{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/trends\/how-to-file-itr-one-online-and-offline\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/trends\/how-to-file-itr-one-online-and-offline\/","headline":"How to File ITR-1 for FY 2024\u201325: Online & Offline Methods Explained","name":"How to File ITR-1 for FY 2024\u201325: Online & Offline Methods Explained","description":"Filing your Income Tax Return (ITR) may seem overwhelming at first, but if you’re a salaried individual, the process is actually quite straightforward. The Income Tax Department has made it even simpler with ITR-1 (Sahaj)\u2014a return form designed specifically for individuals earning up to \u20b950 lakh from salary, one house property, and other sources like...","datePublished":"2025-07-24","dateModified":"2025-07-24","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/#Person","name":"CONVONIX Antony","url":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/How-to-File-ITR-FY-2024-25-E-File-ITR-and-Offline-Utility-Guide.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/How-to-File-ITR-FY-2024-25-E-File-ITR-and-Offline-Utility-Guide.jpg","height":288,"width":764},"url":"https:\/\/www.indusind.com\/iblogs\/trends\/how-to-file-itr-one-online-and-offline\/","about":["Trends"],"wordCount":1201,"articleBody":"Filing your Income Tax Return (ITR) may seem overwhelming at first, but if you’re a salaried individual, the process is actually quite straightforward. The Income Tax Department has made it even simpler with ITR-1 (Sahaj)\u2014a return form designed specifically for individuals earning up to \u20b950 lakh from salary, one house property, and other sources like interest income.This blog is exclusively for salaried individuals who are eligible to file ITR-1 for Financial Year (FY) 2024\u201325, i.e., Assessment Year (AY) 2025\u201326. We\u2019ll walk you through how to file your return online using the e-filing portal or offline using the utility tool, along with everything else you need to get started.Why is it Important to File ITR?Even if your taxes are already deducted through TDS, filing an ITR isn\u2019t just a legal obligation\u2014it brings real advantages:Claim tax refunds if excess TDS was deductedEstablish income proof for visas, loans, or government tendersCarry forward capital losses for future tax benefitsStay compliant and avoid penalties for non-filingFiling your ITR early also reduces last-minute stress and the risk of errors.Who Needs to File ITR-1 for FY 2024\u201325?You should file ITR-1 (Sahaj) if all of the following apply:You are a resident individualYour total income is up to \u20b950 lakhYou earn income from salary or pensionYou own one house propertyYou have other sources of income like savings account interest or fixed depositsYou\u2019re not a director in a company and don\u2019t hold foreign assetsIf you\u2019ve changed jobs or earned a bonus this year, you\u2019re still eligible\u2014just make sure to consolidate all Form 16s.Also Read: Filing Your ITR on Time: Key Deadlines & Taxpayer Implications for FY 2024\u201325How to Calculate Your Taxable Income?Before you start filing, calculate your total taxable income by adding:Gross salary (basic, HRA, allowances, etc.)Interest income (from savings, FDs, or bonds)Deductions under Chapter VI-A (like Section 80C, 80D, 80TTA)Then subtract eligible deductions to arrive at your net taxable income. Use the latest income tax slab rates under the new or old regime to compute your tax liability.Documents Required to File ITR-1Keep the following documents handy:Form 16 from your employer(s)Form 26AS and Annual Information Statement (AIS) from the income tax portalInterest certificates from banks or post officesPAN and Aadhaar cardsInvestment proofs for deductions (if not already submitted to your employer)Bank account details for refund, if applicablePro tip: Always cross-check Form 16 with Form 26AS and AIS for any discrepancies.Steps to File ITR-1 Online Through E-Filing PortalFiling ITR-1 online is the easiest way to complete your return. Here’s how to do it, based on the official income tax portal guide:Make sure you\u2019re using the latest version of the utility for accuracy.Steps to File ITR-1 Offline Using the Utility ToolPrefer offline filing? You can use the official utility available on the Income Tax website. Here\u2019s how:Make sure you\u2019re using the latest version of the utility for accuracy.Also Read: Everything You Need to Know About ITR Filing: Forms, Process & EligibilityHow to Know if ITR-1 is the Right Form for You?You\u2019re eligible for ITR-1 if:Your total income is up to \u20b950 lakhYou earn only from salary, one house property, or other sources like interestYou do not have capital gains, foreign assets, or business incomeIf you have more complex income (like rent from multiple properties, crypto gains, or freelancing), you\u2019ll need a different ITR form such as ITR-2 or ITR-3.Make Tax Filing Stress-FreeITR filing doesn\u2019t have to be a chore, especially if you\u2019re a salaried individual using ITR-1. With online and offline options, pre-filled forms, and a clear process, it\u2019s easier than ever to file correctly and on time.And while banks like IndusInd Bank don\u2019t offer tax advice, we do provide tools that make your financial life simpler, like digital account statements, instant PAN-Aadhaar linking, and real-time transaction insights.So, block a weekend, gather your paperwork, and take control of your taxes. Your refund (and peace of mind) is just a few clicks away.Share This:"}