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Platinum Premier Debit Card

Features & Benefits

Platinum Premier Debit Card Features & benefits

We understand that you deserve more on your Debit Card. IndusInd Bank presents "Platinum Premier Debit Card", designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.


Introducing InstaPIN! A unique feature for instantly generating your Debit Card PIN within seconds. Just walk into the nearest ATM and select the InstaPIN option to generate your permanent Debit Card PIN

Joining Benefits

  • Vouchers from leading brands worth  Rs 2500/- On first merchant purchase transaction. Click Here for Terms & Conditions
  • 500 Reward Points on the first merchant POS transaction
  • 200 Bonus Points On activating the card at IndusInd bank ATM
  • 200 Bonus Points for activating NB using this Card (New account holders)
  • 100 Bonus Points for activating Mobile Banking (New account holders)

On-going Benefits

  • Buy one Get One offer & can be availed once per month i.e. upto 12 times in a year (on first come first serve basis). Valid for ticket price upto Rs. 250/- when booked through BookMyShow
  • Lost Card Liability (3,00,000/-) + Air accident Insurance ( 30,00,000/-) + Personal Accident Insurance (2,00,000/-) + Purchase Protection (Rs 50,000/-)
  • Accelerated IndusMoney Points – New structure with CashBack facility including kicker for Online and International usage
  • Points redemption and Shopping on More Store
  • Secure Online Shopping : Your online shopping with Platinum Debit Card is safe and Secure , you can sign up for Verified By Visa and do a transaction or even do an Online purchase transaction using OTP ( One Time Password ) on your registered mobile number
  • Fuel Surcharge Waiver upto Rs 250 pm
  • Limits:
    • For shopping and purchases (online /at merchant establishments): INR 2,50,000/- per day
    • For ATM cash withdrawals: INR 1,25,000/- per day
Maximum Rewards

Indus Money for Platinum Premier Debit Card

For Swipe Transactions: 2 Reward Point for every Rs. 100 spent

Your Monthly Spends Points per Rs.100/-
Upto Rs.5,000/- 2
Between Rs.5,001/- to Rs.10,000/- 3
Between Rs.10,001/- to Rs.20,000/- 4
Between Rs.20,001/- to Rs.40,000/- 5
Above Rs.40,001/- 6

Click here for Terms and Conditions

Maximum Benefits

Our Maximum Platinum VISA Debit Card allows you Maximum Convenience:

  • Access any of the 1200 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
  • Withdraw cash at any of the 120,000 VISA / PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
  • Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world


Platinum Premier Debit Card charges

a) Joining Fee : Rs 2500/- + Servcie Taxes

b) Annual Fee (2nd year onwards) : Rs 799/- + Service Taxes

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  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %

  • 1 year to 1 year 2 months 7.35 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.25 %
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