• Products
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    • Develop your healthcare facility and equip it with the latest technology in the industry

    • Credit Card
    • Discover endless benefits and privileges with our range of Credit Cards to suit your needs

    • Loan on Credit Card
    • Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. Indus Easy EMI facility gives you the option to convert your high value credit card purchases into easy and flexible EMIs.

    • Duo Card
    • A single card that’s double the awesome! Get a credit and debit card in one

    • Debit Card
    • Make fast and secure payments on the go, wherever you are, with ease!

    • Commercial Cards
    • IndusInd Bank’s Corporate Card is designed to keep the organization’s cost objectives in mind. With this primary objective, our Corporate Cards can monitor & control employee expenses in addition to making re-conciliation hassle free.

    • Prepaid Card
    • Give your loved ones a gift that suits every occasion – the freedom of choice!

    • Forex Card
    • Carry convenience and security to wherever in the world choose to you go

    • My Family & Me
    • Protect what really matters. Avail of insurance for your whole family

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    • Whatever your business, whatever its size – we have a solution that fits

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    • Alternate Products
    • Diversify and customize your investments with the help of your fund manager

    • ASBA
    • Guiding you every step of the way as you unlock the potentials of your investments

    • Debit Card
    • Avail of the finest selections of debit cards to make payments on the go and online

    • Prepaid Card
    • One Card, Many Uses. Shop, Dine, Pay and Enjoy the Benefits of Convenience

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Quick Pay
    • Reward, gift or surprise! Make instant transfers with QuickPay in minutes

    • Bharat QR
    • Scan. Pay. Go. Bharat QR is the newest, fastest way to pay!

    • Debit Card EMI
    • Power your purchase with a Debit Card EMI transaction without blocking your account balance and no processing fee. A safe and convenient way to do transactions with ease of repayments in EMI.

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • Inward Remittances
    • Initiate wire transfer from your local bank through their online / offline facility mentioning our correspondent bank details.

    • Fx Retail – Online
    • An online platform for anonymous, order-based dealing in USDINR (Cash/Tom/Spot).

    • What is PMJDY
    • Let nothing hold you back from forging your path to prosperity

    • Social Security
    • Designed with the best interest of you and your community at heart

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    • Investing in your financial education so you can invest in your future

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    • Credit Card Payment
    • Enjoy the ease of paying with your credit card…. And the exclusive privileges that come with it

    • Click Pay
    • Now pay your vehicle loan and affordable home loan EMIs with ease in just a few clicks.

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • SecurePay
    • Pay your insurance premium in a safe and secure manner instantly.

    • Bill Payment
    • Set up, automate, go! Never remember another bill due date again!

    • E-Mandate
    • Don’t worry about remembering due dates anymore. Set up an eMandate and let your EMIs be paid automatically

    • Payment NEFT / RTGS Facility
    • Make your Personal Loan/Business Loan account payment from any bank which offers NEFT / RTGS facility on their internet banking.

  • Digital Banking
    • Indusnet
    • Enjoy the freedom of managing your finances anywhere, anytime

    • IndusMobile
    • We shrank the bank to fit your phone. Access a suite of banking services on the go

    • IndusSmart
    • IndusSmart is an online Mutual Fund platform by IndusInd Bank to help its account holders learn, invest and plan for their investment goals.

    • Google Pay
    • Make smart, simple and secure digital payments via IndusInd Bank Cards on Google Pay

  • Apply Online
    • Personal Loan
    • Apply for a Personal Loan to meet your immediate cash needs

    • Vehicle Loans
    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Fixed Deposit
    • Open a fixed deposit online and maintain it online, too.

    • Mutual Funds
    • Save yourself the paperwork. Invest in mutual funds online

    • Insurance - IndiQwik
    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

    • Forex Card
    • A smart, efficient Forex Card so you enjoy your travels

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration
    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

  • Vehicle Auction
    • Indus EasyWheels
    • Pre-owned vehicle sales platform. Now bid for your favorite pre-owned cars and two-wheelers, anytime anywhere.

    • Register Now
    • Register on Indus EasyWheels completely FREE of cost with just your email ID and phone number

    • Login
    • Login to your Indus EasyWheels account

    • Blogs
    • Detailed analysis, industry news and interesting hacks to help expedite your journey to own your pre-owned vehicle

    • View all vehicles
    • We offer 360 degree vehicle information, inspection report and much more for you to make the right choice.

