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Deposit Plus

Features & Benefits

  • Higher Return – Potential of enjoying higher returns through investment in market linked instruments
  • Protection of Capital – The principal amount is invested into a fixed deposit and the interest earned from it is invested in a Mutual Fund through Systematic Investment Plan (SIP), thereby ensuring capital protection
  • Ease and Convenience of Operation – Monthly interest earned from Deposit is credited into CASA is invested in SIP through an auto-debit instruction
  • Tax Advantage – Return earned from equity linked SIP is tax free if redeemed after 1 year. This gives you an extra savings opportunity
  • Benefit from “Rupee Cost Averaging” as regular investment counters the volatility of the equity market
  • Other Features:
    • Nomination Facility available
    • Multiple SIP schemes to choose from
    • Overdraft facility against Fixed Deposit
    • Pre-mature encashment of Term Deposit is permitted


  • IndusInd Bank Deposit Plus can be opened by Resident Savings Account and Current Account holders and Non- Residents having NRE and NRO Accounts*(Not available for minors)
  • The Deposit Plus FD is a monthly interest payout plan and it will have a discounted rate over the standard FD Rate.
  • Minimum monthly interest payout from the FD should not be less than Rs. 1000 to start the Deposit Plus. Click Here to calculate to minimum FD value required for Deposit Plus

How it Works

How it works

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  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %

  • 1 year to 1 year 2 months 7.35 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.25 %
Mutual Fund
Mutual Fund

Enjoy many advantages of Mnds over other forms and avenues of investing

Suvarna Mudra
Suvarna Mudra

The purest form of gold at attractive prices

Life Insurance
Life Insurance

Aviva Life Insurance Company India Limited

Tax Payment
Tax Payment

Enjoy a peace of mind while you relax and see your hard earned money work for you

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