Indulge Rewards

The Rewards program on your IndusInd Bank Indulge Credit Card is designed for simplicity. The IndusInd Bank Indulge Credit Card allows you to earn rewards faster and gives you multiple options to redeem them as per your convenience.

Earning of Reward Points:

Watch your reward points grow by using your IndusInd Bank Indulge Credit Card for business or pleasure wherever and whenever you choose.
For every Rs.100 spent on your IndusInd Bank Indulge Credit Card, you get 1.5 Reward Points.

Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.

Redemption of Reward Points:

We understand your need for choice and have tailored our redemption options to provide you with the following:

How to redeem

All you need to do to redeem your reward points is to visit www.indusmoments.com and place a request for redemption of your choice.

Terms and Conditions:

• For every Rs.100 spent on the Indulge Card, IndusInd Bank shall award 1.5 Reward Points ('Reward Points').
• The value of the Reward Points for the purpose of redemption is as under

Minimum reward points required for redemption towards cash credit and airline miles per eligible card variant is as follows:

• IndusInd Bank reserves the right to change the rate of conversion of Reward Points to airline miles or cash credit or towards any other redemption option at any time without prior notice. However, this change will be restricted to incremental points and there will be no impact on already converted Reward Points.
• IndusInd Bank does not underwrite or warrant the services against which the reward points are redeemed including but not limited to any activities concerning air travel services and redemption of airline miles provided by airline partners and shall not have any liability for any loss, damage, defect, deficiency, delay or imperfection in such services or for any loss or damage that may be suffered, or for any personal injury to a IndusInd Bank Credit Cardholder ("Cardholders") directly or indirectly by use or non-use of the services provided by the airline or any other service provider. Any disputes regarding delivery, service, quality or performance of products/services under the offer must be addressed in writing by the Cardholder directly to the airline or the service provider.
• With effect from 1st April 2014, the maximum number of reward points that can be redeemed in one statement cycle is 30,000 reward points for IndusInd Bank Indulge Credit Card for Cash Credit option.
• Terms and Conditions of the respective airlines and service providers will apply.

• Waiver of 1% fuel surcharge is applicable. The waiver is applicable across all petrol pumps in India
  Click here to know more
• The waiver can be availed only when payment is made through the IndusInd Bank Credit Card.
• IndusInd Bank reserves the right to impose a cap on the maximum value or number of fuel transactions permitted in a month.

*Please note taxes levied, if any, on fuel surcharge will not be waived and will need to be borne by the Cardholders.
# Please note effective 01st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
# As advised by Public Sector Oil Marketing Companies, the 0.75% Cashback that you earn on fuel transactions on your IndusInd Bank Credit Card will be discontinued, effective October 1, 2019.