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Tata AIA Life Insurance Smart Annuity Plan

A Single Premium Non-Linked, Non-Participating Individual Annuity Plan

Your retirement years are your second innings, a new life where you leave behind your working life and find time for yourself. During this time, you want to be empowered to do all that you could not while working – going on vacations, fulfill your dreams, pursue hobbies, spending time with friends and family, pilgrimage etc. However, to enable yourself to have a worry free retirement, you need to plan right, so that you can truly enjoy your golden years.

Presenting, Tata AIA Life Insurance Smart Annuity plan that helps you gain financial freedom during your second innings. The plan offers you regular income to help you manage your expenses post retirement


Tata AIA Life Insurance Smart Annuity Plan Benefits

  • Flexible annuity options to meet your future needs
    • Immediate Life Annuity
    • Immediate Life Annuity with Return of Purchase Price
    • Deferred Life Annuity with Return of Purchase Price
  • Option of Single or Joint Life annuity
  • Flexibility to choose the Annuity Payouts mode
  • Option of Top Up to enhance your Annuity Payout


  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
  • For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale


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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • Above 1 year 4 months to below 2 years 7.25 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.15 %
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