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Two Wheeler Loan

Features

Two wheeler loan features

We provide easy and faster loans for your two wheeler purchase. Visit any of our nearest branches or apply online to get timely approval of your loan.

  • Paper free and easy online application process
  • Flexible repayment options
  • Speedy loan processing
  • Easy & Simple Doucmentation
  • Attractive interest rates
  • 50% processing fee waiver and special rate for IndusInd A/C holders

Instant Two Wheeler Loan with IndusInd Bank
IndusInd Bank offers facility to get instant approval for two-wheeler loans. Click here, fill in the application and you can avail a loan from IndusInd Bank within minutes.

How to Apply

  • Anyone can apply for the two-wheeler loan online and get instant credit approval, even non IndusInd Bank customers can apply!
  • The loan offer is subject to field verification and submission of KYC documents by the customer to the bank
  • Bank loan officer would reach out to you shortly after submission of application for KYC documentation

Apply now for Two Wheeler Loan

Related Links

Car Loan

Vehicle Loan Intermediary page

Eligibility

Two wheeler loan eligibility

Salaried customers:

  • Age Limit – Minimum 21 years at the time of applying the loan and Maximum of 60 years at the time of loan maturity
  • Income Limit – Minimum Gross income of Rs. 10,000/- per month
  • Work Experience – A minimum of 1 year of total experience, and must have completed minimum of 6 months service in current employment at the time of applying for loan

Self-Employed:

  • Age Limit – Minimum 21 years at the time of applying the loan and Maximum of 65 years at the time of loan maturity
  • Income Limit – A minimum net profit of Rs. 1,00,000/- per annum
  • Business Experience – A minimum of 3 years in business, and 1 year in the same business

Documentation

Documents for salaried customers:

  • Borrower Identity - 1 Passport size photo
  • Proof of Identity - Photocopy of any one of Driving License/ Passport/ Voters ID / Aadhaar Card/ PAN Card/ Photo Id card issued by State / Central govt/ Schedule commercial bank.
  • Proof of Residence - Photocopy of any one of Driving License/ Passport / Voters ID /Aadhaar Card /Telephone bill/Bank Account Statement/Ration card/Any utility bill issued by Govt Authority -Electricity Bill/Water Bill/Property Tax Bill .
  •  Bank statement for last 3 months.
  • Income Proof - Salary slip of the previous month with the regular salary credits seen in Bank statement provided

Documents for self-employed:

  • Borrower Identity - 1 Passport size photo
  • Proof of Identity - Photocopy of any one of Driving License/ Passport/ Voters ID / Aadhaar Card/ PAN Card/ Photo Id card issued by State / Central govt/ Schedule commercial bank.
  • Proof of Residence - Photocopy of any one of Driving License/ Passport / Voters ID /Aadhaar Card /Telephone bill/Bank Account Statement/Ration card/Any utility bill issued by Govt Authority -Electricity Bill/Water Bill/Property Tax Bill.
  • Bank statement for last 3 months.
  • Income tax returns of the immediate preceding financial year along with Computation of income for the assessment year.

Reviews

Customer Reviews

Easy Online Application Process!

I filled the IndusInd two wheeler loan application form online and it got instantly approved! Before sending the form, I used the loan calculator to check various plans and interest rates and compared prices. As I already have a savings account in their bank, IndusInd also gave discount on processing fees, interest rate and few other charges as well.

Reviewer: Vasu Shenoy, Mangalore, August 21, 2016

Rating

 
 
 
 
 
Fine Service But Customer Care Can Be Improved

The process of applying and getting two wheeler loan went smooth. Interest rate was affordable compared to other private banks and loan tenure is flexible. But IndusInd should improve its customer service staff as one of the bank representative gave incomplete info. Later the issue was resolved quickly and no issue after that. Happy with the service.

Reviewer: Priti Kulkarni, Pune, August 19, 2016

Rating

 
 
 
 
 
Reasonable Interest Rate, Good Service

I took a two wheeler loan from IndusInd two years back. The interest rate was bit high at 15% for my budget. But it was less than the other banks I spoke to before approaching IndusInd. They also reduced the processing fees and loan disbursement was done on time with less documentation hassle.

Reviewer: Deepak Bisth, Mumbai, August 17, 2016

Rating

 
 
 
 
 
Impressed by the Quick Response and Professionalism

I am very much satisfied with IndusInd as they replied to my two wheeler loan requirement query quickly. The bank representative visited my house on request within 2 days, spoke politely, cleared all my confusion, explained the process and took all the documents needed for the loan. Overall very satisfied with their service.

Reviewer: Subramani P, Chennai, August 15, 2016

Rating

 
 
 
 
 
Thankfully Less Paperwork

Biggest headache for all bank loan related work is paperwork. But papers asked by IndusInd Bank for my Honda two wheeler loan were basic, like ID proof, address proof, salary slip, photo and bank statement. Once I submitted the papers, my loan application was processed quickly and it was approved very fast.

Reviewer: Suraj Patel, Ahmedabad, August 15, 2016

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  • SAVINGS RATES

  • Daily balance upto 1 lac 4 %
  • Daily balance above 1 lac and upto 10 lac 5 %
  • Daily Balance above 10 lac 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 7.15 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7 %
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