Premier Banking


Indus Select for Individuals

    A world of privileges with Indus SELECT

    Welcome to Indus SELECT – a program designed with an array of privileges and lifestyle offers. This premier banking program ensures that your banking experience is ever more rewarding and you feel truly SELECT.

    To view the Indus Select brochure, click here 

Program Privileges


    We understand the needs of discerning customers, and hence, banking for us is not just about managing your money but also about helping you ensure its safety. Your Relationship Manager with the support of an independent team will ensure that you are completely on top of your portfolio and transactions with us.

    • Your Relationship Manager will guide and assist you through different financial needs across Banking, Investments, Insurance and Loans.
    • An independent team will review your wealth transactions and provide notification, if required.
    • Monthly physical & e-statements and Net Banking to help you track transactions and access your account/s online, including your wealth portfolio.
    • Check-On-Cheque service to help you keep track of cheques issued on your account by way of cheque images in your physical and e-statements – a 1st in the industry.
    • 365 days Banking service to ensure you will never be left stranded, not even on national holidays (at select branches).
    • Your Platinum Select Debit Card brings you enhanced protection via a host of complimentary insurance covers:
    Air accident insurance Rs. 30,00,000/- 
    Lost card liability in case of misuse
    Rs. 3,00,000/- 
    Purchases made using the card are protected against fire and theft
    Rs. 50,000/- 
    • While travelling overseas, make use of emergency Platinum Debit Card replacement and cash disbursement benefits by simply calling the VISA Global Emergency Assistance.
    • Doorstep Banking to help you get your cheques and cash picked up or delivered at your doorstep, without any charges.

    You're the privileged one! - Product Benefits  

    • Group accounts of your family members and enjoy relationship benefits across all the grouped accounts*.
    • Get lifetime FREE Platinum Select Debit Card on all your grouped family accounts, which comes with enhanced limits on your daily transactions as below. What's more, you can get these limits increased or decreased on the basis of your lifestyle and usage.

    Pre-set limits on your cards will be as below:

    ATM Cash Withdrawals
    Rs. 1,50,000 per day 
    Shopping & Purchases (incl. online)
    Rs. 3,00,000 per day 
    VISA Credit Card Bill Payments Rs. 99,999 per day

    • With your Platinum Select Debit Card, get unlimited access to over 60,000 ATMs in India and over a million ATMs across the world (One International transaction free per month) without any charges. To top it, for all transactions done in foreign currency you will pay only the converted value (your foreign exchange transaction amount converted to Indian Rupees), with no additional mark-up on the transaction amount.

    • Shop at over 26 million Visa merchant outlets worldwide (without any charges) using your Platinum Select Debit Card.

    • When travelling abroad with your Platinum Select Debit Card you can call VISA's Concierge Hotline Numbers for help in organising a flight, recommending a restaurant or arranging tickets for your favourite show amongst other wishes.

    • Enjoy banking at any of our branches without any charges-unlimited personalized payable-at-par cheque books, access to any of our branches across India for cash withdrawal/deposit. Also get unlimited Demand Drafts, inward remittances and funds transfer at no cost to you.

    • Indus Select gets you discounts on other products as well:

    1. 10% dscount on Lockers
    2. 10% discount on Loan Processing Fee
    3. 1 year Demat A/c AMC waived off along with no charges on Online Trading A/c opening


    As part of the Indus Exclusive offering we bring to you the premium range of our Credit Cards with a host of exclusive benefits and privileges designed keeping in mind your lifestyle.

    The IndusInd Bank Signature & Platinum Credit Card is your symbol of success. Get a comprehensive range of travel, lifestyle and golf benefits with our premium card offerings. With an IndusInd Bank Credit Card, keep up to the commitment your lifestyle demands and enjoy every moment of the journey called life.

    To see the unparalleled and unmatched features of our credit cards, click the card of your choice:

    IndusInd Bank Signature Credit Card

    IndusInd Bank Platinum Credit Card

    Note: All approved Signature and Platinum Credit Cards will be offered at a special joining fee. Applicable at select cities only.



    Lifestyle Privileges Keep yourself and your family entertained, or relax and rejuvenate with exciting offers from our lifestyle partners. Just use your Platinum Select Debit Card to avail the below offers*.

    Buy 1 and get 1 free movie ticket when you use your Platinum Select Debit card to book movie tickets at – 1 free ticket every quarter.
     Rejuvenate with O2 SPAs – get 20% discount at their SPAs in major domestic airports and 33% on SPAs in the cities, on all therapies.
      Enjoy golf in style! Get up to 30% discount on Green Fee at 300 golf clubs worldwide.To know the participating golf clubs, click here

    For more exciting VISA offers on your Platinum Select Debit Card, please visit the ‘OFFERS ’ .

    *Terms and Conditions apply .


    Enjoy waiver on the surcharge of 2.5% on all petrol/fuel purchased with your Platinum Select Debit Card. We will absorb the surcharge while you absorb the luxury of your car.

    With the Platinum Select Debit Card, you will relish not just shopping or spending but also its rewards. The generous 5X Rewards Program ensures that your rewards multiply with every use of the card for all your shopping and purchases. Reward Points accrue for spends as indicated below:

    Your Monthly Spends Points per Rs. 100/-
    Upto Rs. 5,000/- 1
    Between Rs. 5,001/- to Rs. 10,000/- 2
    Between Rs. 10,001/- to Rs. 20,000/- 3
    Between Rs. 20,001/- to Rs. 40,000/- 4
    Above Rs. 40,000/- 5

    Terms & conditions apply.


    Get full value for the Reward Points you have earned through multiple options available for redeeming those points. From auto cash-back to an exciting array of gifts, to JP Miles - you decide your preferred mode of redemption.

    Important Points:

    • Reward Points Accumulation shall be considered as the default Rewards option for cases where no specific choice has been placed with the Bank.

    • Each point will be valued at 50 paise for auto cash-back credit.

    • For Reward Points redemption towards JP Miles, 2 points will be redeemed for every JP mile.

    At the time of signing up please indicate your preferred Redemption option and enjoy the rewards.


    Not all good things come with a price. Indus Select comes just basis your relationship maintained with us as per the grid*.

    For details, please contact your Relationship Manager or call the Phone Banking Number.

    Relationship Criteria

    Indus Select – Relationship Value Required (in INR)

    Indus Exclusive - Relationship Value Required (in INR)
    Savings Account (Single) 50,000 1,00,000
    Savings Accounts (Household Grouped) 1,00,000 2,00,000
    Savings + Current Account 7,00,000 10,00,000
    Savings + Fixed Deposits 10,00,000 20,00,000
    Mutual Fund / DP Valuation (with Savings Account) 3,00,000 6,00,000
    Life Insurance Premium (with Savings Account) 50,000 1,00,000
    Salary Credit in Account 75,000 1,25,000
    Upfront Margin 1,00,000 2,00,000
    Home Loan / Loan against property 25,00,000 50,00,000

    For details, call the Phone Banking Number: 1860 500 5004


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