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Features & Benefits

Platinum Exclusive VISA Debit Card Features & Benefits

Presenting the Platinum Exclusive VISA Debit Card, that is exclusively crafted for you - our valuable customers. Explore the world of exclusivity with privileges and luxuries that matches up to your style, persona and lifestyle.

Platinum Exclusive VISA Debit Card is available only to customers with Indus Exclusive accounts.


Introducing InstaPIN! A unique feature for instantly generating your Debit Card PIN within seconds. Just walk into the nearest ATM and select the InstaPIN option to generate your permanent Debit Card PIN

Joining Benefits

  • 100 Reward Points – On the first shopping transaction (+50 points for first online shopping)
  • 100 Bonus Points On activating the card at IndusInd bank ATM
  • 100 Bonus Points for activating NB using this Card (New account holders)
  • 100 Bonus Points for activating Mobile Banking

On-going Benefits

  • Buy one Get One – on (All on the first come basis)
    • 3 Tickets in a quarter ( Max value Rs 500/- )
  • Lost Card Liability (3,00,000/-) + Air accident Insurance ( 30,00,000/-) + Purchase Protection (Rs 50,000/-)
  • Accelerated IndusRewards Points : Unique 5X rewards structure including kicker for Online and International usage
  • Points redemption and Shopping on IndusMoments
  • Secure Online Shopping : Online shopping with your Debit Card is safe and Secure, when you sign up for Verified By Visa. Alternatively, you can do an Online purchase transaction using OTP ( One Time Password ) on your registered mobile number
  • Limits:
    Purchase Limit : Rs 4,00,000/- Per Day & ATM Limit Rs 2,00,000/- Per Day
Maximum Rewards


For Swipe Transactions: Reward Points for every Rs. 200 spent as per the following Grid

Your Monthly Spends Points per Rs.200/-
Upto Rs.5,000/- 1
Between Rs.5,001/- to Rs.10,000/- 2
Between Rs.10,001/- to Rs.20,000/- 3
Between Rs.20,001/- to Rs.40,000/- 4
Above Rs.40,001/- 5

For more details on rewards program, click here

Maximum Convenience

Our Platinum Exclusive VISA Debit Card allows you Maximum Convenience:

  • Access over 2,300 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
  • Withdraw cash at any of the 120,000 VISA / PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
  • Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world


Platinum Exclusive VISA Debit Card charges

Platinum Select Debit Card Charges: Free for all Indus Exclusive accounts

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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • 1 year to 1 year 2 days 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.75 %
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