 5,00,000/-, is available to all International Gold Debit Card holders
• Indus Money: A unique cash-back program which rewards you for all types of spending through your Savings Account viz.: shopping, payments, cash withdrawal at ATMs, ticketing, investments etc. Just sit back and enjoy as your points are automatically credited into your account on a monthly basis
• Check-on-Cheque Facility: IndusInd Bank presents Check-On-Cheque Service. Now get pictures of your issued cheques with your bank account statement. So next time you issue a cheque, just remember that you will see it again! 
• Our dedicated team of Relationship Managers will guide and assist you through your different financial needs and help keep your investments up to date