How to a Find Credit Card Number: 3 Easy Ways Explained
Posted on Wednesday, July 31st, 2024 |
Have you ever found yourself in a scenario where you need your credit card number but cannot seem to locate your card? It happens more often than you think. While the simplest way to check your credit card number is through your card, there may be times when you may not have your card with…
Read moreWhat is Revolving Credit and How Does it Work?
Posted on Tuesday, June 25th, 2024 |
Revolving credit is a type of credit that includes credit cards and other lines of credit. With revolving credit, you can borrow up to a predetermined limit, repay it, and borrow again as needed. Revolving credit is different from instalment credit. With instalment credit, you borrow a set amount and pay it back in fixed…
Read moreHow Does Credit Card Balance Transfer Affect Your Credit Score?
Posted on Wednesday, June 19th, 2024 |
If you are struggling to clear your credit card dues, you can consider the ‘balance transfer facility’. It is the process by which you can shift the pending balance from one credit card to another. Balance transfers on credit cardscan help manage your credit card debt. However, knowing the effect they can have on your…
Read moreWhat is Credit Card Delinquency?
Posted on Wednesday, June 19th, 2024 |
When you sign up for a credit card, you agree to pay back the money you owe. The card-issuing bank funds your credit card spending. Hence, you are responsible for paying them back what you owe on time. If you fail to pay the minimum amount due on your credit card by the due date,…
Read moreWhat Is a Chargeback? Definition, How to Dispute, and Example
Posted on Wednesday, June 19th, 2024 |
Credit cards offer a variety of benefits, including measures to safeguard the cardholder’s finances. One such crucial benefit is the chargeback feature. A chargebackis a process where the cardholder disputes a credit card transaction that results in a return of the payment to their credit card. Let’s learn what a chargeback is, how to dispute…
Read moreWhat to do When You Receive an Incorrect Credit Card Bill?
Posted on Wednesday, June 19th, 2024 |
Receiving an incorrect credit card bill can be stressful. You may notice a transaction you had not carried out or a charge you did not make. It impacts the amount you owe to the bank. Hence, it is crucial to correct the mistake by flagging any incorrect credit card transaction shown in the bill immediately….
Read moreWhat is Credit Card Insurance? A Detailed Guide
Posted on Wednesday, June 19th, 2024 |
A credit card offers benefits such as instant access to credit, rewards and offers, privileges, and much more. But did you know that credit cards also offer insurance coverage? It is possible to avail financial protection against theft and loss of credit card. Coverage is also available for unfortunate events during travels. IndusInd Bank Credit Card…
Read moreWhat is Unbilled Amount in Credit Card?
Posted on Wednesday, June 19th, 2024 |
If you have gone through a credit card statement, you may have come across the term ‘unbilled amount’. After you complete a transaction on the credit card, its history can be seen under the ‘unbilled amount’ category. So, what is the unbilled amount on a credit card? It refers to the transactions from the credit card…
Read moreThe Rise of Peer-to-Peer Payment Platforms
Posted on Wednesday, June 19th, 2024 |
India has experienced rapid growth in digital payments. The UPI (United Payments Interface) network processed 1,344 crore transactions in March 2024. In comparison, there were 1,220 crore UPI transactions in January 2024. With access to smartphones and the internet, people prefer the easier money transfer way, i.e., the online way. One of the popular online…
Read moreHow to Pay Your House Rent with a Credit Card?
Posted on Monday, January 29th, 2024 |
Paying your house rent with a credit card can be a convenient and strategic financial move. It not only offers flexibility but also provides opportunities to earn rewards and manage your monthly expenses more efficiently. In this blog, we’ll explore the steps to pay your house rent with a credit card and how you can…
Read moreWhat are Credit Card EMIs & How They Work
Posted on Wednesday, December 27th, 2023 |
Credit card EMIs offer the flexibility to convert big-ticket purchases into affordable monthly instalments, enabling users to buy expensive items without straining their finances. Flexibility is the key to unlocking financial opportunities, and credit cards are an indispensable tool that provide convenience and flexibility in handling everyday expenses. Whether you want to cover large payments…
Read moreUnlocking Convenience: Understanding Add-On Credit Cards and Their Benefits
Posted on Wednesday, December 20th, 2023 |
In the ever-evolving landscape of personal finance, credit cards have transformed from simple payment tools to comprehensive financial solutions for all our needs. Among these innovations, add-on credit cards emerged as a powerful and convenient feature, revolutionizing the way families manage their finances. As financial dynamics within families evolve, add-on credit cards offer a seamless…
Read moreCan You Get a Credit Card without Having a Bank Account?
Posted on Wednesday, December 20th, 2023 |
In the dynamic world of personal finance, credit cards have become an indispensable payment mode for people across age groups for managing expenses and building a credit history. However, for someone trying to apply for their first credit card, a common question that arises is whether it’s possible to obtain a credit card without a…
Read moreWhat are the benefits of contactless credit cards?
Posted on Tuesday, November 28th, 2023 |
Today, when technology has revolutionised the way we live, it comes as no surprise that even conventional financial products like credit cards have seen a significant transformation. One such innovation in the world of payment is a contactless credit card, which offers a seamless and secure way of conducting financial transactions. The use of contactless…
Read moreHow Does the IndusInd Bank Avios Visa Infinite Credit Card Compare to Other Premium Credit Cards in India?
Posted on Tuesday, October 31st, 2023 |
From appealing bonus points and access to international lounges to valuable concierge services, the IndusInd Bank Avios Visa Infinite Credit Card offers several benefits compared to other premium credit cards in India. Credit cards have become an indispensable part of managing our finances, offering us convenience, rewards and exclusive privileges. They serve as a safety…
Read moreHow to Apply For An Instant Credit Card In An Easy Way?
Posted on Wednesday, October 25th, 2023 |
Applying for an IndusInd Bank instant credit card is a quick and hassle-free process. An IndusInd Bank instant credit card comes with a bouquet of benefits, including reward points, free access to airport lounges and attractive cashback offers on shopping, dining and flight tickets among others. The Reserve Bank of India’s statistics show that credit…
Read moreHow to Use Credit Card Rewards to Your Advantage
Posted on Saturday, October 21st, 2023 |
Today, credit cards are more than just a payment method. Knowing how to maximise your reward benefits can make your credit card a loyal friend. Your credit card will constantly reward you for your lifestyle choices and spending habits. Think about unlocking exclusive discounts, access to luxury lounges, cashback, and even travel miles. Sounds incredible,…
Read moreHow do you choose the right IndusInd Credit Card?
Posted on Saturday, October 21st, 2023 |
Browsing through credit card options to find “the one” can be overwhelming. But no need to worry! IndusInd Bank has an array of credit card offers designed to suit your individual needs. Whether you are a frequent traveller, a foodie, or someone looking for payment flexibility, this article will help you choose the right IndusInd…
Read moreThe Future Of Credit Cards In India: Trends To Watch Out For
Posted on Saturday, October 21st, 2023 |
Credit cards have become a handy product for purchases and managing finances. They offer convenience, flexibility and purchasing power to individuals and businesses alike. They have transformed the way we make payments, manage our finances and access funds on credit. As India continues to experience rapid economic growth and technological advancements, the future of credit…
Read moreThe advantages of owning IndusInd Bank Platinum Aura Edge Credit Card
Posted on Friday, October 13th, 2023 |
When it comes to ease of payment, credit cards have emerged as versatile companions. They not only facilitate transactions but also provide other benefits and rewards. Among the credit card options available, the IndusInd Bank Platinum Aura Edge Credit Card is one worth considering. It comes with convenience and exclusive privileges. Combining a range of…
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