    • View all Two-Wheelers
    • View and select from our range of pre-owned two-wheeler vehicle options up for bidding

    • View all Cars
    • Choose from our range of pre-owned cars vehicle options up for bidding

    • FAQs
    • Have doubts? Here’s a set of frequently asked questions to help you get started.

  • Reach Us
    • Forms & Documents
    • Complete your formalities. Here’s everything you need in one place.

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    • The most efficient personal banking services by IndusInd Bank

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Credit Score

What’s the Minimum Amount Due in credit card bills?

Posted on Wednesday, November 22nd, 2023 | By

Minimum Amount Due in credit card

In the dynamic realm of personal finance, understanding the intricacies around credit cards is paramount. Among these, understanding the “Minimum Amount Due” holds particular significance. But what is it exactly and how does it impact your personal finances? This blog aims to shed light on the nuances of this term, emphasizing its importance and offering…

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Credit Card Settlement: Its Impact on Your Credit Score and You

Posted on Monday, October 30th, 2023 | By IndusInd Bank

Credit Card Settlement

Credit cards are a convenient payment tool, but they can sometimes lead to situations where you’re unable to pay your outstanding balances. In such cases, credit card settlement may seem like a lifeline, but it’s essential to understand its impact on your credit score and financial future. In this blog, we’ll explore the concept of…

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The Crucial Role of Income in Credit Card Approval!

Posted on Friday, September 22nd, 2023 | By IndusInd Bank

Role of Income in Credit Card Approval

When it comes to credit card approval, there’s more to it than just having a good credit score. One of the most important factors that banks consider is your income. In this blog, we’ll delve into the role of income in credit card approval and how it impacts your financial needs.  Understanding the Role of…

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Credit Card Denied! What to Do Next?

Posted on Friday, September 22nd, 2023 | By IndusInd Bank

credit card denied

Facing a credit card denial can be disheartening, but it’s essential to remember that you’re not alone in this situation. What you need to understand is that various factors can lead to a credit card application being denied. In this blog, we’ll provide you with valuable insights on what to do next if you find…

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The Credit Card Application Mistakes You Must Avoid

Posted on Wednesday, September 20th, 2023 | By IndusInd Bank

credit card application mistakes

Credit cards can be valuable financial tools, offering convenience and numerous benefits when used wisely. However, applying for a credit card requires careful consideration to ensure you make the right choices. To help you navigate this process successfully, let’s explore some common credit card application mistakes to avoid.   Too Many Credit Card Applications At Once …

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The Impact of Credit Cards on Your Financial Health

Posted on Wednesday, September 20th, 2023 | By IndusInd Bank

impact of credit cards

When you think of credit cards, you think of convenience, rewards, and flexibility. However, it’s essential to understand that how you manage your credit cards can significantly impact your overall financial health. In this blog, we will explore the various aspects of credit cards and their influence on your financial well-being. Plus, we’ll introduce you…

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Tips & Tricks for a Successful Credit Card Application

Posted on Wednesday, September 20th, 2023 | By IndusInd Bank

Successful Credit Card Application

Applying for a credit card can be an exciting step towards financial freedom and flexibility. Whether you’re looking to build credit, enjoy rewards, or gain access to exclusive perks, a well-planned credit card application can make a significant difference. In this blog, we will provide you with valuable tips to ensure a successful credit card…

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The impact of closing a credit card account on your credit score

Posted on Friday, September 8th, 2023 | By IndusInd Bank

Impact of Closing Credit Card on your Credit Score

Credit cards enable you to pay for your purchases, earn rewards, and build your credit history. But what happens when you decide to close a credit card account? Does it affect your credit score? And if so, how?  The answer is not straightforward, as different factors may influence the impact of closing a credit card…

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How Closing a Credit Card Account Affects Your Credit Score?

Posted on Tuesday, August 29th, 2023 | By IndusInd Bank

Closing a Credit Card

If you have a credit card that you no longer use or need, you might be tempted to close it and get rid of it for good. However, before you do that, you should be aware of how closing a credit card account can affect your credit score and your overall financial health.  Your credit…

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Credit Cards and Your Credit Score – What You Should Understand!

