Managing multiple currencies on your trip abroad is now a simple affair with the IndusInd Multicurrency Travel Card. Frequent international travellers can use the IndusInd Multicurrency Travel Card at their convenience instead of having to carry different currencies for each destination. With this card in your wallet, you can use 14 of the most widely used currencies in the world- namely United States Dollar, Euro, Australian Dollar, Great Britain Pound, Singapore Dollar, Saudi Riyal, Canadian Dollar, UAE Dirham, Hong Kong Dollar, Swiss Franc, Japanese Yen, New Zealand Dollar, South African Rand & Thai Baht without any hassle. You can also use the Multicurrency Travel Card to make bookings, explore various attractions, and shop and dine without facing the inconvenience of currency exchange. The travel card has been made specially, but not exclusively, for globetrotters as it offers many benefits to frequent travellers. You can also withdraw funds with ease from any VISA ATM for which you will receive regular SMS alerts (as with other transactions). Insurance coverage is another bonus feature. Get IndusInd’s Multicurrency Travel Card today to make your trips abroad comfortable and secure!
To access your card account online, please click here.
The Indus Multi Currency Card carries 14 different currencies and comes with an array of exciting features which have been tailor-made to ensure your comfort. So sit back and enjoy.
* 2 withdrawals per currency wallet per month, under fair usage plan
It is safe and the most suitable way of carrying Multiple Foreign Currency, which not only gives you a secured and hassle-free travel experience but also safeguards your travel expenses.
Your Indus Multi Currency Card is extremely versatile and simple to use, being valid worldwide (except India, Nepal and Bhutan).
The Indus Multi Currency Card can be used to withdraw cash from ATMs as well as pay at Merchant Outlets. It works in the same way as a credit card for purchase transactions at merchant outlets, with the only difference being that the transaction amount is directly reduced from your Indus Multi Currency Card balance. You can also use your Indus Multi Currency Card to do online shopping/ payment transactions
Things to remember
Traveller must adhere to the below given guidelines while using the card
Please promptly notify IndusInd Bank, in writing, of any changes in your telephone numbers or mailing address
*Charges are as per currency loaded
**Cross – Currency charge levied for international transactions (that is transaction in currency other than local currency) is 3.5%
Indus Forex Multi Currency Card is Chip Technology based Foreign Exchange card which offers greater security and increased protection.
Due to the increasing frauds and misuse with the payments done by magnetic stripe cards, the cards have been developed according to the EMV standard in order to prevent fraud and misuse. This makes the chip card more secure against card frauds and protect customers from card skimming and counterfeit.
No, after issuance of the card, the Bank takes upto 24 working hours to activate the card. An SMS alert is sent to you on activation of the card. Alternatively, you can call our Phone Banking Service to check on card activation.
You can use the card either at an ATM for cash withdrawal or at merchant outlet for a purchase transaction. You can use the card online as well for any online shopping or payment.
Please note, the card cannot be used in India, Nepal and Bhutan.
You can check the available balance through any of the below options-
1. By Logging into the ontine portal. Click here to login.
2. By calling our Phone Banking Service.
3. By doing a balance enquiry at VISA/ VISA Plus ATM. Balance of the wallet in local currency will only show at the ATM
Further, the Bank sends an SMS alert for every transaction done using the Indus Forex Multi Currency Card which carries the available balance details. SMS alerts are sent only to mobile number from India. On SMS alert the balance of the currency wallet debited will be recieved.
No, this card cannot be used in India, Nepal and Bhutan.
Please report the same to the Bank immediately through the Phone Banking Service. We will get your card hot listed immediately and you can walk into one of branches for a replacement card.
Yes, you will be able to use your Multi Currency Card in any country across the world, except for India, Nepal & Bhutan. The card can be used forwithdrawing the local currency of the country you are in or for making payment for a purchase transaction at any merchant outlet.
While you may not be able to load the card outside India, but your family in India can get your card reloaded from any Induslnd Bank branch or partner agent who had issued the card.
