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Features & Benefits

International Gold VISA Debit Card features & benefits

IndusInd Bank is pleased to bring you its value added International Gold VISA Debit Card. This card is tailor-made for YOU, to exceed your expectations at any of the VISA ATMs or point-of-sale terminals, anywhere in the world.


Introducing InstaPIN! A unique feature for instantly generating your Debit Card PIN within seconds. Just walk into the nearest ATM and select the InstaPIN option to generate your permanent Debit Card PIN
Easy Access
  • Access any of the 1200 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment facility, balance enquiry, mobile top-up and other miscellaneous requests
  • Withdraw cash at any of the 60,000 VISA/PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
  • Use your card for shopping at over 4,00,000 merchant locations in India and over 26 million merchant locations across the world
  • Use your card for online shopping, e-payments and bill payments
  • Credit Card bill payment (VISA Cards) over ATM and internet
  • Cashless shopping with VISA Debit Card
  • Mobile top-ups at ATMs
  • Enjoy fuel surcharge waiver of up to INR 125/- per month on fuel bills. T&C apply
Indus Money

A unique loyalty program for our customers, which rewards you for all types of spends on your savings account, be it shopping or e-shopping, bill payments or mobile top-ups, cash withdrawals, or even Investments through SIPs. What's more, get Cashback/fabulous products from our catalogue against your earned reward points! Life never looked this good.


Enjoy exciting offers on your IndusInd International Gold VISA Debit Card. From apparels to electronics, dining to travel and holiday, jewellery to wellness, we have tried to cover the entire gamut of your lifestyle needs. So go ahead and enjoy the shopping!

Secure Online Shopping

Sign up for Verified by VISA and enjoy safe and secure online shopping and bill payments with your IndusInd International Gold VISA Debit Card.

Complimentary Card Insurance
  • Lost Card liability to the tune of INR 1,00,000/-
  • Purchase protection to the tune of INR 50,000/-
Daily Transaction Limits

The daily limits per card are as follows:
For ATMs : INR 50,000*#
For shopping and purchases (online /at merchant establishments): INR 1,00,000*
For VISA Credit Card bill payment : 1,00,000 per day*
What's more, the limits on your card are flexible; you are the one who gets to decide the limits on your card.

* subject to the balance in your account
# In the case of other Bank ATMs, customer has to do multiple transactions due to the different transaction limits set by different banks

Fees & Charges

International Gold VISA Debit Card fees charges

Please refer the Schedule of charges for detailed card fee

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