Non Linked, Non Participating, Endowment Assurance Plan
We, at Tata AIA Life, believe in protecting your dreams at various stages of life without compromising on your needs through financial resources. You do not have to think twice to live your dreams as they now come with Guaranteed Income^.
We present to you, Tata AIA Life Insurance Gold Income Plan, a limited pay income plan that meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of Guaranteed Returns* for the money invested. This plan not only offers Guaranteed Lump Sum benefit on Maturity but also gives Guaranteed Income^ during the income term that increases every year.
Investment in this plan helps you fulfil your medium to long term goals such as Child’s Education/ Marriage or Retirement planning.
|Min Entry Age ( Age as on last birthday)||5 Pay: 6 years|
|12 Pay: 3 years|
|Max Entry Age ( Age as on last birthday)||5 Pay: 65 years|
|12 Pay: 55 years|
|Policy Term (PT) / Premium Payment Term (PPT)||PPT||PT|
|Min/ Max Maturity Age ( Age as on last birthday)||Min||Max|
|18 years||5 Pay : 77 years|
|12 Pay: 70 years|
|Income Term||10 and 15 Years|
|Premium Mode||Yearly | Half Yearly |Quarterly | Monthly|
|Modal loading is as follows:|
|Annual Premium Rate: Multiply Annual Premium Rate by 1 (i.e. No loading).|
|Semi-Annual Premium Rate: Multiply Annual Premium Rate by 0.51 (i.e. loading of 2%).|
|Quarterly Premium Rate: Multiply Annual Premium Rate by 0.26 (i.e. loading of 4%).|
|Monthly Premium Rate: Multiply Annual Premium Rate by 0.0883 (i.e. loading of 6%).|
|Min Premium (Annualised Premium)||LP:
5 Pay: Rs. 50,000 p.a.
12 Pay: Rs. 36,000 p.a.
|Max Annualised Premium||No Limit, subject to underwriting|
|Sum Assured Provisions:|
|Min /Max Basic Sum Assured (BSA)||Depends on Min/Max premium
“Basic Sum Assured” shall be equal to the Annualised Premium x Basic Sum Assured Multiple table provided below.
**Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (110B028V01) and Tata AIA Life Insurance Waiver of Premium Plus Rider (110B029V01) are available under this product. Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits, premiums and exclusions under the riders please refer to the Rider Brochure or contact our Insurance Advisor or visit our nearest branch office.
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110). Registered & Corporate Office Address: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at email@example.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.
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