You can call Induslnd Bank's 24-hour Phone Banking Service for any assistance and information related to your card. 1860 500 5004 (from India only) or +9122 61553100 (from outside India) Can I write an email to the service desk, in case of any query? Yes, you can email your queries for firstname.lastname@example.org
Your PIN (Personal Identification Number) is a unique 4 digit secure number assigned to your card and known only to you. It allows you to withdraw cash from VISA/ VISA Plus/ ATMs worldwide with a charge as listed. This PIN may also be used at certain merchant establishments where the POS / EDC terminal prompts for PIN entry.
There are 1.6 Million VISA / VISA Plus ATMs at over 200 countries worldwide. Please visit the below ATM locator link to find nearest VISA ATM http://www.visa.com. or http://visa.via.infonow.net/locator/global. Unless you are travelling to someplace very remote, it is very unlikely that you won't be able to find one. It may please be noted that there are certain countries where, either VISA has withdrawn support or there is no presence of VISA infrastructure. Thus, there will be no acceptability of our card in such countries.
Please call our 24 x 7 Phone Banking Service and request for reissuance of ATM PIN. We will send the ATM PIN to the communication address in India. Also please note that the card gets blocked for use at ATMs, if the card has been used with a wrong ATM PIN more than 3 times. This is for your own security and to prevent any fraudulent use on the card.
Indus Forex Multi Currency Card is valid for 3 years. Upon card expiry, please cut the Indus Forex Multi Currency Card into several pieces through the magnetic strip. Please visit the nearby Indus Ind Bank branch for new card.
Please call our 24-hour Phone Banking Service or alternatively write an email to dedicated service desk.
If the transaction is done in base currency (currency in which the card is purchased), there is no exchange rate applicable. However, for transactions done in currency other than base currency, exchange rates / conversion rates from the base currency to the local currency are applicable in accordance with rates applied by VISA. Currency conversion is done automatically in an international online environment by VISA.
We as a bank do not have any role in the currency conversion. There is only a mark-up of 3.5% done by VISA on our behalf for currency conversion transactions. The rates used by VISA are fine and is globally accepted by all banks.
As per RBI regulations. One can retain the card only if the balance on the card is less than $2000.Else the amount needs to be refunded within 180 days from the date of arrival``. In case refund is not made on time, the card would be suspended and the card holder can face legal action.
You would receive an SMS and Email confirmation as soon as your card is loaded/ reloaded. You can also check your balance on our website using the login ID and password provided for internet banking.
Are there any charges for using a VISA Plus ATM?
As given in charge fee grid, no ATM transaction comes free. There is a transaction fee levied for using ATMs for cash withdrawal Ft balance inquiry. Thus limit use of your card on ATM and use on POS to avoid deduction of any charges.
Will the ATM display foreign exchange rates that one can use before withdrawing cash?
No, ATM will not display foreign exchange rates. Post withdrawal of cash, with figure for amount withdrawn and balance available in card, it is possible to arrive at the exchange rate charged.
No, Partial Withdrawal is not allowed.
In the event of any use of the Card abroad, or any charge that is levied on the Card, the deductions to the amounts for such purpose shall happen in the following order
IndusInd Bank’s multi-currency card has made life so simple for travellers! The process of loading currency on the card is extremely simple. We used the card at major food and shopping outlets abroad. The card also works on all Visa ATMs. Overall, a great product.
Reviewer: Adarsh Kumar, Chandigarh, October 30, 2017
I prefer packing light whenever I travel abroad for work. It becomes hard to travel with the constant stress of either losing or misplacing cash. IndusInd Bank’s multi-currency travel card is a boon for travellers! I am a satisfied customer!
Reviewer: Shivani Jain, Bareilly, October 27, 2017
After returning from my honeymoon, I realised I have a lot of unused cash in my multi-currency card. The process for refund is better and simpler for encashing leftover currency. Thank you, IndusInd Bank for making my foreign trips easier.
Reviewer: Vedansh Chaudhary, Lucknow, October 25, 2017
Travelling to foreign countries have been made extremely easy with IndusInd Bank’s multi-currency card. Thanks to IndusInd Bank, I don’t have to stand in long queues for currency exchange after reaching a new country. I simply carry all my money in the card!
