Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press ReleaseHow is a Loan Against Property Different From a Home Loan
Posted on Wednesday, March 27th, 2024 |
Loans play a pivotal role in fulfilling various financial needs, especially when it comes to substantial investments like buying a home or using property as collateral. While both involve leveraging property for financial needs, they differ significantly in their structure, purpose, and implications. In this blog, we will delve into the differences that set these…
Read moreWhat are the Factors Affecting a Loan against Property?
Posted on Monday, March 18th, 2024 |
A loan against property is a versatile financial tool capable of addressing a wide range of financial challenges. It is crucial to consider key factors such as property valuation, credit score, interest rates, and eligibility criteria. Unlock substantial funds for major expenses like business setup, education, or debt consolidation with a loan against property from…
Read moreHow to Get a Loan Against Property Without Difficulty
Posted on Sunday, December 3rd, 2023 |
A loan against property offers an excellent way to fund significant expenses such as setting up a business, financing higher education, or paying for unexpected medical expenses. IndusInd Bank offers a loan against property of up to 80% of the value of your property, with flexible tenures of up to 20 years. Other benefits include…
Read moreHow Is Digitisation Transforming India’s Loan Against Property Market
Posted on Thursday, October 5th, 2023 |
From enhanced convenience and instant application tracking to hassle-free online verification, digitisation is transforming India’s loan against property market in numerous ways. Digital advancement has positively impacted multiple sectors in India, with the financial industry at the forefront of this change. A considerable development has occurred within India’s ‘Loan Against Property’ market. As the focus…
Read moreYour Guide to Tax Benefits on Loans Against Property
Posted on Wednesday, September 27th, 2023 |
A loan against property (LAP) is a versatile financing solution that can be used to fund both business and personal expenses. Borrowers must pledge either a residential or commercial property as collateral to get a loan against property. Certain tax benefits on loans against property can also be enjoyed by eligible borrowers. Under Section 24(B)…
Read moreHow Can You Get Tax Benefits on Loan Against Property?
Posted on Friday, September 15th, 2023 |
On a rainy day, your first instinct may be to turn to your savings. But, what if your financial needs exceed the amount in your savings fund? In such a situation, your property can prove to be your biggest asset. With a loan against property, you may use your residential or commercial property as a…
Read moreHow is Loan Against Property Different from Home Loan?
Posted on Saturday, July 29th, 2023 |
While a loan against property enables borrowers to use their owned property as collateral for obtaining a loan, a home loan is specifically designed to facilitate the purchase of a new property. When financing a dream home or major expenses, two common options often come to mind: Loan Against Property (LAP) and Home Loan. While…
Read moreHow Long Does It Take to Get a Loan Against Property?
Posted on Friday, July 28th, 2023 |
IndusInd Bank offers loans against property to help applicants meet their personal and business requirements. Both salaried and self-employed professionals are eligible to get a loan against property. Upon verifying an applicant’s details, IndusInd Bank sanctions the loan amount. Apply with IndusInd Bank for a smooth application process and attractive interest rates. In times of…
Read moreWhat Is A Loan Against Property Eligibility & Documents?
Posted on Monday, April 10th, 2023 |
There are certain eligibility criteria and documents needed for a loan against property. At IndusInd Bank, both individuals and business entities have to meet simple eligibility criteria and submit minimal documents. A loan against property (LAP) refers to a type of loan that is granted by a bank when a residential or commercial property is…
Read moreWhat are Some Important Things about Loans against Property?
Posted on Tuesday, April 4th, 2023 |
Critical things to bear in mind about a loan against property pertain to valuation and ownership of the property, loan pre-closure, repayment tenure, and loan processing & additional fees. Unlock the value of your property and reap several benefits with a loan from IndusInd Bank. While it is good to be mentally ready for the…
Read moreHow to Apply for Loan against Property in India?
Posted on Tuesday, January 17th, 2023 |
A loan against property helps you raise immediate long-term funds for fulfilling various personal and professional needs. IndusInd Bank offers several benefits to borrowers including an attractive loan against property interest rate and longer repayment tenure. A type of secured loan, a loan against property allows an individual to avail of credit by mortgaging their…
Read moreWhat are the Facts to Know about a Loan against Property?
Posted on Tuesday, December 13th, 2022 |
A Loan Against Property is a great way to obtain immediate long-term funds. However, before applying, a borrower should be aware of certain facts pertaining to the property and loan. Loan Against Property is a secured loan or a mortgage loan in which an individual or company pledges their residential or commercial property in exchange…
Read moreIs CIBIL Score Required for Loan against Property?
Posted on Friday, September 30th, 2022 |
CIBIL score is one of the eligibility criteria taken into account by banks when considering an application for loan against property. The score has a bearing on aspects such as interest rate, loan amount, and processing time. The term “CIBIL score” has, in recent years, entered everyday conversations. Simply speaking, your Credit Information Bureau (India)…
Read moreIs loan against property a good idea?
Posted on Wednesday, August 10th, 2022 |
When faced with a financial crunch, the first thought that people come across is how to overcome the situation. While you always have the option to borrow funds from your friends or family, this might lead to problems in future. A safe way out is to apply for a Loan Against Property. Considered one of…
Read moreThings to consider before applying for a loan against property
Posted on Monday, May 16th, 2022 |
A loan against property is a great way to finance big-ticket requirements and purchases. Also known as secured loans, these are are backed by a property that you own that acts as a mortgage. As these loans are backed by a pre-owned property, they carry lower interest rates and usually have higher tenures. LAPs are…
Read moreLOAN AGAINST PROPERTY – “Enhance your earnings by leveraging your increased property value” !
Posted on Wednesday, March 2nd, 2022 |
Most of us are meticulous business planners. However, there are times when you want to scale up business without having to disturb your savings. At this point in time, borrowing money from friends and family could be an easier option. However if amounts are large, it may not be a good idea to stress their…
Read moreSmart ways to pay off a personal loan
Posted on Tuesday, March 20th, 2018 |
A loan is an easy way to meet your urgent requirements. Personal loan is widely popular among borrowers as it is an unsecured loan. This means that no specific reason is required to apply for it and the borrowers need not show any collateral to apply for a personal loan. You may apply one for…
Read more