Product Overview
A premium lifestyle deserves the special treatment. We are proud to present the IndusInd Bank Platinum Select Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes.
Please click here to view Safety Tips on your Credit Card.
MakeMyTrip Gift Card:
A dream holiday for your loved ones makes for a perfect gift! Gift them memories to cherish for a lifetime.
Personal or Corporate, The MakeMyTrip E-Gift Card offers holiday gift vouchers to suit everyone’s tastes & needs. Pick from the many denominations available with us!
Please contact the phone banking or sales representative for further details.
Steps to redeem the MakeMyTrip E-Gift Card:
Please click here for terms and conditions
Satya Paul
Choose from an exciting range of products with Satya Paul. Over time Satya Paul has established itself with its innovative designs , quality of its fabrics and an exciting range of accessories for both men and women. It has grown into a successful global fashion brand that competes with other high-end international fashion brands with wide acceptability.
Please note: The above welcome gifts are available at select fee points only. Please contact the phone banking or sales representative for applicable charges
Click here to view store list for redemption of Satya Paul vouchers
Click here for Terms and Conditions.
At IndusInd Bank we believe that entertainment is all more fun when you share it with someone special. That's why IndusInd Bank in association with bookmyshow and Sathyam Cinemas bring you an option where you buy one movie ticket and get the another one absolutely free. Enjoy the show!
Bookmyshow
*The price of the free ticket is capped at Rs. 200. In case, the price of the ticket is more than Rs. 200, the cardholder will receive a discount of Rs. 200 and the remaining amount will have to be paid by the Cardholder using his IndusInd Bank Credit Card.
Click here for terms and conditions.
Sathyam Cinemas
*Click here for terms and conditions
Offer valid till 31st March 2018
Priority Pass Program:
IndusInd Bank values your enduring patronage and strives to offer the very best of services to keep our relationship growing. Because you are exclusive to us, we have brought a unique complimentary priority pass program which gives you access to 600 lounges across the world.
Value Offering
Annual membership | Priority Pass cost | Annual Benefit |
---|---|---|
Priority Pass Membership | USD99 X 2 | USD 198 (Rs. 9,900 per annum approximately) |
*Click here for terms and conditions
Travel Plus Program :
IndusInd Bank understands your travel needs and brings to you set of unique travel assist program - 'Travel Plus'.
You already have access to over 600 VIP airport lounges around the world as part of the Priority Pass Program. With the Travel Plus Program, you also enjoy special waivers on lounge usage charges outside India.
Value Offering:
Program | Travel Insurance | Lounge usage | Enrolment fees | Annual Saving |
---|---|---|---|---|
Travel Plus | Yes | Maximum of 8 lounge usage/yr of value $27 | Rs. 5,000 per annum w.e.f. 15th Oct 2013 | Rs. 12,960 approximately |
Travel Insurance Cover Details:
IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited("Insurance Company") as a group manager to provide Card holders with the following insurance cover under the Program:
Insurance cover | Sum assured (up to) |
---|---|
Lost baggage | Rs. 100,000 |
Delayed baggage | Rs. 25,000 |
Loss of passport | Rs. 50,000 |
Lost ticket | Rs. 25,000 |
Missed connection | Rs. 25,000 |
Click here for terms and conditions.
Our 24-hour concierge service brings you a team of professionals at your service to assist you with hotel reservations, flight booking and many other lifestyle requirements. This is a complimentary service and is accessible from any corner of the world. All you have to do is pick up the phone on us and we'll take care of the rest!
Platinum Select Concierge offers you:
Pre-trip Assistance:-
No more pre-trip worries. Collect all the information you need to know before you go. The concierge will provide you with all the information about your travel destination, like the weather, important landmarks, modes of transport etc.
Hotel Reservation:-
Let the concierge handle your reservations. The concierge shall make all the arrangements in the finest hotels across the world to ensure that you have a pleasurable and comfortable stay.
Flight Booking:-
The concierge will make all the necessary flight arrangements to help you get to your desired destination.
Sports and Entertainment Booking:-
If you are interested in booking any sports events, concierge is here for you. The concierge will make sure you don't miss out on your favourite event anytime.
Exclusive Booking:-
If you are interested in special events like workshops or talks by eminent personalities, the concierge will provide you with all the information you need and also make reservations on your behalf .
Flower and Gift:-
Need help arranging a special gift or want to send flowers to that special someone, leave it to the concierge. Now, you can have a gift delivered to anyone, anywhere in the world, whether it is Swiss watches or French wine, the concierge will ensure that it is delivered to your loved ones.