Reviewer: Aakash Gandhi, Navi Mumbai, October 23, 2017
The multi-currency card by IndusInd Bank is my best friend on all my overseas trips. All I have to do is load the currency online and I am able to use the card at major merchants worldwide. Using the card is pretty easy and I save so much on exchange rates. A true saviour!
Reviewer: Shubham Prakash, New Delhi, October 21, 2017
Thanks to this multi-currency travel card, I didn't have to stand in long queues for currency purchase or exchange, after reaching my destination. Thank you IndusInd for making my travel easier.
Reviewer: Varun Khanna, Kolkata, April 8, 2017
Whenever I go abroad, I always prefer to travel light- and this applies to the money I carry with me- as I constantly worry about either losing or misplacing my cash. IndusInd's multi-currency travel card really helped me in this regard! As all I needed was a card instead of bulky physical cash!
Reviewer: Sakshi Talwar, Mumbai, April 7, 2017
With IndusInd's multi-currency card, shopping experience at my last overseas trip was made a hundered times easier. To my delight, the bank didn't even charge any transaction fees! Trust me people, this card is an absolute necessity for international travels.
Reviewer: Sapna Aggarwal, New Delhi, April 7, 2017
After returning from Dubai, I was left with a lot of unused balance in my IndusInd multi-currency card. I was relieved to findout how easy it was to get it encashed! I'm truely impressed!
Reviewer: Kartik Goyal, Mumbai, April 2, 2017
Prior to my trip abroad, I bought IndusInd's multi-currency card to avoid any currency problem. Armed with this card, I could dine, shop and make bookings with the utmost ease!
Reviewer: Siddharth Chauhan, New Delhi, March 30, 2017
A great product! I always take the multicurrency card on trips abroad as it makes travelling so much more relaxed. I don’t need to carry traveller’scheques as all the money I plan to spend is loaded on the card. Great from a security angle as well.
Reviewer: Sanjana Diwedi, Ambala, February 28, 2017
The multicurrency card made our trip to Dubai so much easier! All I had to do was load the currency online and we could use the card to shop at most major outlets. The card also works on all Visa ATMs so we could withdraw the cash we needed. A great product!
Reviewer: Arushi Singh, Gurgaon, February 26, 2017
My work takes me abroad at least twice a year on long trips and the multicurrency card has been a mainstay of my tours for the past two years. It’s very easy to use and the procedure for refund is much simpler than exchanging leftover currency
Reviewer: Kshitiz Choudhary, Haryana, February 24, 2017
Travelling has been made very easy with IndusInd’s multicurrency card. Since I travel on business frequently, the hassle of managing traveler’s cheques, buying and exchanging currency etc. used to be quite an inconvenience. Now, I simply carry all the currency I need on the card!
Reviewer: Priyanka Bajaj, Mumbai, February 21, 2017
My wife and I travelled abroad for our honeymoon. Since we were interested in shopping substantially during our trip, a friend recommended we buy IndusInd’s multicurrency travel card. Using the card was very easy and we could save on exchange rates. A great product, especially for shoppers!
Reviewer: Sanjay Varma, Amritsar, February 19, 2017
Average rating based on 180 ratings
2 out of 6 (33%) reviewers recommend this product
Review by Asha Vasudevan, May | 2019
Will not recommend this card even to my enemy. Online services are pathetic
Review by CHIKU, Sep | 2017
What is the ATM/POS limit for all currency
Review by SANJAY GAGLANI, Jul | 2017
DONOT TRANSFER ONLINE TAKING LONG TIME TO CREDIT.. BETTER DO IT OFFLINE VISITING BRANCH
Review by Prashant, Jul | 2017
This is a very poor service. The payment is deducted from bank account but order is not placed. Buying forex from this bank online is useless, as they take all the details and order gets cancelled in the end, but amount is deducted from bank account.. Huge waste of time as you'll have to wait many days for getting refund later
Review by Aditya Hardikar, May | 2017
Very bad service takes at least two days to upload money Definitely do not buy this card SBI ICICI are great options
Review by Umesh Kumar, May | 2017
Very poor service Bank takes days to load currency and customer gets anxious as no support or communication from the bank