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Press ReleaseWhat is Lien on Fixed Deposit? Understanding its Benefits and Risks
Posted on Friday, July 19th, 2024 |
Fixed deposits are time-tested investment tools that work well as emergency funds. You can park your excess cash or savings into a protected fund and earn stable returns over time. This tool suits investors with low-risk appetites since their funds are preserved without losing value due to inflation. You must understand the meaning of the…
Read moreHow Sweep-in / Sweep-out can Boost your Saving Strategy
Posted on Friday, June 28th, 2024 |
In today’s fast-paced world, everyone is on the lookout for smarter ways to manage their finances and maximize their savings. One such innovative solution offered by many banks is the Sweep-In Sweep-Out facility. This facility can be a game-changer for individuals seeking to optimize their savings and earn higher returns without compromising liquidity. Let’s delve…
Read moreWhat is TDS on Fixed Deposit (With Exemption Limit, Calculations, and More)
Posted on Tuesday, May 28th, 2024 |
Like how you’re charged with Tax Deducted at Source (TDS) on your monthly income, you’re also taxed on investment instruments like Fixed Deposits. Your TDS on FD interest may not qualify FDs as a tax-saving tool like a public provident fund (PPF). In case you don’t know, TDS is the amount the sender deducts before…
Read moreSwitch to a Smart Way of Investing: Advantages of Digital Fixed Deposits
Posted on Friday, May 24th, 2024 |
Fixed Deposits have been a trusted method of saving in India for decades. The advantages of FDs are well known to everyone. They offer guaranteed returns, making them a popular choice for risk-averse individuals. People have been investing in traditional FDs for a long time now, but the offline and lengthy process might not be…
Read moreWhat’s the Difference Between NSC and FD?
Posted on Friday, May 24th, 2024 |
When it comes to investments, investors have many investment options suitable for diverse risk-return needs. National savings certificates (NSC) and fixed deposits (FD) are the two of the most popular investment options among other preferred traditional investment choices of individuals. These investment avenues are time-tested and preferred by investors seeking capital preservation and steady returns. …
Read moreRisk Management in Retirement: The Role of Fixed Deposits for Senior Citizens
Posted on Monday, April 29th, 2024 |
As one reaches the age of seniority, finding stability for their hard-earned money often becomes a priority. After all, retirement should be a peaceful and relaxing time, a well-deserved break after decades of hard work. However, rising healthcare expenses, inflation, and cost of living are enough to make you worry about outliving your savings. Fixed…
Read moreOverdraft Against A Fixed Deposit – Better Than Closing It
Posted on Friday, February 23rd, 2024 |
In times of sudden financial need, individuals often resort to withdrawing their savings and investments, including Fixed Deposits (FDs), which can result in significant losses due to premature withdrawal penalties and loss of interest earnings. This dilemma poses a challenge for those seeking immediate liquidity without sacrificing their investment returns. What is an overdraft against…
Read moreWhy Do Senior Citizens Need Tax Saving Fixed Deposit
Posted on Friday, February 23rd, 2024 |
A peaceful retirement plan for senior citizens is vital for ensuring a fulfilling and stress-free post-career life. Such retirement depends on a sound financial plan, with several critical considerations for senior citizens. To start, establishing a budget that aligns with post-retirement needs is essential. This involves calculating daily living expenses and ensuring a comfortable standard…
Read moreDifferent Types of Fixed Deposits
Posted on Friday, February 23rd, 2024 |
In today’s complex investment landscape, security is paramount. Many seek a safe yet growth-oriented option for their savings. Fixed Deposits (FDs) provide a solution to this dilemma, offering stable returns without market volatility. This blog explores different types of FDs and why FDs are a smart choice for those prioritising security and growth. Different Types…
Read moreUnderstanding Premature Withdrawals from Fixed Deposits Pros and Cons
Posted on Friday, February 23rd, 2024 |
When you park your money in an interest-bearing fixed deposit (FD)for a specific period, you aim to grow your savings and steadily build a corpus. FDs come in various tenures ranging from 7 days to 10 years and you can lock in your FD for a specific period of your choosing. But suppose you are…
