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Indus Prestige current account

Prestige means the level of respect at which one is regarded by others. Some privileges are reserved for a chosen few, presenting our Indus Prestige Business Account offer for discerning customers like you.

As an Indus Prestige Business Account holder you will have the services of a dedicated Relationship Manager* who will take care of your transaction needs. The offer comes to you with a host of other premium services and exclusive benefits.

A specialized product for the Manufacturers, C & F agents and Bulk Trader segment

Click here to know more about our USPs.

Features & Benefits

Indus Prestige current account features & benefits

  • Unlimited free fund transfer option either through cheque or online using NEFT /RTGS
  • Free cheque transactions across all our locations
  • Free PAP cheque book
  • Free payment and collections through NEFT/RTGS
  • Flexible Cash deposit option on monthly basis
  • Free DD even on correspondent bank location to help you with better location reach*
  • In a Prestige account you need to maintain an AMB (average monthly balance) of Rs. 5,00,000/
  • All channels of banking available
  • Dedicated Relationship Manager*
  • Take advantage of our doorstep banking

* At select locations


Indus Prestige current account charges

Schedule of Charges for Current Accounts w.e.f 1st July 2019

Average Monthly Balance Requirement Rs. 500,000/-
Important Information (Please Note) AMB requirement for accounts opened till 31st March 2015 will continue to be 50% for category B, C, IMFS and Rural Branches.
For Accounts opened after 1st April 2015 50% waiver of AMB will cease for category B, C, IMFS and Rural Branches.
Charges for Non-Maintainance of AMB Rs. 3000 per month if AMB is >= 50% but
<100% & Rs. 4000 per month if AMB is<50%
Cheque Book Issuances
(Payable At Par: 50 leaves Book)
10 cheque books
Free per month
Charges of Cheque Book on additional usage 1 Rs. 2 per leaf
Local Cheque Deposit Free
Cheques deposited at any location of Indusind Bank for clearing in the same location
Outstation Cheque Deposit on Indusind Location Free
Outstation Cheque Deposit on Non-Indusind Location
Instrument Value Charges
Cheques collection Up to and including 5,000 Rs. 25/-
Above 5,000 and up to and including 10,000 Rs. 50/-
Above 10,000 and up to and including 1,00,000 Rs. 100/-
Above 1,00,000 Rs. 200/-
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 Free
For specialised option on Indus Collect (CMS Collections Services) please seek help from your Relationship Officer
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch)2 Free
Anywhere Payment: Cheques paid at non-home location of Indusind Bank Free
DD/PO (At Branch Locations)
Free Limit Rs. 250 lacs per month
Charges on Additional usage Rs. 1/1,000 Min Rs. 25 Max Rs. 10,000
DD/PO (Correspondent Bank Location)
Free Limit Rs.  50 lakh per month
Charges on Additional usage Rs. 2/1,000 Min Rs. 100 Max Rs. 15,000
DD/PO (Non-Correspondent Bank) Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000
For specialised option on Indus Direct (Payment Services) please seek help from your Relationship Officer
Cash Deposit
Free Cash Deposit at Home Location per month3 10 times of the previous Month AMB maximum of Rs. 1 cr per month
Additional Charges on incremental deposits Rs. 3/1,000 (Minimum Rs. 50/- per transaction)
Free Cash Deposit at Non-Home Location per month3 Rs. 5,00,000
Additional Charges on incremental deposits Rs. 4/1,000 (Minimum Rs. 50/- Per transaction)
Cash Withdrawal
Cash Withdrawal (Home Location) Free
Cash Withdrawal (Non-Home Location)4 Free
Cash Withdrawal (ATM's) IndusInd Network Free
Cash Withdrawal Other ATMs Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction
Cash Withdrawal Outside India Rs. 125/- Per Transaction
Cash Withdrawal Limit by Debit Card Refer Standard Schedule of Charges for Debit Card
Stop Payment (Single Cheque) Rs. 100, Nil Charges if requested through Indusnet / Indus Mobile / IVR
Stop Payment (Series Cheque) Rs. 150, Nil Charges if requested through Indusnet / Indus Mobile / IVR
Cheque Return (Inward) For Financial Reasons Upto 2 instruments per month- Rs. 350 per
On 3rd & 4th instrument - Rs. 500 per
5th Instrument onwards- Rs. 750 per
Cheque Return (Outward) IndusInd Location Rs. 50 per cheque
Cheque Return (Outward) Other Locations Rs. 100 per cheque + Out of pocket Expenses
Internal Transfer Return Charges NIL
NACH / ECS Return Rs. 200
Debit Card
Titanium Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) FREE
Platinum Business CHIP Debit Card (Issuance, Annual Charges, Replacement & Supplementary Card) FREE
Balance Inquiry at Other ATMs within India Free
Balance Inquiry Outside India Rs. 20/- per transaction
POS Limit on Debit Card Limit as per Debit Card Taken, Refer Standard schedule of charges for Debit Card
Email Statement (Daily) Free
Adhoc Statement printed Rs. 10 per page
Cash Delivery / Pickup (Per call)
Till 2 lacs Free once a day
2 - 5 lacs Rs. 250
5 - 10 lacs Rs. 400
10 - 20 lacs Rs. 800
> 20 lacs Contact Branch
Cash Delivery / Pickup (Beat delivery) per month
Till 1 lacs Free once a day
1 - 2 lacs Rs. 3,000
2 - 5 lacs Rs. 5,500
5 - 10 lacs Rs. 9,000
10 - 20 lacs Rs. 16,000
> 20 lacs Contact branch
Cheque Pickup (On call)+ Free once a day
Cheque Pickup (Beat) per month+ Free
Schedule of Standard Charges
IMPORTANT: If Average Monthly Balance is maintained less than 60% of the product selected, free limits will not be applicable and below mentioned Standard charges will apply.
1. Standard Charges per cheque leaf is Rs. 2/-
2. Standard Charges for funds transfer trasaction is Rs. 15/- per cheque
3. Standard Charges for Cash deposit at Home location: Rs. 3/1000 minimum Rs. 50/-, Non-Home Location:Rs. 4/1000 minimum Rs. 50/-.
4. Standard Charges for cash withdrawal at Non-Home Location is Rs. 2.5/1000 minimum Rs. 50
+Available in Select Locations only
PAP- Payable At Par
The additional Standard Charges on Transactions due to AMB non-maintenance will not apply to Exim Current Accounts, however on breach of monhtly free limits of transactions, charges as specified will be applicable
* AMB not applicable for Indus Exim Basic and Indus Exim Advantage, only Quarterly Throughput Applicable
GST as applicable on charges
Business Gold Chip Debit card has been discontinued effective November 01, 2017
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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • 1 year 4 months to 5 years 6.75 %
  • Indus Tax Saver Scheme - 5 years (up to Rs 1.5 lac) 6.75 %

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