{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/investment\/mutual-fund-ekyc-documents-required-process-and-status-check\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/investment\/mutual-fund-ekyc-documents-required-process-and-status-check\/","headline":"Mutual Fund e-KYC: Documents Required, Process, and Status Check","name":"Mutual Fund e-KYC: Documents Required, Process, and Status Check","description":"Planning to invest in mutual funds but stuck at the first step? It\u2019s called e-KYC? Don\u2019t worry, you\u2019re not alone. Whether you\u2019re new to investing or simply updating your records, completing your e-KYC is essential before you can start your mutual fund journey in India. The good news? It\u2019s much easier than you think. Let\u2019s...","datePublished":"2025-06-12","dateModified":"2025-06-12","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/#Person","name":"CONVONIX Antony","url":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/Documents-Required-for-mutual-fund-E-KYC-and-How-to-Check-Status.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/Documents-Required-for-mutual-fund-E-KYC-and-How-to-Check-Status.jpg","height":288,"width":764},"url":"https:\/\/www.indusind.com\/iblogs\/investment\/mutual-fund-ekyc-documents-required-process-and-status-check\/","about":["Investment"],"wordCount":1248,"articleBody":"Planning to invest in mutual funds but stuck at the first step? It\u2019s called e-KYC? Don\u2019t worry, you\u2019re not alone. Whether you\u2019re new to investing or simply updating your records, completing your e-KYC is essential before you can start your mutual fund journey in India. The good news? It\u2019s much easier than you think.Let\u2019s break it down step by step: what e-KYC is, which documents you need, how to do it, and how to check where you stand.What is e-KYC in Mutual Funds?e-KYC stands for electronic Know Your Customer. It\u2019s a paperless, digital process that verifies your identity and address using online channels. It\u2019s regulated by SEBI (Securities and Exchange Board of India) and is mandatory for investing in mutual funds.The purpose? To prevent fraud, ensure transparency, and keep your investment profile up to date.How to Complete Your Mutual Fund e-KYC Online?Want to get started with mutual fund investing without any paperwork? You can do that with an Aadhaar-based OTP e-KYC\u2014it\u2019s simple, fast, and 100% online. Here\u2019s how:Step #1. Head to the right platformStart by visiting the website of the mutual fund house you\u2019re investing in, or go to a KYC Registration Agency (KRA) portal like CAMS, Karvy, NSDL, or CDSL.Step #2. Enter Your DetailsYou\u2019ll be asked to fill in some basic information\u2014your PAN, Aadhaar number, full name, date of birth, and residential address.Step #3. Verify with OTPOnce you submit your details, you\u2019ll receive a one-time password (OTP) on your Aadhaar-linked mobile number. Enter it to complete the identity verification process.That\u2019s it! Your e-KYC is now complete, and you\u2019re all set to start investing.Quick tip: You\u2019ll need your PAN and Aadhaar handy, along with a passport-size photo and address proof in case your platform requests uploads during the process.The best part of using a KRA-backed platform is that your details will be securely verified and shared across fund houses\u2014so you won\u2019t have to repeat the process.Documents Required for Mutual Fund e-KYCHere\u2019s what you\u2019ll typically need:PAN Card (Mandatory): To track your financial transactions.Aadhaar Card: For Aadhaar-based OTP or video authentication.Address Proof (if different from Aadhaar): Passport, Voter ID, Driving Licence, Utility Bill (not older than 3 months), etc.Passport-size Photograph (digital version).Signature (scanned or captured during video KYC).Note: Ensure that the scanned copies are clear and legible. Blurry documents are a common reason for e-KYC rejections.How to Check Your e-KYC Status?Not sure if your e-KYC is complete or pending? Here\u2019s how you can check:Visit any official KYC Registration Agency (KRA) website like CVL-KRA, CAMS KRA, or NDML.Enter your PAN number.The status will display as \u201cKYC Registered,\u201d \u201cOn Hold,\u201d \u201cRejected,\u201d or \u201cUnder Process.\u201dIf your KYC is on hold or rejected, you\u2019ll usually see the reason\u2014like missing documents or mismatched details.Alternatively, mutual fund platforms (like your bank\u2019s investment portal) often show your KYC status in your profile.Also Read: Different Types of Mutual FundsHow to Update or Modify Your e-KYC?Moved to a new city? Changed your mobile number? No worries! You can update your e-KYC.Here\u2019s what to do:Step 1: Visit the same KRA website where your KYC was registered.Step 2: Download the KYC Modification Form or use their online update facility.Step 3: Upload the new documents (like updated address proof or mobile number).Step 4: Submit your request. Some platforms may ask for re-verification via OTP or video call.Remember: Keeping your KYC updated helps avoid transaction delays and ensures smooth investment processing.Common e-KYC Issues and FixesPAN not linked to Aadhaar: Link it first on the Income Tax website before trying e-KYC.Mismatch in name or DOB: Make sure the details match across all documents.Invalid documents: Ensure your address proof is recent, and your photo\/signature is clear.If all else fails, reach out to your mutual fund house\u2019s support team. They\u2019re usually quick to help.Wrapping Up!e-KYC might sound technical, but it\u2019s really just a quick digital ID check to get you investment-ready. Whether you’re starting out with SIPs or planning a lump sum investment, getting your mutual fund e-KYC done is step one\u2014and now, you know exactly how to go about it. Take 10 minutes today, complete your e-KYC, and open the door to smarter money choices.Share This:"}