Read moreUnlocking Financial Freedom: Long-term Benefits of Choosing Fixed Deposits
Posted on Tuesday, August 22nd, 2023 |
In the pursuit of financial freedom, making wise investment decisions becomes paramount. Among the myriad options available, Fixed Deposits (FDs) have emerged as a tried-and-true choice, offering stability, security, and attractive long-term benefits. Let’s delve into the reasons why choosing Fixed Deposits can pave the way to financial liberation 1. Reliable Returns Fixed Deposits are…
Read moreAchieve power of stability: 5 Reasons to consider booking a Fixed Deposits
Posted on Tuesday, August 22nd, 2023 |
In a world of constant financial fluctuations, finding stability for your hard-earned money is a priority. While investing in various avenues can yield different returns, there’s one option that has stood the test of time – Fixed Deposits (FDs). Let’s delve into the compelling reasons why considering a Fixed Deposit might be a smart move…
Read moreBalancing Risk & Returns: Investment Options for Senior Citizens’Savings
Posted on Sunday, August 20th, 2023 |
As retirement age approaches, the need for a stable and secure financial cushion becomes more vital than ever. With the rising cost of living and uncertainty in the economy, senior citizens must explore avenues beyond traditional savings to ensure their financial well-being. Investing wisely can be a potent strategy to achieve a balance between risk…
Read moreDifference Between Fixed Deposit Vs Recurring Deposits
Posted on Friday, August 18th, 2023 |
In the realm of financial planning, fixed deposits (FDs) and recurring deposits (RDs) are two popular instruments that provide individuals with secure avenues to grow their savings. Each of these options carries its own set of advantages, making them suitable for different financial goals and preferences. In this blog, we will delve into the differences…
Read moreMaximizing Your Returns on Fixed Deposits: A Smart Investment Choice
Posted on Thursday, July 27th, 2023 |
In today’s ever-changing financial landscape, finding the right investment avenue to grow your savings is crucial. Fixed Deposits (FDs) have been a preferred choice for risk-averse investors seeking stability and consistent returns. In this blog, we will explore the art of maximizing your returns on Fixed Deposits, helping you make the most of your hard-earned…
Read moreFixed Deposit Interest Rates and Financial Planning: Creating a Diversified Portfolio
Posted on Thursday, July 27th, 2023 |
As we navigate through the dynamic world of finance, it becomes essential to devise a robust financial plan that ensures stability, growth, and security. Among the plethora of investment options available, Fixed Deposits (FDs) have stood the test of time as a reliable choice for risk-averse investors. In this blog, we will explore the significance…
Read moreHow to Choose the Right Fixed Deposit Tenure for Maximum Interest
Posted on Thursday, July 20th, 2023 |
Fixed deposits (FDs) are a popular investment option among individuals looking for a safe and secure way to grow their savings. One of the crucial factors to consider when investing in an FD is the tenure, as it directly impacts the interest earned. Choosing the right fixed deposit tenure can help you maximize your interest…
Read moreExploring the Features and Flexibility of a Fixed Deposit Linked Savings Account
Posted on Tuesday, July 11th, 2023 |
In today’s fast-paced world, financial planning plays a crucial role in securing our future and achieving our goals. While it is important to invest your hard-earned money and earn high returns on it, it is equally critical to maintain liquidity. This is where FD-linked savings accounts come into play. An FD-linked savings account – like…
Read moreHow to maximize your wealth with FD-Linked Savings Account
Posted on Friday, June 30th, 2023 |
When it comes to building and maximizing your wealth, exploring different avenues and strategies is essential. One such strategy gaining popularity is the FD-Linked Savings Account. Combining the stability of a fixed deposit (FD) with the flexibility of a savings account, this innovative financial product offers a unique opportunity to grow your wealth while maintaining…
Read moreWhat is fixed deposit laddering & how is it beneficial?
Posted on Monday, May 29th, 2023 |
Investing is a crucial component of financial planning, allowing individuals to grow their wealth and secure their future. In the pursuit of financial stability, it becomes essential to explore investment options that provide both security and attractive returns. One such investment avenue is a Fixed Deposit (FD), which offers stability, guaranteed returns, and ease of…
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