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Overview

Indus Silver Plus Current Accounts

We at IndusInd Bank are pleased to present to you - Indus Silver Plus, a current account which has been designed especially for your business needs. While you tend to your customers, leave all your Banking requirements to our team of specialised professionals, thereby giving you the freedom to grow your business and take it to the next level.

Some Key Benefits of Indus Silver Plus Current Accounts:

Payable At Par Cheque Book: Available Free* on your Indus Silver Plus Current Account.

Free unlimited cheque deposit across India and fungible limits of cash deposit at Home and Non-Home location.

Convenience of Indus Silver Plus Current Account:

Payment Strength: Payable At Par Cheque Books treated as ‘local clearing’ across 830+ branches in 500 locations in India. You can also buy Demand Drafts payable at over 1500 locations, including our partner bank locations from your nearest bank branch, providing you the ultimate flexibility to make payments across the country. Not only this, but you also have the freedom to withdraw cash* from any of our branches across India.

Collection Strength: Collect your funds at any of our 500 locations by depositing cheque at the same location. Also you have an option to add an edge to your business, with our efficient outstation cheque collection for cheques payable at IndusInd Bank locations. Our true anywhere network lets you deposit cash anywhere in the country at the nearest IndusInd Bank branch*.

*For details on charges, please check the SoC.

Click here to know more about our USPs.

Features & Benefit

Indus Silver Plus Current Accounts Features & Benefits

  • Average Monthly Balance of Rs. 40,000/-
  • 100 PAP cheque leafs free per month
  • Cash deposit of Rs. 6 lacs per month fungible between home and non-home location
  • Free RTGS and NEFT transactions
  • Platinum and Gold chip debit card
  • Free Net Banking

SoC

Schedule of Charges for Indus Silver Plus current accounts

Schedule of Charges for Current Accounts w.e.f 1st July 2019

AMB & CHEQUE BOOK CHARGES
Average Monthly Balance Requirement Rs. 40,000
Charges for Non-Maintainance(NMC) of AMB Rs. 1000 per month if AMB is >= 50% but <100% & Rs. 1500 per month if AMB is < 50%
Cheque Book Issuances (Payable At Par: 50 leaves Book) 2 cheque books Free per month
Charges of Cheque Book on additional usage Rs. 2 per leaf
COLLECTIONS
Local Cheque Deposit Free
Cheques deposited at any location of Indusind Bank for clearing in the same location Free
Outstation Cheque Deposit on IndusInd Location Free
Outstation Cheque Deposit on Non IndusInd Location
Instrument Value Charges
Up to and including 5,000 -  Rs. 25/-
Above 5,000 and up to and including 10,000 - Rs. 50/-
Above 10,000 and up to and including 1,00,000 - Rs. 100/-
Above Rs 1,00,000/- Rs. 200/- per instrument
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch) Free
PAYMENTS
Funds Transfer (Between any Indusind Bank Branches) (Online/through Branch) Free
Payments at Any Location of IndusInd Bank for clearing in same location through PAP cheque Free
DD/ PO (At Branch Locations)
Free Limit Rs. 25 lacs per month
Charges on Additional usage Rs. 1/1000 Min Rs. 25 Max Rs. 10,000
DD/ PO (Correspondent Bank Location)
Free Limit Rs. 5 lacs per month
Charges on Additional usage Rs. 2/1000 Min Rs. 100 Max Rs. 15000
DD/PO (Non-Correspondent Bank) Rs. 3/1000, Min Rs. 100 Max Rs. 15000
NEFT/ RTGS/ IMPS Free
CASH TRANSACTIONS
Cash Deposit at Home+Non-home Location
Free Limit per month Rs. 6 lacs per month inclusive of Home & Non-home location
Additional Charges on incremental deposits Rs. 4/1000 minimum Rs. 50/-
Cash Withdrawal
Cash Withdrawal (Home Location) Free
Cash Withdrawal (Non-Home Location) Free
Cash Withdrawal (ATM's) IndusInd Network Free
Cash Withdrawal Other ATMs Free unlimited for balance above Rs. 10,000 in previous month. If balance in previous month is less than Rs. 10,000/- then 5 transactions Free. Beyond 5 Transactions, Charge of Rs. 20 per Transaction
Cash Withdrawal Outside India Rs. 125
Cash Withdrawal Limit by Debit Card Refer Standard Schedule of Charges for Debit Card
ACCOUNT ACCESS
Net Banking Available
Phone Banking Available
Mobile Alerts Available
Doorstep Banking* Available
OTHER FEATURES & CHARGES
Stop Payment (Single Cheque) Rs. 100, Nil Charges if requested through Net banking/Mobile banking/IVR
Stop Payment (Series Cheque) Rs. 150, Nil Charges if requested through Net banking/Mobile banking/IVR
Cheque Return (Inward) For Financial Reasons Upto 2 instruments per month- Rs.350 per instrument. On 3rd & 4th instrument - Rs.500 per instrument 5th Instrument onwards- Rs.750 per instrument
Cheque Return (Outward) IndusInd Location Rs. 50 per cheque
Cheque Return (Outward) Other Locations Rs. 100 per cheque+ Out of pocket expenses
Internal Transfer Return Charges NIL
NACH / ECS Return Rs. 200
Debit Card
Gold Business CHIP / Titanium Debit Card Rs. 249/- (Issuance, Replacement, Supplementary Card & Annual Charge)
Platinum Business CHIP Debit Card Rs 699/- (Issuance, Supplementary Card & Annual charges) Rs 249/- for Replacement
Balance Inquiry at Other ATMs within India Free
Balance Inquiry Outside India Rs. 20 per transaction
POS Limit on Debit Card Limit as per Debit Card Taken, Refer Standard schedule of charges for Debit Card
Email Statement (Daily) Free
Adhoc Statement printed Rs. 10 per page
Dormancy Charges Rs. 100
DOORSTEP BANKING*
Cash Delivery / Pickup (Per call)
Till 2 lacs Rs. 150
2 - 5 lacs Rs. 250
5 - 10 lacs Rs. 400
10 - 20 lacs Rs. 800
> 20 lacs Contact Branch
Cash Delivery / Pickup (Beat delivery) per month
Till 1 lacs Rs. 2,000
1 - 2 lacs Rs. 3,000
2 - 5 lacs Rs. 5,500
5 - 10 lacs Rs. 9,000
10 - 20 lacs Rs. 16,000
> 20 lacs Contact Branch
Cheque Pickup (On call)* Rs. 50 per call/instance
Cheque Pickup (Beat) per month* Rs. 500

PAP- Payable At Par, AMB- Average Monthly Balance.

GST as applicable on charges

* Services Available on Request at Select Locations

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  • SAVINGS RATES

  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %
  • DEPOSIT RATES

  • 1 year to 1 year 2 months 7.25 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1 lac) 7.15 %

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