Skip to Content
  • Banking          1860 500 5004
    Credit Cards  1860 267 7777
    Vehicle Loan   1800 102 3333
  • A A A


Tata AIA Life Insurance Sampoorna Raksha + Overview

A Non-linked Non-Participating Term Assurance Plan with Return of Premiums on Maturity

Get much more than just pure life cover!

We do our best to take care of all our family’s needs and try our best to ensure financial security of our family from uncertainties of life. Term plans undoubtedly are the best way of shield our family from financial crisis in case of an unfortunate event.

Presenting “TATA AIA Life Insurance Sampoorna Raksha+” a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.

What’s more...You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.


Tata AIA Life Insurance Sampoorna Raksha Features

  • Flexibility to choose between two Death Benefit options:
    •  “Sum Assured on Death” as Lump Sum benefit on Death
    • “Sum Assured on Death” as Lump Sum benefit on Death and Monthly Income for next 10 years
  • Return of Premium1 - in case of survival till maturity
  • Life Cover for Policy Term of up to 30 years or up to Age 80 years
  • Choice of Regular or Limited (5 or 10 Years) Premium Paying Term
  • Lower premiums rates for Non-Smokers and Female lives
  • Enhance your protection with Optional Rider
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws

1All Premiums Paid (excluding the underwriting extra premiums and modal loading) will be returned on maturity


Plan Parameters Minimum Maximum
Age at Entry (years)2 18 For Regular Pay& Limited Pay 5 year: 70
For Limited Pay 10 years: 65
Age at Maturity (years)2 28 80
Death Benefit Option3
  • “Sum Assured on Death” payable on Death
  • “Sum Assured on Death” payable on Death & Monthly Income thereafter for 10 years
Premium Payment Term (PPT) /
Policy Term (PT) (years)
PremiumPaying Term (PPT) Policy Term
Regular Pay 10 to30
Limited Pay 5 10 to30
Limited Pay 10 15 to30
Basic Sum Assured
(Sum Assured in multiples of  1,00,000)
Rs. 50,00,000 No Limit subject to Board approved underwriting policy
Annualised Premium (Rs.) Based on Basic Sum Assured
Premium Payment Mode Annual/ Half-yearly/ Quarterly/ Monthly

2All reference to age is as on last birthday.

3The Death benefit option can be selected only at inception of the Policy


  • Insurance cover is available under this product
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premium and exclusions under the Rider(s), please refer to the rider brochure or contact Tata AIA Life's insurance advisor/branch. Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:110B028V01)
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
  • In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines
  • Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising thereunder are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale

UIN: 110N130V02                                                                L&CAdvt/2017/Jun/178
For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges would apply) or write to

INDUSIND Bank Limited (CA0001) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an Insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune - 411001. Participation by the Bank’s clients in the Insurance Products is purely on a voluntary basis. The contract of insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.


Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110)
CIN No. U66010MH2000PLC128403
Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai – 400013

Print Google+

Rate this product

3.1 Rating

Average rating based on 682 ratings

0 out of 0 (0%) reviewers recommend this product

Write Review

I would recommend this product

Type the text shown in the image

Retype the characters from the picture:


  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 7.65 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7 %
Insure Your Health Online
Insure Your Health Online

We believe in complete 'Care' for you & your family

Pay Your Bills/Premium Online
Pay Your Bills/Premium Online

Now you can wave goodbye to late payments, long queuesand the hassle of depositing cheques

Virtual ATM tour