To avail these services, please call our Concierge Desk at 1860 267 7777
Get freedom from surcharge on petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.
Value Offering:
Petrol surcharge waiver | Monthly savings | Annual savings |
---|---|---|
Monthly fuel usage at Rs. 8000 | Rs. 80 | Rs. 960 |
The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of a particular cardholder.
*Click here for terms and conditions
It is believed that the journey is more important than reaching the destination. And we make sure that nothing robs you of this priceless experience.
When on the road, there could be a thousand things that could interrupt your journey. But not when you have the IndusInd Bank assistance. Be it an unwanted flat tire, an unforeseen vehicle breakdown or any other emergency it can now be tackled with Auto Assist.
With your IndusInd Bank Platinum Select Card, you can now call for help 24-Hours, all 365 days.
Roadside Repair Service:
In the event that your vehicle breaks down on the road due to any mechanical/electrical fault, Auto Assist will help in arranging for the mechanic for repair of your vehicle at the vehicle's breakdown location.
Emergency Fuel Supply:
If, your vehicle gets stranded on the road due to lack of fuel, the Auto Assist shall arrange to deliver the fuel (up to 5 litres) to the location where your vehicle is stranded.
Flat Tire Services:
In case of a flat tyre, the Auto Assist shall arrange for a mechanic to come and repair the flat tyre.
Keys Locked Inside:
In the case of car keys getting locked inside the car or keys getting misplaced, Auto Assist can even arrange for a locksmith to come and either prepare a new car key or open your car for you at the time of need.
Battery Service:
In case the battery is dead and not functioning, the Auto Assist shall arrange for a service provider to come for battery repair at the vehicle's breakdown location.
Emergency Towing Assistance:
In case of a breakdown where the car needs to be towed, the Auto Assist shall arrange for a towing service for taking your car to the appropriate repair shop.
Accident Management & Medical Assistance:
In the unfortunate event of an accident or emergency, the Auto Assist will help you by co-ordinating necessary activities including emergency message transmission, arranging for emergency medical assistance, towing of vehicles. Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata. Be safe and worry-free, wherever you go.
For further details please call the Concierge Desk at 1860 267 7777.
Click here for terms and conditions of the applicable insurance policy.
Total Protect:
You don't need to worry about fraudulent usage of your card anymore. 'Total Protect' is a first- of- its- kind program which covers you for a sum up to the credit limit on your Credit Card and is available on add-on cards as well. With us, you can be worry free about fraudulent usage of your card.
'Total Protect' covers you for the following:-
Click here for terms and conditions of the applicable insurance policy.
Air accident cover:
With the IndusInd Bank Platinum Select Credit Card, you also get a complimentary Personal Air Accident insurance cover of up to Rs..25 lakh.
With IndusInd Bank around to lend you a helping hand, you have very little to worry about.
Click here for terms and conditions.
Earning Reward Points:
Watch your reward points grow by using your IndusInd Bank Platinum Select Credit Card for business or pleasure wherever and whenever you choose.
For every Rs. 150 spent on your IndusInd Bank Platinum Select Credit Card, you get 1 Reward Point.
Please note effective 01st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
We understand your need for choice and have tailored our redemption options to provide you with the following:
IndusMoments | Click here for terms & conditions |
Oberoi Hotels & Resorts Stay vouchers | Click here for terms & conditions |
Genesis Luxury Vouchers | Click here for terms & conditions |
Airline Miles on partner airlines | Click here for terms & conditions |
Cash Credit | Click here for terms & conditions |
Click here for generic terms & conditions and the steps to redeem your reward points against any of the Redemption options.
Annual Estimation | |
---|---|
Platinum Select Privileges | Savings on Market Value |
Priority Pass Membership for you and your partner | $99 x 2 = Rs. 13,266 |
Movie tickets (1*12*200) | Rs. 2,400 |
Savings on Fuel Surcharge | Rs. 2,400 |
Annual value of Reward Points on an average spend of Rs. 30,000 per month (200*12*0.75) | Rs. 1,800 |
Total Savings | Rs. 19,866 |
IndusInd bank believes in straightforward procedures and paperwork when it comes to their products. Recently, I wanted to apply for IndusInd credit card. Once at IndusInd Bank’s branch, after a brief discussion, I was already through with my application. Thereafter within a few weeks, my credit card was in my hand. Now I am enjoying a premium spending experience.