Posted on Monday, August 21st, 2023 | By IndusInd Bank

credit card impact on credit score

Credit cards are a convenient payment tool, but they also affect your credit score, which is a measure of your creditworthiness. Your credit score is a three-digit number that ranges from 300 to 900 and is calculated based on various factors such as your payment history, credit utilization, length of credit history, credit mix and…

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Credit Card Myths Debunked – Separating Fact From Fiction!

Posted on Monday, August 21st, 2023 | By IndusInd Bank

Credit Card Myths

We all know credit cards can help you build your credit history, earn rewards, and enjoy various benefits. However, there are also many misconceptions and myths surrounding credit cards that can prevent you from using them wisely and responsibly. In this blog post, we will debunk some of the most common credit card myths and…

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The Impact of Credit Card Utilisation on Your Credit Score

Posted on Monday, August 21st, 2023 | By IndusInd Bank

Impact of Credit Card Utilisation on Credit Score

Do you know how much of your available credit you are using on your credit cards? If not, you may be missing out on one of the most important factors that affects your credit score. Your credit score is a number that reflects your creditworthiness, that is, how likely you are to repay your debts on…

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The Importance of Monitoring Your Credit Score Regularly

Posted on Monday, August 21st, 2023 | By IndusInd Bank

Monitoring Your Credit Score Regularly

What is a Credit Score?  Your credit score is a three-digit number that reflects your credit history and behaviour. A credit score is an indicator of a person’s creditworthiness, or their ability to repay debt that they have already taken. It is usually based on the person’s repayment history and credit files across different loan…

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Mastering the Art of Building and Maintaining Good Credit

Posted on Tuesday, August 1st, 2023 | By IndusInd Bank

build your credit score

Credit is one of the most important financial tools to reach your goals. It can help you achieve your dreams, such as buying a home, financing your education, or starting a business. But credit is not something that you can take for granted. You need to build and maintain a good credit history to enjoy…

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8 Tips to Improve Your Credit Score to 800 & Above!

Posted on Monday, July 17th, 2023 | By IndusInd Bank

Improve Your Credit Score to 800

A credit score is a numerical representation of your creditworthiness, based on your credit history and behaviour. It ranges from 300 to 900, with higher scores indicating better credit quality. A credit score is important because it reflects your financial discipline and responsibility. Lenders use your credit score to evaluate your repayment ability and risk profile….

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What are the benefits of a credit card and why you should get one?

Posted on Wednesday, July 5th, 2023 | By IndusInd Bank

Benefits of Credit Card

Credit cards are not just a convenient way to pay for things, they are also a powerful financial tool that can help you achieve your goals. Whether you want to save money, earn rewards, build your credit score, or travel the world, there is a credit card that can suit your needs. Here are some…

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Are you only clearing minimum dues on your credit card? Know how it affects you!

Posted on Wednesday, July 5th, 2023 | By IndusInd Bank

minimum dues on your credit card

Paying the Minimum Amount Due (MAD) on your credit card bills can have adverse risks on your credit score and payment history. When you make the minimum payment on your outstanding balance, the bank will continue levying interest on the outstanding amount and on all new transactions until you pay the previous balance in full….

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How to Improve Your Credit Score?

Posted on Tuesday, March 28th, 2023 | By IndusInd Bank

Improve CIBIL Score for Credit Card

A good credit score is an important factor when it comes to getting approved for a personal loan. Your credit score is a three-digit number that ranges from 300 to 900, and it reflects your creditworthiness. A high credit score indicates that you are responsible with credit, and lenders are more likely to approve you…

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Importance of Credit Score While Applying for a Credit Card

Posted on Thursday, March 9th, 2023 | By IndusInd Bank

Credit Score

Credit score plays an important role in many aspects of personal finance, and is an indicator of your credit worthiness. When you apply for a credit card, the bank/financial institution assesses your eligibility basis several parameters, one of which is your credit score. Getting approval for a credit card can be quite challenging if you…

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5 Things affecting your credit score

Posted on Tuesday, November 22nd, 2022 | By

5 Things Affecting your Credit Score

Did you ever try applying for a loan or a credit card? Do you know what is the first thing that any bank or lender checks about you? Yeah, you guessed it right – it’s the Credit Score. A credit Score is a 3-digit number that ranges from 300 to 900 and reflects your creditworthiness….

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