Travel is the best teacher as it helps one to understand different people, culture, traditions and lifestyles. It trains people on how to adapt, be more open, embrace the uncertainties, be modest and live in the moment. However, the financial aspect of travelling could possibly mar a beautiful experience, if not handled well. Leisure and…


A good credit score is an important factor in establishing creditworthiness. This score is a statistical representation of a person’s history of repaying their debts and the risk involved in lending money to that person. This is a yardstick by which lenders measure how financially trustworthy a person is before deciding whether or not they…


We all love credits, but there is one credit which has a slightly misplaced image– a credit card. People are often scared of credit cards, thanks to the myths associated with this financial aid always at our disposal. Festivals, emergencies, family functions, or vacations may mean large expenses for you. That is when the true…


When a person has taken loan from a particular financial institution and transfers his/her outstanding principal amount to another bank, this process is known as the balance transfer of loan, or simply transferring loan balance. This is a facility, which allows you to approach a bank for a loan equivalent to the outstanding amount with…


Retiring early is a dream garnered by most individuals, but not everyone is able to realize this dream. It is not a difficult goal to achieve as long as you are focused and smart with the decisions you take. Myth: Most of us consider retirement as a stage in life where an individual decides to…