Terms and conditions for reversing of Joining Fees on EazyDiner IndusInd Bank Credit Card

• Eligible Cardholders have to spend INR 20,000 in total using EazyDiner IndusInd Bank Credit Card within the first 90 days of card issuance to qualify for the offer.
• This offer would be applicable for eligible EazyDiner IndusInd Bank Credit Cardholders only. Eligible spends done using the EazyDiner IndusInd Bank Credit Card only would be considered for qualifying for the benefits under this programme.
• For the purpose of this Program, eligible spends would mean the sum of all domestic and International Purchase Transactions done and settled using the IndusInd Bank Credit Card through Point of Sale (Card Present) Purchase, Online or E-Commerce/M-Commerce Internet Transaction, IVR Transaction, Mail Order/ Telephone Order Transaction. All Purchase transactions will be considered for the purpose of calculating achievement towards the Spend Levels.
• Only Settled Transactions; i.e. Transactions done during the Program Period and which have been successfully posted into the Cardholder’s Card Account within the first 90 days of card issuance will be considered for calculating for joining fee waiver under this Program. The Bank will not be responsible if a Transaction Authorized by the Bank has not been settled by the Merchant.
• Cash Withdrawals, Fees, Interest Charges, any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating total spends within first 90 days of card issuance. 
• Cardholder will be eligible for benefits under this Program (No joining fee on EazyDiner IndusInd Bank Credit Card) only if the total eligible Spends are equal to or greater than INR 20,000 within first 90 days of card issuance.
• Joining fees will not be levied only if after first 90 days of card issuance the cardholder has made eligible spends of INR 20,000 in total using EazyDiner IndusInd Bank Credit Card.
• Spends made using Add-on cards will accrue in the account of the Primary Cardholder under this Program.
• To be eligible for participating in the Program, the Cardholder must maintain a clean payment record in respect of his/her Card; i.e. the Cardholder should not have failed to pay the minimum amount due on his/her Card
• IndusInd Bank shall not be liable or responsible for non-receipt or delivery of any SMS/other communication relating to this Program due to any reason beyond the control of IndusInd Bank. IndusInd Bank reserves the right to modify/amend any communication/SMS related to the Program at any later date during the Program Period.
• The participation in the Program shall constitute deemed acceptance by the Card member of all the terms and conditions governing the Program.
• The Bank at its sole discretion can decide Cardholders who can avail this Program. Delinquent Credit Card members will not be eligible for the benefits of this offer. "Delinquent Credit Card Account" means an account of a Cardholder which has outstanding which is past due or which, in the sole opinion of the Bank, has unsatisfactory credit standing. Cardholders, whose Credit Card accounts are currently delinquent or become delinquent at any time before the Fulfillment Date, will be ineligible for the benefits of this Program.
• If the Cardholder ceases to be a Cardholder at any time during the Program Period or before the Fulfillment Date, all benefits under the Program shall lapse. This includes any relationship terminated either by the Bank or the Cardholder.
• In all matters relating to the Program, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Program by any other Program, whether similar or different to this Program or to withdraw it altogether without giving prior notice.
• The terms and conditions of the Program shall be in addition to and not in substitution/derogation to the Primary Terms and Conditions governing the Card and shall at all times be read along with the terms of the Cardholders’ Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Cardholders’ Agreement, then the terms of the Cardholders’ Agreement to prevail the present conditions.
• Any disputes arising out of this Program shall be subject to the exclusive jurisdiction of competent courts in Mumbai only.
• Terms and conditions mentioned here will supersede the details mentioned in communication if there is any conflict between T&C and communication received.