LifeLong is a flexible whole life savings cum protection plan, which is designed to change to meet your changing needs.

Flexibility in cover levels: You can choose different cover up to 100 times your annual premium based on your age. You can also change the cover level with time depending upon your changing requirements. You also have the option of covering your spouse under the same policy.

Choice of funds: LifeLong offers you a choice between With Profits Fund and 3 Unit Linked Funds- Protector, Growth and Balanced which give you the flexibility of choosing how your money should be invested in terms of risk and the security of the return on the investment. You can also switch between the different unit-linked funds at any time.

Option of increasing your investment value: LifeLong offers you the flexibility of increasing the value of your investments at any time through top-up premiums.

Access your savings when you need them: You can make withdrawals from your fund at any time after 3 policy years through the Partial Withdrawals option.

Protect the value of your investment: You can protect the real value of your investment against inflation by opting for the Indexation option. This will ensure that you receive a meaningful amount at maturity of your policy.

Protect against unforeseen events: LifeLong offers 3 riders which you can opt for to protect yourself against Accidental Death & Dismemberment, Critical Illness & Permanent Total Disability and avail of a Hospital Cash Benefit.

Tax Benefits: The premiums you pay are tax deductible under Sec 80C and the maturity benefits are tax free under Sec 10(10D) of the Income Tax Act, 1961

Eligibility

• The minimum age at entry is 18 years and the maximum age at entry is 60 years. The maximum age at entry with any rider is 55 years.
  
• The minimum annual premium is Rs. 6000
  

For more details and to help you plan your investment and insurance, get in touch with us.

“Unit linked insurance plans are subject to market risks. For more details and exclusions, view HTML or PDF of the Key Features document”