IndusInd bank has tied up with HDFC Ltd. to bring best-in-class home loan services to its customers.
Zero hassle, transparent service and an exhaustive list of products which enables every individual to apply for a home loan through us with HDFC Ltd.
IndusInd bank offers doorstep service & home loan specialists who help you in the home loan process with timely intervention to make your home purchase a delight!
Features & Benefits
Housing loan is extended for the purpose of
80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.
20 years subject to your retirement age.
Applicant and Co- Applicant to the loan
Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be coowners.
Adjustable Rate Home Loan
Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.
* Conditions ApplyHome Loans at the sole discretion of HDFC Ltd.
- ID proof: Copy of Passport, PAN card, driving License, Voter’s ID.
- Current address proof: Copy of Passport, Driving License, Electricity/telephone bill, Bank a/c statement.
- Copy of PAN card.
Private Limited Firm:
Additional personal docs in case of NRIs:
Home Loans at the sole discretion of HDFC Ltd.
IBL Registration Number NSE: INE231308847
MCX Stock Exchange Limited: INE261314434 for dealing in currency derivatives segment