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Indus Money

Overview

A loyalty Program for IndusInd Bank customers.

At IndusInd Bank, we believe that the best banking experiences are those that give you more than just what's expected. And our Indus Money program has been designed keeping this belief in mind. With IndusInd Bank’s range of Savings Accounts, besides the convenience of accessing your account anytime, anywhere, the ‘Indus Money’ program rewards you for performing even basic transactions on your account.

Banking couldn’t have been any more rewarding!!!

Features & Benefits

A unique loyalty program for our customers, which rewards you for all types of spends using your IndusInd International Debit card! You can swipe your card at a merchant outlet, or use any of our Direct Banking Channels viz. ATMs, Internet Banking or Mobile Banking, to avail of the benefits under this program. And if you are someone who prefers cash for shopping and miscellaneous payments, you'll not feel left out either, as we reward you for ATM withdrawals as well!*

Choose to get auto cash back into your account. After all, we believe in making Banking convenient for you.

IndusInd International Classic VISA Debit Card

IndusInd International Gold VISA Debit Card

Maximum Platinum VISA Debit Card

* Terms & Conditions Apply

Activation Earning

ACTIVATION POINTS –First transaction on each kind of usage will earn points basis the earning grid maintained as below:

Earning Structure Regular Gold Platinum / Business Platinum Platinum plus
POS Domestic (within 90 days of card issuance) 100 100 200 500
POS Domestic (after 90 days of card issuance) 50 50 100 100
International POS or Ecom transaction 25 25 50 50
Internet banking (within 90 days of card issuance) 100 100 200 200
Internet banking (after 90 days of card issuance) 25 25 50 50
ATM ON-US (within 90 days from card issuance date) 100 100 200 200
ATM OFF-US (within 90 days from card issuance date) 50 50 100 100
Mobile banking (within 90 days from card issuance date) 50 50 100 100
Mobile banking (after 90 days from card issuance date) 25 25 50 50

Usage Earning

USAGE POINTS – Usage points on ATM, POS, Ecommerce, Mobile and Net banking as below:

Earning Structure Regular Gold Platinum /Business Platinum Platinum plus
POS Domestic 1 point for every Rs. 250 spent
(Cap of 1000 RP per month)
1 point for every Rs. 200 spent
(Cap of 1000 RP per month)
Upto Rs. 5000/ - RP 1 per Rs. 100/-
5001 - 10,000/- RP 2 per Rs. 100/-
10,001 - 20,000/- RP 3 per Rs. 100/-
20,001 - 40,000/- RP 4 per Rs. 100/-
Above 40,000/- RP 5 per Rs. 100/-
(Cap of 2000 RP per month)
Upto Rs. 5000/ - RP 2 per Rs. 100/-
5001 - 10,000/- RP 3 per Rs. 100/-
10,001 - 20,000/- RP 4 per Rs. 100/-
20,001 - 40,000/- RP 5 per Rs. 100/-
Above 40,000/- RP 6 per Rs. 100/-
(Cap of 2000 RP per month)
International POS or Ecom transaction 2 point for every Rs. 250 spent
(Cap of 1000 RP per month)
2 point for every Rs. 200 spent
(Cap of 1000 RP per month)
Upto Rs. 5000/ - RP 2 per Rs. 100/-
5001 - 10,000/- RP 3 per Rs. 100/-
10,001 - 20,000/- RP 4 per Rs. 100/-
20,001 - 40,000/- RP 5 per Rs. 100/-
Above 40,000/- RP 6 per Rs. 100/-
(Cap of 2000 RP per month)
Upto Rs. 5000/ - RP 2 per Rs. 100/-
5001 - 10,000/- RP 3 per Rs. 100/-
10,001 - 20,000/- RP 4 per Rs. 100/-
20,001 - 40,000/- RP 5 per Rs. 100/-
Above 40,000/- RP 6 per Rs. 100/-
(Cap of 4000 RP per month)
Internet banking 2 points / transaction (Max 5 transaction per month) 5 points / transaction (Max 5 transaction per month) 10 points / transaction (Max 5 transaction per month) 10 points / transaction (Max 5 transaction per month)
ATM ONUS 2 points / transaction (Max 5 transaction per month) 5 points / transaction (Max 5 transaction per month) 10 points / transaction (Max 5 ransaction per month) 10 points / transaction (Max 5 transaction per month)
Mobile banking 2 points / transaction (Max 5 transaction per month) 5 points / transaction (Max 5 transaction per month) 10 points / transaction (Max 5 transaction per month) 10 points / transaction (Max 5 transaction per month)
ECS/SI 25 points for every Rs. 500 (max 50 points per transaction and Cap of 75 points per month) 25 points for every Rs. 500
(max 50 points per transaction and Cap of 75 points per month)
50 points for every Rs. 500 (max 50 points per transaction and Cap of 150 points per month) 50 points for every Rs. 500 (max 50 points per transaction and Cap of 150points per month)

Persistence Points

  • Debit Card - For minimum POS spend of Rs. 500/month for 3 months in a row
  • Internet Banking – For 1 internet banking transaction per month for 3 months in a row
  • Mobile Banking - For 1 transaction per month for 3 months in a row
Earning Structure Regular Gold Platinum Platinum Plus
Debit Card (For a min spend of Rs. 500/month for 3 months in a row) 100 100 200 200
Internet banking (for 1 transaction per month for 3 month in a row) 25 25 50 50
Mobile banking (1 transaction per month for 3 months in a row) 25 25 50 50

Terms & Conditions

The use of Indus Money Services are governed by these Terms and Conditions herein below which are in addition to and not in derogation of any other terms and conditions applicable for Debit Cards provided by Bank to the customers.

IndusInd International Classic VISA Debit Card

IndusInd International Gold VISA Debit Card

IndusInd Maximum Platinum VISA Debit Card

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QUICK SERVICES
  • SAVINGS RATES

  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 7.15 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7 %
Cash on mobile
Cash on mobile

This innovative feature allows an IndusInd bank customer to withdraw/send money by just using the receiver’s mobile number

Register for Internet Banking
Register for Internet Banking

Online banking application for personal banking users

Immediate Payment Service
Immediate Payment Service

A one of a kind concept of mobile based account to account transfer for all bank account holders

Virtual ATM tour

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Terms & Conditions: Indus Money

The use of Indus Money Services are governed by these Terms and Conditions herein below which are in addition to and not in derogation of any other terms and conditions applicable for Debit Cards provided by Bank to the customers.

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