Reviewer: Manu Bijlani, Mumbai, May 28, 2016
My credit card does not only take care of my travelling costs but also provides me with on-road freedom. My IndusInd platinum select credit card fastens my on-road journey with assistance for emergencies like fuel, flat tires, accidents, and medical assistant. Also, the applicable waiver on fuel surcharge makes my credit card more efficient just like my vehicle.
Reviewer: Manish Malhotra, Pune, May 26, 2016
To get a credit card is very simple in today’s digital age. Especially with IndusInd Bank’s simple online application process, getting an instant credit card was a trouble-free experience. Also, the documentation process is effortless and much is taken care at the bank’s end. There are also lots of credit card options to choose from, which I really liked.
Reviewer: Sriram Gopal, Chennai, May 23, 2016
Even since I have acquired my premium credit card from IndusInd Bank, my lifestyle has altered. I have become more conscious about what and how I spend, thanks to the continuous offers and discounts that the card draws. Whatever you like to spend on, I believe, IndusInd bank credit cards have something unique to offer to everybody.
Reviewer: Rachna Jalota, Jaipur, May 21, 2016
My Platinum Select IndusInd credit card gives me the everyday spending comfort I always wanted from a credit card. My wife and I are movie geeks. All our monthly movie discounts are now taken care of by my IndusInd credit card. Moreover, the travel benefits, rewards, and services that my IndusInd credit card offers are unparalleled.
Reviewer: Rajesh Jain, Gurgaon, May 18, 2016
Average rating based on 1086 ratings
0 out of 4 (0%) reviewers recommend this product
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Important links
Platinum Select Rewards Program
How to redeem
All you need to do to redeem your reward points against any of the Reward Redemption option is to call our phone banking number on 1860 267 7777 and place a request stating your choice.
Terms and Conditions:
Reward Points | Redemption Option |
---|---|
33333 | 1 Oberoi Hotels & Resorts Stay Vouchers |
30000 | Mont Blanc vouchers Worth INR 25,000 |
4000 | 1 One Way Jet Economy Class Ticket on V class inventory |
100 | 100 miles on partner airlines |
1 | 0.75 INR of cash value |
Terms and Conditions:
Terms and Conditions:
Terms and Conditions:
Terms and conditions : Access to Airport Lounges with Priority Pass
Terms and Conditions:
Travel Insurance
The insurance cover shall be governed by terms and conditions of the applicable policy of the Insurance Company. Salient Benefits of the insurance cover are outlined here in below:
Terms & Conditions:
You do not need to pay for arrangement, however all expenses including labor charges or any repair charges, need to be paid to the mechanic.
The Auto Assist service is on a best efforts basis, and the time would depend on the location of the vehicle. However, normally it would take about 30 to 45 minutes to reach you within city limits and about one to one and half hour to reach you if you are outside city limits.
You need to call the Concierge Service on 1860 267 7777 for Auto Assist.
The Auto Assist service is available in Delhi, Mumbai, Kolkata, Chennai and Bangalore.
Terms and conditions:
* Please note that service tax levied on fuel surcharge (if any) will not be waived and will need to be borne by the cardholders
Terms and conditions:
Lost Card Liability
Counterfeit card liability:
Terms and conditions
Personal Accident (AIR):
You are just a phone call away from a relaxed tomorrow.
Protect your Credit Card with the Card Protection Program
In order to ensure safety of your credit cards, we bring to you the Card Protection Plan - to safeguard you in the event of, loss , theft or misuse of your IndusInd Bank Credit Cards . As is known, "Better safe than sorry", choose your Card Protection Plan today.
