Apply Digital Savings Account Online

Digital Savings Account Overview

A digital savings account is an online savings account that allows individuals to save money while earning an attractive savings interest rate. With the convenience of online banking, account holders can easily manage their funds and make transactions without having to physically visit a bank. Our high interest savings account offers a very attractive interest rate, so you can grow your savings faster and meet your financial goals more effectively.

Open an Indus Digi-Start digital savings account and forget the hassles of going to a bank to open a zero balance digital savings account. An extremely convenient to use and rewarding account, you can open this digital savings account by simply filling the application form online. Just keep your Aadhar and PAN ready to open your account and begin earning an attractive rate of interest on your savings account from day one!

Open Instantly: Digital Savings Account

Open Instantly

Use your Aadhaar card & PAN card to open an account instantly
Attractive Offers on Debit Card: Zero Balance Digital Account

Attractive Offers on Debit Card

Attractive Offers on Debit Card – Best of deals & Discounts on your debit cards
Digital Account Opening Zero Balance

Zero balance

Enjoy the benefits with Nil Non Maintenance Charge

Fees & Charges of Digital Savings Account Opening

When you open the Indus Digi-Start high interest savings account, you also enjoy the benefit of minimum fees and charges. The zero minimum balance requirement is one of the added advantages of opening an online digital savings account. The details of the fees and charges of opening the digital zero balance account are mentioned below.

Please click here to see the detailed Schedule of Charge for the account variant.

Please click here for Savings Account T&C.

This digital savings account is a great choice for anyone who wants to start saving and keep a check on their finances. Additionally, we provide an attractive rate of interest on savings accounts – a great option for anyone looking for a zero balance high interest savings account.

Minimum Balance Requirement

0*

Initial Funding

INR 20,000*

Debit Card Fee

INR 249 + taxes*

Terms and conditions apply.

Eligibility Criteria of Indus Digi Start Savings Account

Like any other digital savings account, you need to meet the basic eligibility requirements. The eligibility criteria of Indus Digi-Start digital savings account with zero balance has been mentioned below:

  • Valid Aadhar Number Linked with your Mobile number
  • Physical copy of PAN Card
  • Camera facility on Mobile/Desktop

Once you fulfill the eligibility criteria, you can easily open a digital savings account with us. You can additionally earn an attractive rate of interest on your savings account balance. The high interest savings account offers a host of additional benefits including paperless account opening, easy fund transfers, and secure banking transactions.

Savings Account Interest Rates

Indus Digi-Start digital savings account is a testament to putting the customer first. We offer one of the most attractive rates of interest on savings accounts. Click here to take a look at our range of savings account interest rates.

Note:

  • Savings account interest rates will be calculated on a daily maintained balance in your savings account.
  • Savings account interest rates will be paid at quarterly intervals.

Multiply your savings with our highest interest rate savings account today!

Open your Savings Account in 4 Easy Steps

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Verification via PAN & Aadhar

Fill in your Details

Complete your KYC on a Video Call

Fund Your Account


Bank with Convenience

Enjoy tailor-made benefits for a seamless banking experience.

FAQs

  • What is a digital savings account?

    A digital savings account is a savings account opened online using video KYC without having to visit a physical branch in an easy, fast, and secure way. With 100% paperless process, an individual can open a digital savings account with zero balance and manage their funds from anywhere, at any time. What’s more, the attractive savings account interest rate will help your money grow!

  • What is the difference between saving and a digital saving account?

    A digital savings account differs from a regular savings account in terms of the convenience it offers when opening an account. To open a regular savings account, you have to visit your nearest branch to fill in the application and get started.
    With IndusInd digital savings account, you can bid farewell to the hassle of physically visiting the bank and filling up the paperwork.
    Both accounts provide attractive rate of interest

  • How do I apply for a digital savings account?

    You can apply for a digital high interest savings account online. Follow a 100% secure and paperless application process – Choose an account number of your choice, enter your details, fund your account with initial funding and complete the KYC process on a video call. Open an online digital savings account to save and manage your funds and enjoy attractive interest rate savings account.

  • What interest rates does IndusInd Bank offer on Digital Savings Accounts?

    Indus Digi-Start, our zero balance digital savings account, offers you the one of the most attractive savings account interest rates!

  • How do I transfer funds using my Digital Savings Account?

    Digital savings account with zero balance offers you easy access to all the banking services such as online transfers, withdrawals, remittances, and more.
    With a digital savings account, you can transfer funds through internet banking services, Indus mobile banking app, or through UPI via other payment apps. The ease of managing and transacting funds online is what makes opening a digital savings account a convenient choice. What’s more, the higher rate of interest on savings account is the icing on the cake!

  • What is the monthly balance that I have to keep in a digital savings account?

    With IndusInd Bank, you no longer have to worry about maintaining a minimum balance when you opt for a digital savings account opening. The Indus Digi-Start savings account is a zero balance digital savings account that comes with no monthly balance restrictions. Only initial funding of Rs 20000 is required for this account. This makes it a great option in terms of flexibility and convenience.

  • How do I open a digital savings account?

    Open a digital saving account to enter a world of exciting deals and benefits; transfer funds online, shop, pay at local stores using your debit card and earn great discounts. For online digital savings account opening, you need to submit your PAN card, Aadhaar card and complete the KYC process on a video call.

  • What are the different steps involved in opening a Digital Savings Account?

    You can open a digital savings account in just four easy steps with IndusInd Bank. We offer a secure, fast, and paperless process for digital savings account opening. Follow these simple steps to get started-

    • Provide your valid Aadhaar number linked with your mobile number and a copy of the PAN card
    • Fill in the application with the required details
    • Fund your Account
    • Complete the video-KYC with our representative

    And done! Now you can save, transact, shop online, and more with your online digital savings account. We provide attractive saving bank interest rates, allowing you to earn more on your savings!

  • How is the Savings Account Interest Rates Calculated?

    The savings interest rates are calculated on a daily basis i.e. on the daily maintained closing balance in your savings account by IndusInd Bank in accordance with Reserve Bank of India directives. The interest amount calculated is also rounded off to the nearest rupee. Please to take a look at our range of interest rates.

  • When is interest credited to the Savings Account?

    The interest amount is credited on a quarterly basis. As per the RBI directives, irrespective of the savings interest rates, interest is paid in March, June, September, and December.

 

 

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