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Individual Savings Account

Individual Savings Account

Enhancing And Encouraging Saving Standards Through Innovation

We, at IndusInd Bank, have dedicated ourselves to present the best savings bank account programmes for you and your family. We present a set of creatively crafted savings accounts that provide a host of banking benefits including reward points for active transactions, privilege and lifestyle offers, trading and portfolio solutions, flexible fund management, special banking facilities for senior citizens, along with competitive savings account interest rate for value added returns.

Get convenient account access from around the world, make quick utility bill payments, enjoy free NEFT and RTGS facilities, and be privy to other such banking options that will enhance and elevate your banking experience.

As an IndusInd Bank savings account customer, you receive the latest features in convenience banking. Some of the many benefits of banking with us include:
My Account My Number: Personalize your savings account number by choosing your own digits through the MAMN facility. It allows you to easily recollect your account number during on-the-go phone and net banking sessions.

Choice Money: This option enables you to withdraw cash in the denomination of your choice from all IndusInd Bank ATMs. This service is also available to non-IndusInd Bank customers.

Jump the Queue!: No IVR interruptions. IndusInd Select and IndusInd Exclusive savings accounts let you directly reach out to our phone banking executives and Relationship Managers for all your queries and banking assistance.

Check on Cheque: Receive a picture of every cheque that you issue from your IndusInd Bank account along with your bank statement. This is a first-of-its kind service provided by IndusInd Bank to help you keep track of your issued cheques.

Video Branch: You can now communicate with our Branch Managers, Relationship Managers, and centralised Video Branch Executives through our secure video branch. Carry out Fixed Deposit, Recurring Deposit, NEFT, RTGS transactions and much more from anywhere in the world.

Social Banking: Stay connected to your IndusInd Bank account through Facebook. Check your balance, get mini-statements, recharge your mobile and DTH. Also, use Quickpay to send money to your Facebook and non-Facebook friends.

Higher Interest Rate: Enjoy interest rates of up to 6% on your savings with IndusInd Bank.

Insurance: We assure your financial independence through our complimentary insurance policies, safeguarding you against the ever-increasing, individual risks.

Lifestyle: Besides the innovative banking features, your IndusInd Bank account provides you the finest lifestyle and leisure privileges, such as discounts on movie tickets at BookMyShow, offers at leading spas, etc.

Walk into your nearest IndusInd Bank branch or open a savings account online with an Account Number of your choice with the added advantage of a quick and hassle-free doorstep documentation process.

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  • Indus Exclusive Savings Account

    Designed with the top-of-the-line privileges and offers along with our best personnel to ensure that you experience a whole new level of banking


    • Lifetime free Platinum Exclusive Debit Card
    • Buy one and get one free movie ticket from Bookmyshow
    • Upto 100% discount on first year fee of Standard Locker*

    Compare(1)
    Apply Now
  • Indus Select Savings Account

    A premier banking program designed with an array of privileges and lifestyle offers


    • Lifetime free Platinum Select Debit Card
    • Buy one and get one free movie ticket from Bookmyshow
    • Upto 50% discount on first year fee of Standard Locker*

    Compare(1)
    Apply Now
  • Indus Maxima Savings Account

    Gives you a host of premium & exclusive services with IndusInd Maximum Platinum Debit Card


    • Two free add-on accounts
    • Platinum Debit Card free on add-on accounts

    Compare(1)
    Apply Now
  • Indus Privilege Savings Account

    A privilege account with a set of exclusive features that offer more value for your money


    • Free Indus Young Savers Account
    • Cashback through Indus Money Program

    Compare(1)
    Apply Now
  • Indus Privilege Active

    A savings account that rewards you ,for doing transactions and being active


    • Choose the account number of your choice
    • Specially crafted Platinum Plus Debit Card

    You can open this account only through online channel. Click here to apply now.

    Compare(1)
    Apply Now
  • Indus Diva Savings Account

    Maximum Benefits Accounts specially crafted for progressive Woman of today


    • 25% discount on first year fee of Standard Locker
    • Free add-on account for family

    Compare(1)
    Apply Now
  • Indus Senior Savings Account

    An Ideal account for the experienced and respected senior citizens


    • 0.5% additional interest on Fixed Deposit
    • Insurance and medical discounts

    Compare(1)
    Apply Now
  • Indus 3 in 1 Saving Bank Account

    A unique 3-in-1 proposition for e-trading in the Indian capital markets


    • Trading functionality
    • Access to world class advisory/research by our broking partner

    Compare(1)
    Apply Now
  • Indus Young Saver

    A balanced portfolio of savings and investment solutions for your child


    • Cheque book on your child’s name
    • Personalised Debit Card

    Compare(1)
    Apply Now
  • Indus Classic Savings Account

    Gives the flexibility to manage your funds between your Savings Account and Fixed Deposits


    • Reward points on every card transaction
    • Free monthly e-statement

    Compare(1)
    Apply Now
  • Indus Easy Savings Account

    Gives you the maximum benefits with minimum requirements.


    • Free ATM card
    • Free monthly e-statement

    Compare(1)
    Apply Now
  • Indus Small Account

    Gives you the maximum benefits at zero balance requirements.


    • Free ATM Card
    • 5 Free domestic other bank ATM transactions in a month

    Compare(1)
    Apply Now

Defence Salary Accounts

  • Indus Force Maxima

    A Premium Salary Account for Senior Army & Navy Personnel, specially designed with a bouquet of hand-picked value added services

    Compare(1)
    Apply Now
  • Indus Force

    A salary account designed for our Indian Army and Personnel with a bouquet of prestigious

    Compare(1)
    Apply Now

Corporate Salary Account

  • Indus Comfort Exclusive

    Indus Comfort Exclusive account with which you get a dedicated Relationship Manager and service manager who will guide you at every step.