One free call to block all cards | Classic | Premium | Platinum |
---|---|---|---|
24- hour toll-free number | Yes | Yes | Yes |
Worldwide cover | Yes | Yes | Yes |
Tele-registration line | Yes | Yes | Yes |
Emergency travel & hotel assistance | |||
Hotel assistance (Overseas ) | INR 80,000 | INR 1,20,000 | INR 1,60,000 |
Hotel assistance (In India) | INR 40,000 | INR 60,000 | INR 80,000 |
Replacement travel tickets (Overseas) | INR 80,000 | INR 1,20,000 | INR 1,60,000 |
Emergency cash assistance (In India) | Nil | INR 20,000 | INR 20,000 |
Fraud Protection | |||
Pre-notification* | INR 50,000 | INR 1,00,000 | INR 150,000 |
Maximum limit per card | INR 20,000 | INR 40,000 | INR 60,000 |
Post-notification | INR 15 lakh | INR 20 lakh | INR 25 lakh |
Other benefits | |||
Reminder stickers | Yes | Yes | Yes |
Card ordering service | Yes | Yes | Yes |
Valuable document registration | Yes | Yes | Yes |
CPP key fob and retrieval service | Yes | Yes | Yes |
Free PAN card replacement service | Yes | Yes | Yes |
Lost mobile phone reporting service (SIM blocking) | Yes | Yes | Yes |
Mobile phone identifier (IME)registration service | Yes | Yes | Yes |
Foreign language interpreter assistance | Nil | Nil | Yes |
Membership fee ( annual ) | |||
Single | INR 1,145 | INR 1,495 | INR 1,745 |
Joint | INR 1,745 | INR 2,245 | INR 2,645 |
FAQ's for EMV
EMV stands for Europay, MasterCard and Visa. It is the international standard for chip based payment cards to ensure the highest security level for Credit Card transactions.
IndusInd Bank EMV Credit Card contains an embedded microchip on the face of the card. The customer data embedded in the microchip is extremely difficult to copy or counterfeit. Chip technology is designed to take security to the next level by giving you a secure environment to transact. For better acceptability across merchants, IndusInd Bank EMV chip Credit Card will also contain a magnetic stripe on the reverse of the card to ensure swipe transactions.
With the EMV chip technology, all the data that was stored on the magnetic strip will be additionally embedded on the chip. A Credit Card with a chip is more secure and reliable than the one with just the magnetic stripe on the reverse of the card, as it is difficult to copy customer details from an embedded chip. This safeguards the Credit Card from skimming frauds.
Making a purchase with the IndusInd Bank EMV Credit Card is easy and secure. You may see minor differences in how your chip Credit Card is processed while making purchases. As part of the transition to chip, over the next few years more and more in-store payment terminals will be updated to accept chip enabled cards. For your convenience, the chip Credit Cards will continue to have the magnetic stripe on the reverse of the card. This will enable you to use your chip card at merchants who don’t have chip terminals – by swiping your card and signing the receipt. However, we would urge you to use your IndusInd Bank EMV Credit Card only at the merchant establishments who use EMV Chip terminals, for safety from skimming frauds.
At a chip terminal, you simply:
At some merchants your chip Credit Card will be used the same way as your Credit Card with the magnetic stripe :
When you make a transaction at a chip terminal, you insert your chip card into the terminal. Your IndusInd Bank EMV Chip Credit Card stays in the terminal until the transaction is complete. Transacting with the card using the chip should be a priority over using the magnetic stripe at the back of the card, since the security chip makes the transaction more secure.
Chip cards will continue to have a magnetic stripe on the back. This will ensure that the chip cards are accepted at merchants and in other countries that have not moved to the chip technology (such as the United States).
IndusInd Bank EMV Credit Card will work on all terminals at all merchant locations around the world. However if the EMV chip card doesn’t work at a particular terminal, the merchant will have to do the following
Please report the loss to us immediately on 1860 267 7777 / +91 22 4220 7777 and our phone banking officers will block your Credit Card immediately.
Yes. IndusInd Bank EMV Credit Cards can be used at any merchants around the world where your Credit Card is accepted today.
Online transactions will function the same way as they do today.
For online Credit Card transactions, a VBV (Verified by Visa) password will be required to complete the transaction the process will remain as it exists today.
For Mail order & Telephone transactions, effective 1st February 2011 a 6-digit OTP (One Time Password) is required and will be applicable for chip cards as well.
A compromise of your card means the card information has been copied and a fraudster is trying to access your account. As of now, we have not observed any compromise of a chip Credit Card as the security chip makes it difficult to copy the Credit Card details. This would be possible only if you continue to swipe the magnetic stripe of your IndusInd Bank EMV Credit Card at a merchant terminal instead of inserting the chip card to complete your transaction.
Most of the merchants have chip-enabled terminals. In case the merchant doesn’t have chip enabled terminal, the card can be swiped for transactions.
Yes, you will be able to use your EMV chip card at the ATM’s as usual.
You can make chip card payment through online banking/ECS set up on your Bank account, Cash, Cheque, Net Banking, etc. The process is the same as in case of other IndusInd Bank Credit Cards.
The IndusInd Bank EMV Credit Card should withstand normal wear and tear and the chip should last as long as the card is valid. However, you should take steps to ensure your card is protected to ensure longevity.
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