    • Dedicated Exclusive Relationship Manager
    • Upto 100% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Select

    With Indus Comfort Select, pay your bills, generate interest income, and access your corporate bank account anytime and anywhere. Our expert team provides tips for your wealth management


    • Dedicated Select Relationship Manager
    • Upto 50% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Maxima

    Indus Comfort Maxima offers, platinum debit card, online banking, SMS banking and mobile banking facilities.


    • Dedicated Relationship Manager
    • Upto 15% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Premium

    Indus Comfort Premium is more than a salary account. Learn all about money management from your dedicated Relationship Manager and Service Manager.


    • Dedicated Relationship Manager
    • Earn up to 6% interest p.a. on savings account balance

    Compare(1)
    Apply Now
  • Indus Comfort Regular

    Indus Comfort Regular provides you with benefits such as term deposit , upto 6% interest on savings account, debit card with high withdrawal limit and exclusive ‘Choice Money ATM’.


    • Dedicated Relationship Manager
    • Convenient bill payment solutions

    Compare(1)
    Apply Now

  • Indus Exclusive Savings Account

    Designed with the top-of-the-line privileges and offers along with our best personnel to ensure that you experience a whole new level of banking


    • Lifetime free Platinum Exclusive Debit Card
    • Buy one and get one free movie ticket from Bookmyshow
    • Upto 100% discount on first year fee of Standard Locker*

    Compare(1)
    Apply Now
  • Indus Select Savings Account

    A premier banking program designed with an array of privileges and lifestyle offers


    • Lifetime free Platinum Select Debit Card
    • Buy one and get one free movie ticket from Bookmyshow
    • Upto 50% discount on first year fee of Standard Locker*

    Compare(1)
    Apply Now
  • Indus Maxima Savings Account

    Gives you a host of premium & exclusive services with IndusInd Maximum Platinum Debit Card


    • Two free add-on accounts
    • Platinum Debit Card free on add-on accounts

    Compare(1)
    Apply Now
  • Indus Privilege Savings Account

    A privilege account with a set of exclusive features that offer more value for your money


    • Free Indus Young Savers Account
    • Cashback through Indus Money Program

    Compare(1)
    Apply Now
  • Indus Privilege Active

    A savings account that rewards you ,for doing transactions and being active


    • Choose the account number of your choice
    • Specially crafted Platinum Plus Debit Card

    You can open this account only through online channel. Click here to apply now.

    Compare(1)
    Apply Now
  • Indus Diva Savings Account

    Maximum Benefits Accounts specially crafted for progressive Woman of today


    • 25% discount on first year fee of Standard Locker
    • Free add-on account for family

    Compare(1)
    Apply Now
  • Indus Senior Savings Account

    An Ideal account for the experienced and respected senior citizens


    • 0.5% additional interest on Fixed Deposit
    • Insurance and medical discounts

    Compare(1)
    Apply Now
  • Indus 3 in 1 Saving Bank Account

    A unique 3-in-1 proposition for e-trading in the Indian capital markets


    • Trading functionality
    • Access to world class advisory/research by our broking partner

    Compare(1)
    Apply Now
  • Indus Young Saver

    A balanced portfolio of savings and investment solutions for your child


    • Cheque book on your child’s name
    • Personalised Debit Card

    Compare(1)
    Apply Now
  • Indus Classic Savings Account

    Gives the flexibility to manage your funds between your Savings Account and Fixed Deposits


    • Reward points on every card transaction
    • Free monthly e-statement

    Compare(1)
    Apply Now
  • Indus Easy Savings Account

    Gives you the maximum benefits with minimum requirements.


    • Free ATM card
    • Free monthly e-statement

    Compare(1)
    Apply Now
  • Indus Small Account

    Gives you the maximum benefits at zero balance requirements.


    • Free ATM Card
    • 5 Free domestic other bank ATM transactions in a month

    Compare(1)
    Apply Now

  • Indus Force Maxima

    A Premium Salary Account for Senior Army & Navy Personnel, specially designed with a bouquet of hand-picked value added services

    Compare(1)
    Apply Now
  • Indus Force

    A salary account designed for our Indian Army and Personnel with a bouquet of prestigious

    Compare(1)
    Apply Now

  • Indus Comfort Exclusive

    Indus Comfort Exclusive account with which you get a dedicated Relationship Manager and service manager who will guide you at every step.


    • Dedicated Exclusive Relationship Manager
    • Upto 100% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Select

    With Indus Comfort Select, pay your bills, generate interest income, and access your corporate bank account anytime and anywhere. Our expert team provides tips for your wealth management


    • Dedicated Select Relationship Manager
    • Upto 50% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Maxima

    Indus Comfort Maxima offers, platinum debit card, online banking, SMS banking and mobile banking facilities.


    • Dedicated Relationship Manager
    • Upto 15% Discount( 1st year) on locker rental

    Compare(1)
    Apply Now
  • Indus Comfort Premium

    Indus Comfort Premium is more than a salary account. Learn all about money management from your dedicated Relationship Manager and Service Manager.


    • Dedicated Relationship Manager
    • Earn up to 6% interest p.a. on savings account balance

    Compare(1)
    Apply Now
  • Indus Comfort Regular

    Indus Comfort Regular provides you with benefits such as term deposit , upto 6% interest on savings account, debit card with high withdrawal limit and exclusive ‘Choice Money ATM’.


    • Dedicated Relationship Manager
    • Convenient bill payment solutions

    Compare(1)
    Apply Now
  • SAVINGS RATES

  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 7.15 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7 %
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